Comparing credit card offers since 2005 - it's fast and easy! Search, Compare and Apply for the best credit card deals now


Cash Back Credit Cards

Editors Rating: 4.5/5

Check out these amazing offers on Cash Back credit cards

The credit cards listed below for 2014 really pay off by offering you cash back on your purchases.  Many of these offers are only available for a limited time, so take advantage of them right now.

Cash back credit cards are card offers that promise a percentage of your purchase back in the form of a cash back rebate.  So are they a good deal, or just a marketing gimmick? The answer is in the details--both of the cards themselves, and how you plan to use them.

Before you fill out a credit card application for a cash back rewards offer, there are several things you should know about the details of the offer. Plus, you need to have a game plan for how you will use the card, and how you will redeem your benefits.

Armed with the right information, you can make cash back rewards credit cards work to your advantage.

How to choose a cash back rewards credit card offer

When you start to research cash back rewards credit card offers, here are the basic elements you should identify:

Read More
Update
Apply online forDiscover it® card
Apply Now
Credit Needed:
Excellent

Discover it® card


Editor's Rating:4 Stars
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Apply online forDiscover it®
Apply Now
Credit Needed:
Excellent

Discover it®


Editor's Rating:4 Stars
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Apply online forCiti® Dividend Platinum Select® Visa® Card
Apply Now
Credit Needed:
Excellent

Citi® Dividend Platinum Select® Visa® Card


Editor's Rating:4 Stars
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Apply online forPenFed Platinum Cash Rewards Visa® Card
Apply Now
Credit Needed:
Excellent

PenFed Platinum Cash Rewards Visa® Card


Editor's Rating:5 Stars
  • Plus Card: 5% cash back on gas paid at the pump with a qualifying PenFed product*
  • Plus Card: No annual fee
  • Standard Card: 3% cash back on gas purchases paid at the pump
  • Standard Card: $0 First Year, then $25 Annual Fee
  • No foreign transaction fee
  • Cash rewards automatically awarded to your account every month
  • No limit to cash reward earnings
  • * PenFed qualifying products include: An active checking account with direct deposit ($250 min.); a money market certificate or IRA certificate; a mortgage; an installment loan (auto loans, boat loans, motorcycle loans, travel trailer loans, personal and educational loans); an equity loan or equity line of credit with a balance; thrifty credit service, personal line of credit, education line of credit, money market savings accounts.
Apply online forMutual of Omaha Bank Platinum Rewards MasterCard®
Apply Now
Credit Needed:
Excellent

Mutual of Omaha Bank Platinum Rewards MasterCard®


Editor's Rating:5 Stars
  • 5000 Reward Points bonus on first purchase
  • 2X Rewards for First 60 days
  • $1 purchase = 1 reward point
  • Points redemption in Merchandise, Travel, Cash Back
  • No Balance Transfer Fee
  • Low APR
  • No Annual Fee
  • No Penalty APR
  • No Overlimit Fee
    IndexCreditCards.com is not a lender service and does not issue credit cards, charge cards or any other credit products. IndexCreditCards.com contains links to third party websites which have paid for a link to their website. Offers are subject to change without notice and the terms displayed may not be available to all consumers. Please verify all terms and conditions and restrictions of any credit card, charge card or other credit type product prior to applying.

    Other Cash Back Credit Card Offers to Consider

    American DreamCard MasterCard

    Cash Back Offer: Not direct cash back BUT each dollar spent with card equals one entry in American DreamCard's monthly drawing, in which one person up to $25,000 depending on amount of charges by all entrants during the period. Ongoing Purchase APR: variable rate, currently 14.99% or 21.99%*. Introductory APR: Same as standard rate. Balance Transfer Rate: Same as standard rate. Annual Fee: $0, $39, or $59. (click for all terms and conditions.)

    Children's Wish Foundation Cash Rewards Visa Platinum

    Cash Back Offer: Earn 1% cash back on all purchases. Ongoing Purchase APR: variable rate, currently As low as 9.24%, as high as 18.24%*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

    Dollar Bank Valued Customer Visa

    Cash Back Offer: Earn a full 1.25% cash back on all purchases. Ongoing Purchase APR: variable rate, currently 12.24%*. Introductory APR: 0% for 6 months. Balance Transfer Rate: 0% for 6 months. Annual Fee: None. (click for all terms and conditions.)

    EmigrantDirect Platinum MasterCard

    Cash Back Offer: Earn cash back that goes into your EmigrantDirect savings account. Earn either 1.40% cash back (if you keep $10,000 or more in your savings account) or 0.5% cash back (for any balance below $10,000). Ongoing Purchase APR: variable rate, currently 13.42-19.24% *. Introductory APR: Same as ongoing. Balance Transfer Rate: 1.90% for first 9 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

    optionsXpress Platinum Visa

    Cash Back Offer: Earn points equivalent to 1% cash back; with each 1500 points a $15 rebate is deposited into your optionsXpress investment account. Ongoing Purchase APR: variable rate, currently 7.24%, or 11.24%, or 18.24%*. Introductory APR: 0% for 12 months. Balance Transfer Rate: 0% for first 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

    Smith Barney Platinum Select MasterCard

    Cash Back Offer: Earn 1% cash back; rebate is deposited into your Smith Barney brokerage account each December. Ongoing Purchase APR: variable rate, currently 9.24%. Introductory APR: 0% for 6 months. Balance Transfer Rate: 1.99% for first six months, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

    Wells Fargo Cash Back Platinum Credit Card

    Cash Back Offer: Earn up to 1% cash back on all purchases. Ongoing Purchase APR: variable rate, currently 11.15 - 23.15% *. Introductory APR: 0% for six months. Balance Transfer Rate: 0% for 6 months, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

     

     


    In the News
    • "As comprehensive a list as you'll find of all the credit card offers on the table now."

    Disclaimer: Because rates and offers from advertisers shown on this website change frequently, please visit referenced sites for current information. This website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.