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Cash Back Credit Cards from Our Partners

Editors Rating: 4.5/5

Check out these amazing offers on Cash Back credit cards

The credit cards listed below for 2015 really pay off by offering you cash back on your purchases.  Many of these offers are only available for a limited time, so take advantage of them right now.

Cash back credit cards are card offers that promise a percentage of your purchase back in the form of cash back rewards.  So are they a good deal, or just a marketing gimmick? The answer is in the details--both of the cards themselves, and how you plan to use them.

Before you fill out a credit card application for a cash back rewards offer, there are several things you should know about the details of the offer. Plus, you need to have a game plan for how you will use the card, and how you will redeem your benefits.

Armed with the right information, you can make cash back rewards credit cards work to your advantage.

How to choose a cash back rewards credit card offer

When you start to research cash back rewards credit card offers, here are the basic elements you should identify:

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Apply online forHSBC Cash Rewards Mastercard® credit card
Apply Now
Credit Needed:
Good, Excellent

HSBC Cash Rewards Mastercard® credit card

Editor's Rating:5 Stars
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.24%, 18.24% or 24.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Apply online forPenFed Power Cash Rewards Visa Signature® Card
Apply Now
Credit Needed:

PenFed Power Cash Rewards Visa Signature® Card

Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months with 3% balance transfer fee, now through March 31, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 9.74% to 17.99%. APR will vary with the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of January 1, 2018 and are subject to change.
  • 1.5% unlimited cash back on all purchases
    • Flexible cash redemption options
    • No caps, limits or category restrictions on rewards
    • Earn up to 2% cash back through the PenFed Honors Advantage program
  • No annual or foreign transaction fees
  • Chip enabled for added security
  • Federally insured by the NCUA
  • Rates as low as 9.74% APR
Apply online forCommerce Bank 1.5% Cash Back Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank 1.5% Cash Back Rewards Card

Editor's Rating:5 Stars
  • Unlimited 1.5% Cash Back on every purchase - no exclusions
  • Cash Back redemption is applied as a statement credit
  • $150 Cash Back Bonus2 after you spend $500 on purchases in your first 3 months from account opening
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise, and more
  • 0% Intro APR for 12 monthly billing cycles for purchases and balance transfers, then 11.24%-21.24% Variable APR. Balance Transfer fee of 5%, $10 minimum.
  • View your FICO® Score for free on your monthly statement
  • No Annual Fee
Apply online forCredit One Bank® Cash Back Rewards Credit Card
Apply Now
Credit Needed:

Credit One Bank® Cash Back Rewards Credit Card

Editor's Rating:3 Stars
  • Zero fraud liability protects you from unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • All purchases automatically get you 1% cash back if you qualify, terms apply
  • Includes travel accident and auto rental collision insurance from Visa®
  • Track your progress with free online access to your credit score
  • Customize your card with a premium card design, a fee may apply
  • Email or text alerts to remind you when your payment is due
Apply online forCredit One Bank® Unsecured Visa® - No Deposit Required
Apply Now
Credit Needed:

Credit One Bank® Unsecured Visa® - No Deposit Required

Editor's Rating:3 Stars
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
Apply online forCharity Charge World MasterCard®
Apply Now
Credit Needed:
Excellent, Good

Charity Charge World MasterCard®

Editor's Rating:4 Stars
  • Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice.
  • No Annual Fee.
  • Rewards are tax-deductible.
  • Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services
  • Chip and Apple Pay enabled

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.

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