Cards that are accepted like credit cards, but function as debit cards, with each purchase coming from the prepaid amount loaded onto the card. (NOTE: Prepaid credit card fees change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.) See bottom of page if you are looking for prepaid credit cards especially for high school students. Last Updated July 23, 2008.

• Baby Phat RushCard Prepaid Card - Prepaid credit card from Russell Simmons' UniRush Financial Services. RushCard prepaid card available through this same link. Fee Details: Opening/Activation Fee: $19.95, Convenience Fee/Transaction Fee: $1.00 Per Transaction, but no more then $10 per month. Reload Fee: Free. (click for complete fees, terms & conditions.)

• Rush Card Prepaid Visa - Prepaid credit card from Russell Simmons' UniRush Financial Services. Baby Phat prepaid card available through this same link. Fee Details: Opening/Activation Fee: $19.95, Convenience Fee/Transaction Fee: $1.00 Per Transaction, but no more then $10 per month. Reload Fee: Free. (click for complete fees, terms & conditions.)

• BuyRight Prepaid MasterCard - Prepaid credit card accepted where MasterCard is accepted. Fee Details: Activation Fee: $29.95, Monthly Maintenance Fee/Per Transaction Fee: Choose between $4.95 monthly fee or $1.00 per-transaction fee. Reload Fee: Free to $9.95. (click for complete fees, terms & conditions.)

• Wired Plastic Prepaid Visa Card - Prepaid credit card, accepted where Visa is accepted. Fee Details: Activation Fee: $9.95, Monthly Service Charge: $3.95 (or $39.95 annual fee), Reload Fee: Free to $6.95. (click for complete fees, terms & conditions.)

• Western Union Prepaid MasterCard - Prepaid MasterCard offers free direct deposit and is accepted wherever MasterCard is accepted. Fee Details: Activation Fee: $9.95, Monthly Service Charge: $4.95 but waived if direct deposit used, Transaction Fee: $0.99 per transaction, Reload Fee: Up to $4.95 at Western Union locations. (click for complete fees, terms & conditions.)

• AccountNow Prepaid MasterCard - Prepaid credit card accepted where MasterCard is accepted. Fee Details: Activation Fee: $0 with direct deposit, otherwise $9.95, Monthly Maintenance Fee: $4.95. Per Transaction Fee: Free or $1.00 when PIN used. (click for complete fees, terms & conditions.)

• First Vineyard Prepaid Credit Card - Prepaid, stored value credit card, accepted where MasterCard is accepted. Also allows you to refer others and receive commissions, both bonus and ongoing based on referred cardmembers spending with the card. Fee Details: Opening/Processing Fee: $39.95, Monthly Service Charge: $6.95, Reload Fee: Free to $5.95. (click for complete fees, terms & conditions.)

• All-Access Visa Prepaid Card - Prepaid credit card is accepted anywhere Visa is accepted. Fee Details: Monthly Maintenance Fee: Up to $9.95, Reload Fee: Determined by distributor. Fee per Purchase Transaction: $1.00 for signature transaction, or $2.00 for PIN transaction. (click for complete fees, terms & conditions.)

• Finium Prepaid MasterCard - Prepaid credit card - load funds on card, make purchases with the card wherever MasterCard is accepted. Fee Details: Opening/Activation Fee: $29.95, Monthly Service Charge: $4.95, Reload Fee: Free to $9.95. (click for complete fees, terms & conditions.)

• National City Visa TravelMoney Prepaid Credit Card/Cash Card - Prepaid, stored value card meant to be used for short periods as alternative to cash or traveler's checks -- the card can only be reloaded three times before a renewal fee is applied. Accepted where Visa is accepted. Fee Details: Purchase Price: $7.95, $9.95 or $12.95, Reload Fee: $2.95 (limit 3). (click for complete fees, terms & conditions.)

Prepaid Credit Cards for Teens / High School Credit Cards / Visa Buxx:

• Allow Card Prepaid MasterCard - Prepaid credit card for high school students and teens, with parental controls to monitor spending. Fee Details: Activation Fee: $19.95, Reload Fee: $0.75 per load via bank account, 3.5% fee via credit card. Monthly Maintenance Fee: $3.50/month. (click for complete fees, terms & conditions.)

• US Bank Visa Buxx Card - Prepaid credit card especially for teens, with parental control of funds advised. Accepted where Visa is accepted. Fee Details: Enrollment Fee: $10.00 - $15.00, Reload Fee: Free to $2.50. Inactive Account Fee: $2.00/month. (click for complete fees, terms & conditions.)

• National City Visa Buxx Card - Prepaid, stored value credit card especially for teens, with parental control of funds available. Accepted where Visa is accepted. Fee Details: Annual Fee: $15.00, Reload Fee: Free to $2.50, Inactive Account Fee: $2.00/month. (click for complete fees, terms & conditions.)

• Wachovia Visa Buxx Card - Prepaid credit card especially for teens, with parental control of funds advised. Accepted where Visa is accepted. Fee Details: Enrollment Fee: $12.00, Reload Fee: $2.00. Inactive Account Fee: Free to $2.00/month. (click for complete fees, terms & conditions.)

• PAYjr Visa Buxx Card - Prepaid credit card for high school students and teens, with parental controls to monitor spending. Fee Details: Enrollmemt Fee: $9.95, Reload Fee: $0.50 to $2.50. Monthly Maintenance Fee: Up to $4.95/month. (click for complete fees, terms & conditions.)

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