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American
Express Credit Cards
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American
Express offers a variety of credit cards and charge cards for
consumers, small business owners and corporate customers. They
are separated below by credit cards (that allow you to revolve
balances) and charge cards (that must be paid off each month)
for each customer type. These cards have no annual fee, unless
otherwise noted.
American Express
Credit Cards - Consumer
True
Earnings® Card from Costco and American Express -
Costco members or those who want to become Costco members can
apply for this credit card that gives generous cash back rebates
--- a 3% rebate on gas and restaurant purchases, 2% on travel
purchases, and 1% on all other purchases.
Delta
SkyMiles Platinum Credit Card from American Express
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Earn 1 Delta Airlines SkyMile per dollar in purchases. Also
offers a 20,000-mile bonus after your first purchase (including
5,000 elite status Medallion Qualification Miles). In addition,
you'll get one free companion Coach Class ticket each year upon
renewal. Annual fee is $150.
Starwood
Preferred Guest Credit Card from American Express -
Starwood is the parent company of hotel chains including Westin,
Sheraton, St. Regis, W Hotels, and more. This card allows you
to earn 1 point per dollar and use points at Starwood hotels,
or exchange points for frequent flyer miles on over 30 major
airlines. You can also get plenty of bonus points: earn up to
25,000 Starpoints® --- enough for up to 6 free nights at
a category 1 or 2 hotel. No annual fee for the first year, $45
per year after.
Blue
from American Express -
Offers American Express' Membership Rewards Express® program
that gives 1 point per dollar spent on the card, with points
redeemed toward travel, merchandise, more.
Blue
Cash® from American Express -
Earn up to 5% cash back on gas, groceries and drug store purchases,
and up to 1.5% back on all other purchases. (Exact formula:
1% cash back on gas, groceries and drug store purchases and
0.5% on other purchases for the first $6500 spent with the card,
then 5% back on gas, groceries and drug store purchases and
1.5% back on other purchases.)
Blue
Sky® from American Express -
Earn 1 point per dollar spent with this card, then use those
points toward direct savings on travel purchases, up to the
full cost --- Every 7,500 points equals $100 off your travel
purchases, up to the full amount of the travel cost.
American Express
Charge Cards - Consumer
American
Express Preferred Rewards Green Card -
The traditional American Express "Green" card offers
Membership Rewards points at one point per dollar. Points can
be used for merchandise or travel rewards, including the ability
to transfer points on a one-to-one basis into frequent flyer
programs of 17 different airlines. You'll also get the American
Express benefits you'd expect, such as buyer protection and
travel insurance.
The card
has no pre-set spending limit, but of course you must pay off
your balance each month. The Green card has no annual fee for
the first year, then it's $95 per year.
American
Express Preferred Rewards Gold Card -
If you move up to the American Express Gold Card, you'll get
similar benefits to the Green card, with a few extra perks.
First off, you'll get a bonus of 10,000 Membership Rewards when
you spend $500 with the card in the first 3 months of having
it. For a limited time, you can also earn double membership
rewards points on gas and groceries for your first year. You'll
also get access to some Gold Card-only events such as specials
on concert tickets, sporting events, theater tickets, more.
The card
has no pre-set spending limit, but of course you must pay off
your balance each month. The Gold card has no annual fee for
the first year, then it's $125 per year.
American
Express Credit Cards - Business
Blue
for Business from American Express -
Basic lower interest business credit card that also offers the
Membership Rewards Express program, which awards one point per
dollar and allows points to be redeemed for travel, merchandise,
gift cards, more.
American
Express Platinum Business Credit Card -
Similar to the Blue card above with lower interest rate and
Membership Rewards Express program.
American Express
Charge Cards - Business
American
Express Business Green Rewards Card -
The traditional American Express "Green" card for
Business offers Membership Rewards points at one point per dollar.
Points can be used for merchandise or travel rewards, including
the ability to transfer points on a one-to-one basis into frequent
flyer programs of 11 different airlines. You'll also get the
American Express benefits you'd expect, such as buyer protection
and travel insurance.
The card
has no pre-set spending limit, but of course you must pay off
your balance each month. The Green card has no annual fee for
the first year, then it's $95 per year.
American
Express Business Gold Rewards Card -
If you move up to the American Express Gold Card, you'll get
similar benefits to the Green card, with a few extra perks.
For example, you'll get the same bonus of 5,000 Membership Rewards
when you use the card for the first time, but you can also earn
other bonuses based on your purchase amounts.
The card
has no pre-set spending limit, but of course you must pay off
your balance each month. The Gold card has no annual fee for
the first year, then it's $125 per year.
American
Express Corporate Card -
American Express offers a number of corporate credit card programs
for larger companies. You can get some basic information online
and express initial interest via an application, but ultimately
you will need to have an American Express representative contact
you to work out the details.
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