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Low Interest Credit Cards from Our Partners

Editors Rating: 4.5/5

Great low interest credit cards whose low rates don't just expire after an introductory period  - although some do offer 0% APR promotions that make them especially sweet

These low interest credit cards for 2015 have a low ongoing (standard) interest rates, not taking into consideration any introductory rate offers.

You probably receive a large number of credit card offers advertising low ongoing interest or 0% introductory APR. So when it comes time to choose the best credit card, deciding can be tough. Low interest credit cards are a great choice in many ways, especially if you plan to carry over a balance from month to month or if you are trying to manage credit card debt.

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Apply online forSimmons Rewards Visa Signature®
Apply Now
Credit Needed:
Excellent

Simmons Rewards Visa Signature®


Editor's Rating:5 Stars
  • Created for those with EXCELLENT CREDIT and approval is based on your credit rating and application review.
  • Low 12.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred
  • Travel Rewards -- cardholders who enroll in the program receive 1.25 points per net dollar spent. Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions. Other travel related options are hotels, cruises, vacation packages, car rental, and gift cards.
  • No Annual Fee
Apply online forCommerce Bank® 1.5% Cash Back1 Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank® 1.5% Cash Back1 Rewards Card


Editor's Rating:5 Stars
  • $150 Cash Back Bonus2 after you spend $1,000 on purchases in your first 3 months from account opening
  • Unlimited 1.5% Cash Back1 on every purchase - no exclusions, no sign ups and no point caps
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise and more. Cash Back redemption is applied as a statement credit.
  • 0% Intro APR3 for 12 monthly billing cycles for purchases and balance transfers, then 12.24%-22.24% Variable APR4. Balance Transfer fee of 5%, $10 minimum.
  • $0 Annual Fee*
Apply online forSimmons Visa®
Apply Now
Credit Needed:
Excellent

Simmons Visa®


Editor's Rating:5 Stars
  • Created for those with EXCELLENT CREDIT and approval is based on your credit rating and application review.
  • Low 10.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred
  • No Annual Fee

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.

Other Low Ongoing Interest Cards to Consider

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