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Cash Back Credit Cards

Credit cards offering cash rebates on every purchase. Ranked by percentage of cash back per purchase. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.)

TOP PICKS
Chase Freedom® Visa - $100 Bonus Cash Back
Chase Freedom® Visa - $100 Bonus Cash Back


  • Earn $100 Bonus Cash Back after you make
    $799 in purchases in your first three months
  • 5% cash back offers in popular categories like
    gas, home improvement and department stores
  • Full 1% Cash Back on everything else with
    no spending tiers

Apply Now
 
Discover® More® Card - $75 Cashback Bonus®
Discover® More® Card - $75 Cashback Bonus®


  • 5% to 20% Cashback Bonus at over 150 top
    retailers through our online shopping mall
  • Unlimited cash rewards that never expire
  • No Annual Fee

Apply Now
 
Blue Cash® from American Express
Blue Cash® from American Express


  • Earn up to 5% cash back on eligible purchases
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases

Apply Now
  • Chase Freedom® Visa - $100 Bonus Cash Back Cash Back Offer: Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months. 5% cash back offers in popular categories like gas, home improvement and department stores. Full 1% Cash Back on everything else with no spending tiers. Your cash back rewards never expire. Ongoing APR: 12.99 - 22.99% Variable. Introductory APR: N/A. Introductory Length: None. Balance Transfer Fee: 5%. Annual Fee: None. (click for all terms and conditions.)

  • Discover® More® Card - $75 Cashback Bonus® - Cash Back Offer: N/A Ongoing APR: 11.99 - 20.99% V. Introductory APR: 0% - BT. Introductory Length: 12 months. Balance Transfer Fee: 4% (at time of app). Annual Fee: None. Also: Offers 5% Cashback Bonus in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more; earn up to a 1% Cashback Bonus on all other purchases. (click for all terms and conditions.)

  • Blue Cash® from American Express - Cash Back Offer: Earn up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores. Ongoing APR: 17.24%-21.24% variable rate. Balance Transfer Fee: N/A Annual Fee: None. Also: This card offers up to 1.25% cash back for all other purchases. There is no limit on the cash rewards you can earn. Receive your cash back automatically as a statement credit. Flexibility to pay over time. (click for all terms and conditions.)

  • Discover® Motiva Card** - Cash Back Offer: Earn up to 1% Cashback Bonus on all purchases, plus get one month's interest refunded back to you every time you make on-time payments for six straight months. Ongoing APR: 11.99-20.99% variable rate*. Introductory APR: 3.99% on purchases for full 12 months. Introductory Length: 12 months. Balance Transfer Fee:4% (at time of app). Balance Transfer Length:15 months. Annual Fee: None. (click for all terms and conditions.)

  • Iberiabank Visa Gold - Cash Back Offer: Earn 1% in cash back credit on all qualifying purchases. No limit on cash back; no expiration date on eligibility for accounts in good standing. Ongoing APR: Variable Rate APR 9.25%, 12.25%, or 15.25% ranging from "Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%" as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR: Same as ongoing. Introductory Length: 6 Months. Balance Transfer Fee: 2% Balance Transfer Length: 6 months. Annual Fee: None. Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. (click for all terms & conditions.)

  • American DreamCard MasterCard - Cash Back Offer: Not direct cash back BUT each dollar spent with card equals one entry in American DreamCard's monthly drawing, in which one person wins at least $25,000 or more depending on amount of charges by all entrants during the period. Ongoing APR: 14.99% or 21.99% variable rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: Same as standard rate. Annual Fee: $0, $39, or $59. (click for all terms and conditions.)

  • AARP Rewards Platinum Visa Credit Card - Cash Back Offer: Earn a full 1% cash back on purchases, redeem for cash or gift certificates. Ongoing APR: 9.24%, or 13.24%, or 18.24% variable rate*. Introductory APR: 0% for first 6 billing cycles. Introductory Length: 6 months. Balance Transfer Fee: 0% for 6 billing cycles. Balance Transfer Length: None. Annual Fee: None. (click for all terms and conditions.)

  • Children's Wish Foundation Cash Rewards Visa Platinum - Cash Back Offer: Earn 1% cash back on all purchases. Ongoing APR: As low as 9.24%, as high as 18.24% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Discover® Open Road(SM) Card (formerly Discover Gas Card)** - Cash Back Offer: Earn 2% Cashback Bonus automatically at any gas station and any restaurant, and up to 1% Cashback on all other purchases. Ongoing APR: 11.99%-20.99% variable rate*. Introductory APR: 0% on purchases for 6 months. Introductory Length: 12 months. Balance Transfer Fee:4% Balance Transfer Length:12 months. Annual Fee: None. (click for all terms and conditions.)

  • Dollar Bank Valued Customer Visa - Cash Back Offer: Earn a full 1.25% cash back on all purchases. Ongoing APR: 10.24% variable rate*. Introductory APR: 0% for 6 months. Balance Transfer Rate: 0% for 6 months. Annual Fee: None. (click for all terms and conditions.)

  • EmigrantDirect Platinum MasterCard - Cash Back Offer: Earn cash back that goes into your EmigrantDirect savings account. Earn either 1.40% cash back (if you keep $10,000 or more in your savings account) or 0.5% cash back (for any balance below $10,000). Ongoing APR: 12.99%, or 15.99%, or 19.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • optionsXpress Platinum Visa - Cash Back Offer: Earn points equivalent to 1% cash back; with each 1500 points a $15 rebate is deposited into your optionsXpress investment account. Ongoing APR: 7.24%, or 11.24%, or 18.24% variable rate*. Introductory APR: 0% for 12 months. Balance Transfer Rate: 0% for first 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Smith Barney Platinum Select MasterCard - Cash Back Offer: Earn 1% cash back; rebate is deposited into your Smith Barney brokerage account each December. Ongoing APR: 9.24% variable rate*. Introductory APR: 0% for 6 months. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • US Bank Cash Rewards Visa Platinum Card - Cash Back Offer: Earn 1% cash back on all purchases. Ongoing APR: As low as 7.24%, as high as 20.24% variable rate*. Introductory APR: 0% for first 6 billing cycles. Introductory Length: 6 months. Balance Transfer Fee: 0% for first 6 billing cycles, then same as ongoing. Balance Transfer Length: None. Annual Fee: None. (click for all terms and conditions.)

  • Wells Fargo Cash Back Platinum Credit Card - Cash Back Offer: Earn up to 1% cash back on all purchases. Ongoing APR: As low as 10.65%, as high as 21.65% variable rate*. Introductory APR: 0% to 5.9% for first 6 or 9 billing cycles. Balance Transfer Rate: 0% to 5.9% for first 6 or 9 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

Related Categories: Rewards Credit Cards, Travel and Airline Credit Cards, Gas Credit Cards, Automotive Credit Cards

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* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

** See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Discover's website.

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