Business Credit Cards with Rewards

Business credit cards offering reward programs, including all cash back, reward program, travel / airline mile, and other business rewards. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.) Last Updated: July 9, 2008.

  • American Express Platinum Business Credit Card - Rewards Program Details: Earn one point per dollar in the Membership Rewards Options program; points can be used toward travel rewards, merchandise, restaurants/entertainment venues, more. Ongoing Interest Rate: 7.99%, or 9.99%, or 11.99%, or 14.99% variable rate*. Introductory APR: 0% for 12 months on purchases with plastic card only, not phone or Internet orders. Balance Transfer Rate: 4.99% for the life of any balance transferred with application or within first 45 days after acceptance. Annual Fee: None. (click for all terms & conditions.)

  • Advanta Platinum BusinessCard with Rewards - Rewards Program Details: Earn up to 5% cash back on certain purchases, up to 1% on others, or choose travel rewards. Ongoing Interest Rate: 6.99% variable rate*. Introductory APR: Same as ongoing rate. Balance Transfer Rate: 0% for 15 months, then 7.99% fixed rate. Annual Fee: None. (click for all terms & conditions.)

  • Citi Professional Cash Card - Rewards Program Details: Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus, earn 1% cash back on all other purchases. Ongoing Interest Rate: 9.99% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: Same as standard rate. Annual Fee: None. (click for all terms & conditions.)

  • Capital One Business Platinum with Preferred No Hassle Miles - Rewards Program Details: Earn 2 miles per dollar on travel and entertainment purchases, and 1 mile per dollar on all other purchases, with no limit on miles earned. Use miles on any airline, without restrictions, or choose cash back or merchandise rewards. Ongoing Interest Rate: 14.99%, or 17.99%, or 19.89% variable rate*. Introductory APR: 0% until August 2009. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Citi Professional Card - Rewards Program Details: Earn 3 ThankYou points for every dollar spent at gas stations, restaurants, auto rentals, and office supply stores, 1 point per dollar everywhere else, plus 10,000 points after first $250 in purchases. Redeem points toward free travel, gift cards, more. Ongoing Interest Rate: 10.99% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: Same as standard rate. Annual Fee: None. (click for all terms & conditions.)

  • Capital One Business Platinum with No Hassle Cash - Rewards Program Details: Earn 1% cash back on all purchases, plus a once-yearly bonus of 25% of your previous cash back reward total. Ongoing Interest Rate: 14.99%, or 17.99%, or 19.89% variable rate*. Introductory APR: 0% until August 2009. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • American Express SimplyCash Business Card - Rewards Program Details: Earn a full 5% cash back on office supplies and wireless services, a full 3% cash back on gas purchases, and a full 1% cash back everywhere else. Ongoing Interest Rate: 5.00%, or 8.99%, or 11.99%, or 14.99% variable rate*. Introductory APR: 0% for up 12 months. Balance Transfer Rate: 7.99% for life of balance if transfer made in first 6 months. Annual Fee: None. (click for all terms & conditions.)

  • Chase Business Rebate Credit Card - Rewards Program Details: Earn a full 3% cash back at office supply stores, gas stations, restaurants, building supply stores and hardware/home improvement stores; earn a full 1% cash back on all other purchases. Ongoing Interest Rate: 7.99% fixed rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: 0% for 15 billing cycles. Annual Fee: None. (click for all terms & conditions.)

  • Costco True Earnings Business Card from American Express (NOTE: Must be a Costco member to apply for this card.) - Rewards Program Details: Costco credit card allows you to earn 5% cash back on gas purchases, 3% cash back on restaurant purchases, 2% cash back on travel purchases, and 1% cash back everywhere else. Ongoing Interest Rate: 15.99% variable rate*. Introductory APR: 0% for 3 months. Balance Transfer Rate: 1.99% for 6 months on transfers within first 90 days. Annual Fee: None. (click for all terms & conditions.)

  • CitiBusiness Card with ThankYou Network - Rewards Program Details: Earn 3 ThankYou points for every dollar spent at office supply stores, stand-alone tax preparation, accounting, bookkeeping, and legal services providers, plus 1 point per dollar everywhere else, plus 10,000 points after $250 in purchases. Redeem points for toward free travel, gift cards, more. Ongoing Interest Rate: 9.99% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: Same as standard rate. Annual Fee: None. (click for all terms & conditions.)

  • Advanta Life-Of-Balance Platinum Card - Rewards Program Details: Earn up to 6% cash back on certain purchases, up to 1% on others, or choose travel rewards. Ongoing Interest Rate: 8.99% variable rate*. Introductory APR: Same as ongoing rate. Balance Transfer Rate: 2.99% fixed rate for the life of the balance. Annual Fee: None. (click for all terms & conditions.)

  • Discover Business Card - Rewards Program Details: Earn 5% cash back on office supplies, 2% on gas purchases and up to 1% on all other purchases. Ongoing Interest Rate: 13.99% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: 3.9% for 6 months, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • American Express Platinum Business FreedomPass Credit Card - Rewards Program Details: Earn 1 point for every dollar in purchases; each 7,500 points accumulated equals $100 of savings on any flight, hotel, car rental or cruise with no blackout dates and no restrictions. Combine $100 rewards up to the full cost of any of the travel purchases mentioned. Get a 5,000-point bonus upon first purchase with the card. Ongoing Interest Rate: 8.99%, or 10.99%, or 12.99%, or 14.99% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: 7.99% for the life of the balance on transfers made in the first six months of card membership. Annual Fee: None. (click for all terms & conditions.)

  • Chase Business Cash Rewards Visa - Rewards Program Details: Earn up to 5% cash back --- Earn 1 point (equal to 1% cash rebate) per dollar on monthly purchases under $2000, then 5 points (or 5%) per dollar on monthly purchases from $2001-$2500, then 1.25 points (or 1.25%) per dollar on monthly purchases over $2500. Redeem for cash, gift cards, or other rewards. Ongoing Interest Rate: 10.99%, or 14.99%, or 19.99% variable rate*. Introductory APR: 0% for 12 billing cycles. Balance Transfer Rate: 0% for 12 billing cycles. Annual Fee: None. (click for all terms & conditions.)

  • Blue Cash for Business from American Express - Rewards Program Details: Earn up to 5% cash back for purchases at OPEN Savings partners including FedEx, Delta and Hyatt, up to 2.5% cash back on all other purchases. Ongoing Interest Rate: 7.99%, or 9.99%, or 11.99%, or 14.99% variable rate*. Introductory APR: 0% for 6 months on purchases with plastic card only, not phone or Internet orders. Balance Transfer Rate: 7.99% for the life of any balance transferred within the first 6 months as a cardholder. Annual Fee: None. (click for all terms & conditions.)

  • American Express Business Gold Rewards Card - Rewards Program Details: Membership Rewards program offers 1 point per dollar with each purchase; points good toward travel, merchandise, gift cards, more, including the ability to transfer points directly into any of 11 existing airline frequent flyer programs. Ongoing Interest Rate: None; balance must be paid in full each month. Introductory APR: N/A. Balance Transfer Rate: No balance transfers. Annual Fee: None for first year, $125 afterwards. (click for all terms & conditions.)

  • Blue for Business from American Express - Rewards Program Details: Fee-free Membership Rewards Express program offers 1 point with each purchase; points good toward travel, merchandise, gift cards, more. Ongoing Interest Rate: 7.99%, or 9.99%, or 11.99%, or 14.99% variable rate*. Introductory APR: 0% for 15 months, with plastic card only; not on phone or Internet purchases. Balance Transfer Rate: 4.99% for life of the balance, as long as transfer made within 45 days of card acceptance. Afterwards, same as ongoing rate. Annual Fee: None. (click for all terms & conditions.)

  • Discover Business Miles Card - Rewards Program Details: Earn 2 miles per dollar on up to $5,000 of purchases toward travel and gas, and 1 mile per dollar on most other purchases. Miles can be used on any airline without restrictions. Ongoing Interest Rate: 13.99% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: 3.9% for 6 months, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Delta SkyMiles Gold Business Credit Card from American Express - Rewards Program Details: Delta Airlines credit card offers 2 Delta SkyMiles per dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, Delta airline purchases and wireless phone bill payments. Earn 1 Delta SkyMile per dollar spent everywhere else. Get a 15,000-mile bonus upon first purchase with the card. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 9.99% for the life of the balance on transfers made in the first six months of card membership. Annual Fee: None for first year, $95 afterwards. (click for all terms & conditions.)

  • Starwood Preferred Guest Business Credit Card from American Express - Rewards Program Details: Earn one Starpoint for every eligible dollar you spend, and double Starpoints for stays at participating Starwood hotels. Redeem Starpoints at over 800 Starwood hotels, and/or transfer Starpoints to over 30 frequent flyer programs. Get a bonus 10,000 Starpoints (worth up tho three free nights) after your first card purchase. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: 2.9% for 6 months. Balance Transfer Rate: 2.9% for six months, then same as ongoing. Annual Fee: None for first year, then $45. (click for all terms & conditions.)

  • American Express Business Green Rewards Card - Rewards Program Details: Membership Rewards program offers 1 point with each purchase; points good toward travel, merchandise, gift cards, more. Also, get 5,000 bonus points after first purchase. Ongoing Interest Rate: None; balance must be paid in full each month. Introductory APR: N/A. Balance Transfer Rate: No balance transfers. Annual Fee: None for first year, $95 afterwards. (click for all terms & conditions.)

  • AirTran Airways A+ Business Card - Rewards Program Details: Earn 1 mile for every dollar in purchases, double miles on AirTran ticket purchases. Redeem for free travel. Ongoing Interest Rate: 14.99% or 17.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 0% for 6 months, then same as ongoing. Annual Fee: $0/year or $39/year. (click for all terms & conditions.)

  • Alaska Airlines Visa Business Card - Rewards Program Details: Earn 1 mile for every dollar in purchases, double miles on Alaska/Horizon ticket purchases. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: 0% for 9 months. Balance Transfer Rate: 0% for 9 months, then same as ongoing. Annual Fee: $50. (click for all terms & conditions.)

  • BancorpSouth MasterCard BusinessCard - Rewards Program Details: Earn 1 mile for every dollar in purchases, redeem miles toward travel or other rewards. Ongoing Interest Rate: 10.90% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: $30 for optional rewards program unless $20,000 or more spent on card during the year. (click for all terms & conditions.)

  • Continental Airlines World MasterCard for Business - Rewards Program Details: Earn 1 mile for every dollar in purchases, double miles on Continental ticket purchases and dining, gas, and office supplies. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: $85. (click for all terms & conditions.)

  • GM Business Credit Card - Rewards Program Details: Earn 3% cash back on gas purchases, at restaurants, office supply stores and at authorized GM dealers on parts and service. Get 1% on all other credit card purchases. Rebates used toward eligible GM vehicle purchases. Ongoing Interest Rate: 10.99% variable rate*. Introductory APR: 0% for 12 billing cycles. Balance Transfer Rate: 0% for 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Marriott Rewards Visa Business Card - Rewards Program Details: Marriott credit card allows you to earn 3 Marriott Rewards Points for every $1 spent at Marriott locations, 1 point for every $1 spent on all other purchases. Redeem points for free nights at Marriott hotels and other rewards. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None for first year, then $30/year. (click for all terms & conditions.)

  • Priority Club Rewards Business Credit Card - Rewards Program Details: Earn 3 points per dollar at Priority Club-affiliated hotels and 1 point everywhere else. Use points for free hotel stays, or other travel or merchandise rewards. Ongoing Interest Rate: 12.99% variable rate*. Introductory APR: 0% for 6 billing cycles. Balance Transfer Rate: 0% for 6 billing cycles, then same as ongoing. Annual Fee: None first year, then $29. (click for all terms & conditions.)

  • Southwest Airlines Rapid Rewards Visa Business Card - Rewards Program Details: Earn 1 mile for every dollar in purchases, double miles on Southwest ticket and Southwest partner purchases. Ongoing Interest Rate: 13.65% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: $59. (click for all terms & conditions.)

  • United Mileage Plus Business Card - Rewards Program Details: Earn 2 United Mileage Plus frequent flyer miles for every one dollar in United purchases, 1 point per dollar everywhere else. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None first year, then $75. (click for all terms & conditions.)

  • UPS Capital Visa Business Rewards Card (UPS Credit Card) - Rewards Program Details: UPS credit card allows you to earn 3% back on UPS purchases as well as purchases at other select merchants; earn 1% cash back everywhere else. Redeem for cash or travel rewards. Ongoing Interest Rate: 10.99%, or 14.99% or 19.99% variable rate*. Introductory APR: 0% for 12 billing cycles. Balance Transfer Rate: 0% for 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • US Airways Visa Business Credit Card - Rewards Program Details: Earn 1 mile for every dollar in purchases, double miles on US Airways purchases. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: 0% for 9 billing cycles. Balance Transfer Rate: 0% for 9 billing cycles, then same as ongoing. Annual Fee: $75. (click for all terms & conditions.)
* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

Related Categories: Low Interest Business Credit Cards