Hotel Credit Cards

Editors Rating: 4.5/5

Credit cards offering points from hotel chains for free nights and potentially other rewards such as airline miles. This list is restricted to cards from specific hotel chains; other credit cards may offer points that you can use toward hotel stays; See Travel Credit Cards in 2013 for other cards offering travel rewards that may include free hotel stays. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.)

Apply Now Hide	Starwood Preferred Guest® Credit Card from American Express Editor's Rating:
	Regular APR Variable 15.24% - 19.24% Variable	Intro APR None None		Balance Transfer None None	Annual Fee $65 $0 introductory annual fee for the first year, then $65	Credit Needed Excellent

Who Uses This Card? This card is best for consumers who travel frequently, stay at Starwood Hotels, and do not revolve a balance. Should you switch to the Starwood Preferred Guest Credit Card from American Express? When you travel frequently for business and Starwood's brands are on your company's preferred vendor list, the SPG card is a no-brainer. You'll enjoy top notch service and plenty of extra perks beyond the signup bonus. If you prefer to hunt down discount hotel rates on travel websites, you might get more value from a cash back credit card or an affinity rewards card that offers a more predictable rebate rate. With American Express cardmember perks and Starwood service on your side, it's still hard to find a better overall travel rewards card than this one.

Cashback Rewards Gas None Groceries None Other None

Advertiser Comments Starpoints(R) bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership That's enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel Earn up to 5 Starpoints(R) for each dollar of eligible purchases at participating SPG hotels and resorts -- that's 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases. Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide -- with no blackout dates Free Flights: redeem Starpoints on over 350 airlines with SPG Flights -- with no blackout dates Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines No limits on the number of Starpoints you can earn $0 introductory annual fee for the first year, then $65 Terms and Restrictions apply.

Card Details See more details	Citi® Hilton HHonors™ Visa Signature® Card Editor's Rating:
	Regular APR Variable 14.24% - 16.24% Variable	Intro APR N/A N/A		Balance Transfer N/A N/A	Annual Fee None	Credit Needed Excellent

Who Uses This Card? This card is best for consumers who travel frequently, stay at Hilton hotels that do not revolve a balance. Should you switch to the Citi Hilton HHonors Visa Signature Card? If your company relies on Hilton as a preferred vendor, this card is a no-brainer. Enhanced perks, accelerated status and a flexible property portfolio help this card rival the SPG American Express card for the hearts of road warriors. Casual travelers can even make a strong case for switching, based on this no-annual-fee card's signup bonuses and hotel upgrades. For most other consumers, this account might make a good secondary travel companion, at best.

Cashback Rewards Gas N/A Groceries N/A Other N/A

Editor's Comments Even fiercely loyal business travelers have been told to start scouring discount booking websites for the cheapest possible airfares and hotel rooms. Yet, for travelers with a say over where they stay, the Citi® Hilton HHonors™ Visa Signature® Card offers some compelling reasons to remain true to a single family of hotel brands that includes DoubleTree, Hampton Inn and Waldorf Astoria. This no-annual-fee account offers a competitive APR compared to similar travel rewards cards. Cardholders earn 2 rewards points for every dollar they spend on everyday purchases. That rate bumps to 3 points per dollar at supermarkets, drugstores and gas stations, while every dollar spent at a participating Hilton property earns 6 points per dollar. You'll get the biggest possible rewards value by spending high and staying low: redeeming your points at Hilton's lower category properties in rural and suburban areas. Best credit card for Hilton loyalists who love travel flexibility As with most hotel credit cards, this card is best for frequent travelers who get reimbursed for expenses on their personal cards. When combined with Hilton's "points and points" promotion, cardholders can earn as many as 21 HHonors points per dollar spent at a participating Hilton property. Load up your in-room dining bill until you hit your company's per diem and you'll earn free room nights even faster. If you're not finicky about your leisure travel destination, Hilton's diverse portfolio offers a wide range of redemption options. Some roadside Hampton Inn locations require as few as 5,000 rewards points for a free room night. Most of Hilton's business-class accommodations clock in at between 20,000 and 40,000 points, while rooms in major cities require as many as 80,000 points. In additon, this card offers travelers the fastest possible path to Gold status in Hilton's HHonors program. Complete just four eligible stays within your first 90 days as a cardholder, and Hilton will bump you immediately to Gold instead of to the complimentary Silver status. That shaves 16 stays from the usual requirement, entitling you to a 25 percent points bonus, a fifth night free on reward stays, and a host of other in-room benefits. How this card compares to other travel rewards credit cards Business travelers often swear by the Starwood Preferred Guest Credit Card from American Express as their go-to hotel credit card. Citi and Hilton must have designed their Visa Signature card by aiming for SPG's spot in those travelers' wallets. Visa Signature's included services, such as concierge access, dining reservations and travel protection, rival those of American Express in nearly every way. Starwood, with hotel brands like Westin, W, and Sheraton in its portfolio, recently adjusted the required rewards points for free nights at its most popular hotels. They're now competitive with Hilton's redemption rates in most cities, although Hilton's Hampton Inn brand covers many parts of the country where Starwood has no presence. Citi can boast a travel rewards card that can go toe-to-toe with the SPG card, and offering this account with no annual fee could be the knockout punch that encourages Starwood customers to check out Hilton's updated properties. Of course, travelers looking for the biggest bargains might do better with brand-neutral travel rewards cards. For instance, the Capital One Venture Card offers an across-the-board 2 percent rebate that you can use to erase travel purchases from your statement. The American Express Platinum Card charges a significant annual fee, but offers Membership Rewards points and strong travel amenities.

Apply Now See more details	The Platinum Card® from American Express Editor's Rating:
	Regular APR N/A N/A	Intro APR N/A N/A		Balance Transfer N/A N/A	Annual Fee $450	Credit Needed Excellent

Who Uses This Card? This card is best for consumers with excellent credit who travel frequently, spend enough to offset the annual fee and do not revolve a balance.

Cashback Rewards Gas N/A Groceries N/A Other N/A

Advertiser Comments Earn 25K Membership Rewards(R) points after you spend $2,000 during your first three months of Card membership Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass(TM) Select, no foreign transaction fees Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only(R) Terms and restrictions apply

Card Details See more details	Citi® Hilton HHonors™ Reserve Card Editor's Rating:
	Regular APR Variable 15.24% Variable	Intro APR N/A N/A		Balance Transfer N/A N/A	Annual Fee $95	Credit Needed Excellent

Who Uses This Card? This card is best for consumers who travel frequently, stay at Hilton hotels that do not revolve a balance.

Cashback Rewards Gas N/A Groceries N/A Other N/A

Editor's Comments