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The Best Secured Credit Cards from Our Partners

Editors Rating: 4.5/5

Secured Credit Cards are credit cards for bad credit that require a deposit for approval. Most cards listed report to credit reporting agencies, which may potentially help you establish credit.

Credit cards have been demonized over the past few years, but a credit card is often necessary for a healthy financial life. If you are just starting out with credit or need to rebuild it after a financial failure, you should begin with a secured credit card for 2014.

What is a Secured Credit Card?

Secured Credit Card Definition:  A secured credit card is a credit card for those with limited or bad credit histories. You deposit a certain amount of money with the issuing bank, usually $300 to $500, and that becomes your line of credit. The deposit is your collateral, or security, for the credit card.

Show the bank you can handle credit

In time, you'll be able to add more to the deposit so that you can increase your credit line. If you manage your credit very responsibly, a bank may reward you with a greater credit line without asking you for a larger deposit.

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Apply online forFirst Progress Platinum Select MasterCard® Secured Credit Card
Apply Now
Credit Needed:
Limited

First Progress Platinum Select MasterCard® Secured Credit Card


Editor's Rating:0 Stars
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Apply online forFirst Progress Platinum Prestige Secured MasterCard®
Apply Now
Credit Needed:
Bad

First Progress Platinum Prestige Secured MasterCard®


Editor's Rating:0 Stars
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Apply online forFirst Progress Platinum Elite MasterCard® Secured Credit Card
Apply Now
Credit Needed:
Limited

First Progress Platinum Elite MasterCard® Secured Credit Card


Editor's Rating:0 Stars
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Apply online forUNITY® Visa Secured Credit Card - The Comeback Card™
Apply Now
Credit Needed:
Bad

UNITY® Visa Secured Credit Card - The Comeback Card™


Editor's Rating:0 Stars
  • A secured credit card to help rebuild your credit
  • Monthly reporting to all 3 major credit bureaus
  • Credit line secured by FDIC insured fully refundable deposit of $250-$10,000 submitted with application
  • Low, fixed interest rate (not variable)
  • No application fee or penalty rate
  • 24/7 online access to your account
  • Good for car rental, hotels; anywhere credit cards are accepted!
Apply online forOpenSky® Secured Visa® Credit Card
Apply Now
Credit Needed:
Bad

OpenSky® Secured Visa® Credit Card


Editor's Rating:0 Stars
  • Build Your Credit, with monthly updates to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
  • Apply in less than 5 minutes, NO credit check necessary
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month
Apply online forprimor™ Secured Visa Classic Card
Apply Now
Credit Needed:
Bad

primor™ Secured Visa Classic Card


Editor's Rating:0 Stars
  • Reports to all three nationwide credit bureaus.
  • Low fixed 13.99% interest rate on purchases. With no penalty Rate!
  • No processing or application fee.
Apply online forprimor™ Secured Visa Gold Card
Apply Now
Credit Needed:
Bad

primor™ Secured Visa Gold Card


Editor's Rating:0 Stars
  • Reports to all three nationwide credit bureaus.
  • Low fixed 9.99% interest rate on purchases. With no penalty Rate!
  • No processing or application fee.
IndexCreditCards.com is not a lender service and does not issue credit cards, charge cards or any other credit products. IndexCreditCards.com contains links to third party websites which have paid for a link to their website. Offers are subject to change without notice and the terms displayed may not be available to all consumers. Please verify all terms and conditions and restrictions of any credit card, charge card or other credit type product prior to applying.

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