Low Interest Credit Cards - Ranked by Low Ongoing APR

Credit cards with low ongoing interest rates. Ranked by lowest published rate; some cards offer multiple rate tiers and you are NOT guaranteed to get the lowest rate offered. Introductory offers, balance transfer rates and annual fees factored in where rates are equivalent. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.) Last Updated: July 18, 2008.

See also: 0% Introductory Offer Credit Cards, 0% Balance Transfer Credit Cards

* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

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