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Question: How much could I save with a lower interest credit card?

Enter your current credit card balance, then the interest rate of the credit card you have now and the interest rate on the new card for which you are considering applying. Finally, choose the time period for which you want to see your potential savings and hit "Calculate" for the total. (Remember that this calculator does not include any credit card purchases you might make in the future, only the amount you could save on interest charges given your current balance.)

What is the balance on your current credit card?
What is the interest rate (shown as APR on your credit card statement) of your current credit card?
 %
What is the interest rate (APR) of the credit card you may apply for?
 %
For what period of time would you like to see savings with the new credit card?
Calculate
Find the Best Low Interest Credit Card
Compare these low interest rate card offers from top banks and start saving now.
Apply online forCommerce Bank® 1.5% Cash Back1 Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank® 1.5% Cash Back1 Rewards Card


Editor's Rating:5 Stars
  • $150 Cash Back Bonus2 after you spend $1,000 on purchases in your first 3 months from account opening
  • Unlimited 1.5% Cash Back1 on every purchase - no exclusions, no sign ups and no point caps
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise and more. Cash Back redemption is applied as a statement credit.
  • 0% Intro APR3 for 12 monthly billing cycles for purchases and balance transfers, then 12.49%-22.49% Variable APR4. Balance Transfer fee of 5%, $10 minimum.
  • $0 Annual Fee*
Apply online forU.S. Bank Cash+™ Visa Signature® Card
Apply Now
Credit Needed:
Excellent Credit

U.S. Bank Cash+™ Visa Signature® Card


Editor's Rating:5 Stars
  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.74%
  • No annual fee*
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
Apply online forAvianca Vuela Visa® Card
Apply Now
Credit Needed:
Excellent, Good

Avianca Vuela Visa® Card


Editor's Rating:5 Stars
  • 40,000 Bonus LifeMiles after first card use
  • Earn 3 LifeMiles per $1 spent on Avianca purchases
  • Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
  • Earn 1 LifeMile per $1 spent on all other purchases
  • No foreign transaction fees
  • 15% discount on purchases of miles with Multiply Your Miles
  • Free additional piece of baggage for travel between the United States and Central America
  • A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
  • An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option
Apply online forAvianca Vida Visa® Card
Apply Now
Credit Needed:
Excellent, Good

Avianca Vida Visa® Card


Editor's Rating:5 Stars
  • 20,000 Bonus LifeMiles after first card use
  • Earn 2 LifeMiles per $1 spent on Avianca purchases
  • Earn 1 LifeMile per $1 spent on all other purchases
  • 15% discount on purchases of miles with Multiply Your Miles
  • No cap on the number of LifeMiles you can earn
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.