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Business
Credit Cards with Rewards
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Business
credit cards offering reward programs, including all cash back,
reward program, travel / airline mile, and other business rewards.
(NOTE: Credit card rates change fairly regularly -- check the
terms and conditions of each card to be sure the interest rates
shown here are accurate.) Last Updated: July 9, 2008.
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American
Express Platinum Business Credit Card -
Rewards
Program Details: Earn one point per dollar in the
Membership Rewards Options program; points can be used toward
travel rewards, merchandise, restaurants/entertainment venues,
more. Ongoing Interest Rate: 7.99%, or 9.99%,
or 11.99%, or 14.99% variable rate*. Introductory APR:
0% for 12 months on purchases with plastic card only, not
phone or Internet orders. Balance Transfer Rate: 4.99%
for the life of any balance transferred with application
or within first 45 days after acceptance. Annual Fee:
None.
(click
for all terms & conditions.)
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Advanta
Platinum BusinessCard with Rewards
- Rewards
Program Details: Earn up to 5% cash back on certain
purchases, up to 1% on others, or choose travel rewards.
Ongoing Interest Rate: 6.99% variable rate*. Introductory
APR: Same as ongoing rate. Balance Transfer Rate:
0% for 15 months, then 7.99% fixed rate. Annual Fee:
None. (click
for all terms & conditions.)
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Citi
Professional Cash Card -
Rewards
Program Details: Earn
3% cash back on purchases made at restaurants, gas stations,
certain office supply merchants, and for auto rentals. Plus,
earn 1% cash back on all other purchases.
Ongoing Interest Rate: 9.99% variable rate*. Introductory
APR: 0% for 12 months. Balance Transfer Rate:
Same as standard rate. Annual Fee: None.
(click
for all terms & conditions.)
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Capital
One Business Platinum with Preferred No Hassle Miles
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Rewards Program Details: Earn 2 miles per dollar
on travel and entertainment purchases, and 1 mile per dollar
on all other purchases, with no limit on miles earned. Use
miles on any airline, without restrictions, or choose cash
back or merchandise rewards. Ongoing
Interest Rate: 14.99%, or 17.99%, or 19.89% variable
rate*. Introductory APR: 0% until August 2009. Balance
Transfer Rate: Same as ongoing. Annual Fee: None.
(click
for all terms & conditions.)
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Citi
Professional Card -
Rewards
Program Details: Earn 3 ThankYou points for every
dollar spent at gas stations, restaurants, auto rentals,
and office supply stores, 1 point per dollar everywhere
else, plus 10,000 points after first $250 in purchases.
Redeem points toward free travel, gift cards, more.
Ongoing Interest Rate: 10.99% variable rate*. Introductory
APR: 0% for 12 months. Balance Transfer Rate:
Same as standard rate. Annual Fee: None.
(click
for all terms & conditions.)
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Capital
One Business Platinum with No Hassle Cash -
Rewards Program Details: Earn 1% cash back on
all purchases, plus a once-yearly bonus of 25% of your previous
cash back reward total. Ongoing
Interest Rate: 14.99%, or 17.99%, or 19.89% variable
rate*. Introductory APR: 0% until August 2009. Balance
Transfer Rate: Same as ongoing. Annual Fee: None.
(click
for all terms & conditions.)
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American
Express SimplyCash Business Card -
Rewards
Program Details: Earn a full 5% cash back on office
supplies and wireless services, a full 3% cash back on gas
purchases, and a full 1% cash back everywhere else.
Ongoing Interest Rate: 5.00%, or 8.99%, or 11.99%, or
14.99% variable rate*. Introductory APR: 0% for up
12 months. Balance Transfer Rate: 7.99% for life
of balance if transfer made in first 6 months. Annual
Fee: None.
(click
for all terms & conditions.)
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Chase
Business Rebate Credit Card -
Rewards
Program Details: Earn a full 3% cash back at office
supply stores, gas stations, restaurants, building supply
stores and hardware/home improvement stores; earn a full
1% cash back on all other purchases. Ongoing Interest
Rate: 7.99% fixed rate*. Introductory APR: Same
as standard rate. Balance Transfer Rate: 0% for 15
billing cycles. Annual Fee: None.
(click
for all terms & conditions.)
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Costco
True Earnings Business Card from American Express (NOTE:
Must be a Costco member to apply for this card.) - Rewards
Program Details: Costco credit card allows you to
earn 5% cash back on gas purchases, 3% cash back on restaurant
purchases, 2% cash back on travel purchases, and 1% cash
back everywhere else. Ongoing
Interest Rate: 15.99% variable rate*. Introductory
APR: 0% for 3 months. Balance Transfer Rate:
1.99% for 6 months on transfers within first 90 days. Annual
Fee: None.
(click
for all terms & conditions.)
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CitiBusiness
Card with ThankYou Network
- Rewards
Program Details: Earn 3 ThankYou points for every
dollar spent at office supply stores, stand-alone tax preparation,
accounting, bookkeeping, and legal services providers, plus
1 point per dollar everywhere else, plus 10,000 points after
$250 in purchases. Redeem points for toward free travel,
gift cards, more.
Ongoing Interest Rate: 9.99% variable rate*. Introductory
APR: 0% for 12 months. Balance Transfer Rate:
Same as standard rate. Annual Fee: None.
(click
for all terms & conditions.)
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Advanta
Life-Of-Balance Platinum Card -
Rewards
Program Details: Earn up to 6% cash back on certain
purchases, up to 1% on others, or choose travel rewards.
Ongoing Interest Rate: 8.99% variable rate*. Introductory
APR: Same as ongoing rate. Balance Transfer Rate:
2.99% fixed rate for the life of the balance. Annual
Fee: None. (click
for all terms & conditions.)
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Discover
Business Card -
Rewards
Program Details: Earn
5% cash back on office supplies, 2% on gas purchases and
up to 1% on all other purchases.
Ongoing Interest
Rate: 13.99% variable rate*. Introductory APR:
0% for 12 months. Balance Transfer Rate: 3.9% for
6 months, then same as ongoing. Annual Fee: None.
(click
for all terms & conditions.)
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American
Express Platinum Business FreedomPass Credit Card -
Rewards Program Details: Earn 1 point for every
dollar in purchases; each 7,500 points accumulated equals
$100 of savings on any flight, hotel, car rental or cruise
with no blackout dates and no restrictions. Combine $100
rewards up to the full cost of any of the travel purchases
mentioned. Get a 5,000-point bonus upon first purchase with
the card. Ongoing
Interest Rate: 8.99%, or 10.99%, or 12.99%, or 14.99%
variable rate*. Introductory APR: 0% for 12 months.
Balance Transfer Rate: 7.99% for the life of the
balance on transfers made in the first six months of card
membership. Annual Fee: None.
(click
for all terms & conditions.)
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Chase
Business Cash Rewards Visa -
Rewards
Program Details: Earn up to 5% cash back --- Earn
1 point (equal to 1% cash rebate) per dollar on monthly
purchases under $2000, then 5 points (or 5%) per dollar
on monthly purchases from $2001-$2500, then 1.25 points
(or 1.25%) per dollar on monthly purchases over $2500. Redeem
for cash, gift cards, or other rewards. Ongoing Interest
Rate: 10.99%, or 14.99%, or 19.99% variable rate*. Introductory
APR: 0% for 12 billing cycles. Balance Transfer Rate:
0% for 12 billing cycles. Annual Fee: None.
(click
for all terms & conditions.)
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Blue
Cash for Business from American Express -
Rewards
Program Details: Earn up to 5% cash back for purchases
at OPEN Savings partners including FedEx, Delta and Hyatt,
up to 2.5% cash back on all other purchases. Ongoing
Interest Rate: 7.99%, or 9.99%, or 11.99%, or 14.99%
variable rate*. Introductory APR: 0% for 6 months
on purchases with plastic card only, not phone or Internet
orders. Balance Transfer Rate: 7.99% for the life
of any balance transferred within the first 6 months as
a cardholder. Annual Fee: None.
(click
for all terms & conditions.)
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American
Express Business Gold Rewards Card -
Rewards Program Details: Membership Rewards program
offers 1 point per dollar with each purchase; points good
toward travel, merchandise, gift cards, more, including
the ability to transfer points directly into any of 11 existing
airline frequent flyer programs. Ongoing
Interest Rate: None; balance must be paid in full each
month. Introductory APR: N/A. Balance Transfer
Rate: No balance transfers. Annual Fee: None
for first year, $125 afterwards.
(click
for all terms & conditions.)
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Blue
for Business from American Express
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Rewards
Program Details: Fee-free
Membership Rewards Express program offers 1 point with each
purchase; points good toward travel, merchandise, gift cards,
more.
Ongoing Interest
Rate:
7.99%, or 9.99%, or 11.99%, or 14.99% variable rate*.
Introductory
APR: 0% for 15 months, with plastic card only; not on
phone or Internet purchases. Balance Transfer Rate:
4.99% for life of the balance, as long as transfer made
within 45 days of card acceptance. Afterwards, same as ongoing
rate. Annual Fee: None. (click
for all terms & conditions.)
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Discover
Business Miles Card -
Rewards
Program Details: Earn
2 miles per dollar on up to $5,000 of purchases toward travel
and gas, and 1 mile per dollar on most other purchases.
Miles can be used on any airline without restrictions.
Ongoing Interest
Rate: 13.99% variable rate*. Introductory APR:
0% for 12 months. Balance Transfer Rate: 3.9% for
6 months, then same as ongoing. Annual Fee: None.
(click
for all terms & conditions.)
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Delta
SkyMiles Gold Business Credit Card from American Express
- Rewards Program
Details: Delta Airlines credit card offers 2 Delta
SkyMiles per dollar spent at supermarkets, drugstores, gas
stations, home improvement and hardware stores, the U.S.
Postal Service, Delta airline purchases and wireless phone
bill payments. Earn 1 Delta SkyMile per dollar spent everywhere
else. Get a 15,000-mile bonus upon first purchase with the
card. Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
9.99% for the life of the balance on transfers made in the
first six months of card membership. Annual Fee:
None for first year, $95 afterwards.
(click
for all terms & conditions.)
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Starwood
Preferred Guest Business Credit Card from American Express
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Rewards
Program Details: Earn one Starpoint for every eligible
dollar you spend, and double Starpoints for stays at participating
Starwood hotels. Redeem Starpoints at over 800 Starwood
hotels, and/or transfer Starpoints to over 30 frequent flyer
programs. Get a bonus 10,000 Starpoints (worth up tho three
free nights) after your first card purchase. Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: 2.9% for 6 months. Balance Transfer Rate:
2.9% for six months, then same as ongoing. Annual Fee:
None for first year, then $45.
(click
for all terms & conditions.)
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American
Express Business Green Rewards Card
- Rewards Program Details: Membership Rewards
program offers 1 point with each purchase; points good toward
travel, merchandise, gift cards, more. Also, get 5,000 bonus
points after first purchase. Ongoing
Interest Rate: None; balance must be paid in full each
month. Introductory APR: N/A. Balance Transfer
Rate: No balance transfers. Annual Fee: None
for first year, $95 afterwards.
(click
for all terms & conditions.)
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AirTran
Airways A+ Business Card
- Rewards
Program Details: Earn
1 mile for every dollar in purchases, double miles on AirTran
ticket purchases. Redeem for free travel.
Ongoing
Interest Rate: 14.99% or 17.99% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
0%
for 6 months, then same as ongoing.
Annual Fee: $0/year or $39/year.
(click
for all terms & conditions.)
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Alaska
Airlines Visa Business Card -
Rewards
Program Details: Earn
1 mile for every dollar in purchases, double miles on Alaska/Horizon
ticket purchases.
Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: 0% for 9 months. Balance Transfer Rate:
0%
for 9 months, then same as ongoing.
Annual Fee: $50.
(click
for all terms & conditions.)
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BancorpSouth
MasterCard BusinessCard -
Rewards
Program Details: Earn
1 mile for every dollar in purchases, redeem miles toward
travel or other rewards.
Ongoing
Interest Rate: 10.90% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
Same
as ongoing.
Annual Fee: $30 for optional rewards program unless
$20,000 or more spent on card during the year.
(click
for all terms & conditions.)
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Continental
Airlines World MasterCard for Business -
Rewards
Program Details: Earn
1 mile for every dollar in purchases, double miles on Continental
ticket purchases and dining, gas, and office supplies.
Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
Same
as ongoing.
Annual Fee: $85.
(click
for all terms & conditions.)
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GM
Business Credit Card -
Rewards
Program Details: Earn
3% cash back on gas purchases, at restaurants, office supply
stores and at authorized GM dealers on parts and service.
Get 1% on all other credit card purchases. Rebates used
toward eligible GM vehicle purchases.
Ongoing
Interest Rate: 10.99% variable rate*. Introductory
APR: 0% for 12 billing cycles. Balance Transfer Rate:
0% for 12 billing cycles, then same as ongoing.
Annual Fee: None. (click
for all terms & conditions.)
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Marriott
Rewards Visa Business Card
- Rewards
Program Details: Marriott
credit card allows you to earn 3 Marriott Rewards Points
for every $1 spent at Marriott locations, 1 point for every
$1 spent on all other purchases. Redeem points for free
nights at Marriott hotels and other rewards.
Ongoing Interest
Rate: 14.99% variable rate*. Introductory APR:
Same as ongoing. Balance Transfer Rate: Same as ongoing.
Annual Fee: None for first year, then $30/year. (click
for all terms & conditions.)
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Priority
Club Rewards Business Credit Card -
Rewards
Program Details: Earn
3 points per dollar at Priority Club-affiliated hotels and
1 point everywhere else. Use points for free hotel stays,
or other travel or merchandise rewards.
Ongoing Interest
Rate: 12.99% variable rate*. Introductory APR:
0% for 6 billing cycles. Balance Transfer Rate: 0%
for 6 billing cycles, then same as ongoing. Annual Fee:
None first year, then $29.
(click
for all terms & conditions.)
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Southwest
Airlines Rapid Rewards Visa Business Card -
Rewards
Program Details: Earn
1 mile for every dollar in purchases, double miles on Southwest
ticket and Southwest partner purchases.
Ongoing
Interest Rate: 13.65% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
Same
as ongoing.
Annual Fee: $59.
(click
for all terms & conditions.)
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United
Mileage Plus Business Card -
Rewards
Program Details: Earn
2 United Mileage Plus frequent flyer miles for every one
dollar in United purchases, 1 point per dollar everywhere
else.
Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
Same as ongoing.
Annual Fee: None first year, then $75.
(click
for all terms & conditions.)
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UPS
Capital Visa Business Rewards Card (UPS Credit Card)
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Rewards
Program Details: UPS
credit card allows you to earn 3% back on UPS purchases
as well as purchases at other select merchants; earn 1%
cash back everywhere else. Redeem for cash or travel rewards.
Ongoing Interest
Rate: 10.99%, or 14.99% or 19.99% variable rate*. Introductory
APR: 0% for 12 billing cycles. Balance Transfer Rate:
0% for 12 billing cycles, then same as ongoing. Annual
Fee: None.
(click
for all terms & conditions.)
- US
Airways Visa Business Credit Card -
Rewards
Program Details: Earn
1 mile for every dollar in purchases, double miles on US Airways
purchases.
Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: 0% for 9 billing cycles. Balance Transfer Rate:
0%
for 9 billing cycles, then same as ongoing.
Annual Fee: $75.
(click
for all terms & conditions.)
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*
variable rate = credit card interest rate changes in line
with federal interest rates or other rate index; fixed
rate = credit card rate stays the same regardless of changes
in federal rates, but still may be changed by credit card
issuer in the future.
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Related
Categories: Low
Interest Business Credit Cards
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