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Home >  Credit Card Calculators  > How Much Could I Save with a Lower Interest Credit Card?

Question: How much could I save with a lower interest credit card?

Enter your current credit card balance, then the interest rate of the credit card you have now and the interest rate on the new card for which you are considering applying. Finally, choose the time period for which you want to see your potential savings and hit "Calculate" for the total. (Remember that this calculator does not include any credit card purchases you might make in the future, only the amount you could save on interest charges given your current balance.)

What is the balance on your current credit card?
What is the interest rate (shown as APR on your credit card statement) of your current credit card?
 %
What is the interest rate (APR) of the credit card you may apply for?
 %
For what period of time would you like to see savings with the new credit card?
Calculate
Find the Best Low Interest Credit Card
Compare these low interest rate card offers from top banks and start saving now.
http://images.nextinsure.com/accounts/11185368.jpgApply Now
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Balance Transfer 0%
12 months
0%
Regular APR Variable
10.99-19.99%
 
Intro APR 12 months
0%
Annual Fee
 $0
Credit Needed
Excellent
Who Uses This Card?
This card is best for consumers that want to earn cash back in categories that change, 0% introductory APR for purchases and balance transfers. And no balance transfer fee for a limited time.
Cashback Rewards
Gas
Up to 5%
Groceries
Up to 1%
Other
Up to 1%
Advertiser Comments
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
http://images.nextinsure.com/accounts/11198120.jpgApply Now
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Balance Transfer 0%
Up to 12 months*
No fee!
Regular APR Variable
11.99% - 21.99%
 
Intro APR Up to 12 months*
0%*
Annual Fee
 None
Credit Needed
Excellent/Good
http://images.nextinsure.com/accounts/11185367.jpgApply Now
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Balance Transfer 0%
18 months
3% fee
Regular APR Variable
10.99% - 20.99%
 
Intro APR 6 months
0%
Annual Fee
 $0
Credit Needed
Excellent
Discover® More® Card
Editor's Rating:5 Stars
Apply Now
Balance Transfer 0%
15 months
3% fee
Regular APR Variable
10.99% - 20.99%*
 
Intro APR 15 months
0%
Annual Fee
 $0
Credit Needed
Excellent
Discover® MotivaSM Card
Editor's Rating:4 Stars
Apply Now
Balance Transfer 0%
15 months*
3% fee
Regular APR Variable
10.99% - 20.99%*
 
Intro APR 15 months*
0%
Annual Fee
 None
Credit Needed
Excellent
Apply Now
Balance Transfer 0%
12 months
3% fee
($5 min)
Regular APR Variable
11.99% - 22.99%
 
Intro APR 6 months
0%
Annual Fee
 None
Credit Needed
Excellent
Escape by Discover Card
Editor's Rating:4 Stars
Apply Now
Balance Transfer 0%
6 months
3% fee*
Regular APR Variable
10.99% - 16.99%
 
Intro APR 6 months
0%
Annual Fee
 $60
Credit Needed
Excellent
Miles by Discover® Card
Editor's Rating:4 Stars
Apply Now
Balance Transfer 0%
6 months
3% fee
Regular APR Variable
10.99% -16.99%
 
Intro APR 6 months
0%
Annual Fee
 $0
Credit Needed
Excellent
Apply Now
Balance Transfer 0%
Up to15 months*
3% fee
($5 min)
Regular APR Variable
11.99% - 21.99%
 
Intro APR Up to 15 months*
0%
Annual Fee
 None
Credit Needed
Excellent
Apply Now
Balance Transfer 7.25%
life of balance

Regular APR Variable
7.25%
 
Intro APR life of balance
7.25%
Annual Fee
 None
Credit Needed
Excellent
PenFed Promise Visa Card
Editor's Rating:4 Stars
Apply Now
Balance Transfer 7.49%
24 months* on transfers made July 1, 2011 to Dec 31, 2011

Regular APR Variable
9.99%
 
Intro APR 36 months
7.49%
Annual Fee
 None
Credit Needed
Excellent
Apply Now
Balance Transfer 9.25%
life of balance

Regular APR Variable
9.25%
 
Intro APR life of balance
9.25%
Annual Fee
 None
Credit Needed
Excellent

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