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Question: How much interest am I paying when I revolve balances?

If you don't pay off your credit card balance each month, you're paying more than you should in interest. But how much? Enter your credit card balance, your interest rate, and an average monthly payment, then choose a time period to see how much interest you'd actually pay over that span.

 

Enter your current credit card balance

$

Enter your credit card's interest rate (shown as APR on your credit card statement)

 %

Enter your average monthly payment, in dollars. (If you leave this blank, the calculator will use 3% of the balance in this calculation)

$

 

Over what time period would you like to calculate your interest charges?

 

 

You will pay $ in interest charges over that time period.

 

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