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Home »  Credit Card Calculators  » Question: How much should I pay each month to get my credit card paid off?

Question: How much should I pay each month?

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.)

Question: How much should I pay each month to get my credit card paid off?
Step 1: Enter the current balance on your credit card. (How much do you owe?)
$  
Step 2: What is the card's interest rate (shown as APR on your credit card statement)?
 %
Step 3: Over what period of time would you like to get this card paid off (in months, please)?
months
Calculate
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Discover it® - 18 Month Balance Transfer
Editor's Rating:5 Stars
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Balance Transfer 0% intro APR
18 months
3% fee
Regular APR 
10.99% - 22.99% Variable*
 
Intro APR 6 months
0% on purchases
Annual Fee
 $0
Credit Needed
Excellent
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Discover it®
Editor's Rating:4 Stars
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Balance Transfer 0% intro APR
14 months
3% fee
Regular APR 
10.99% - 22.99% Variable*
 
Intro APR 14 months
0% on purchases
Annual Fee
 $0
Credit Needed
Excellent
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Citi® Diamond Preferred® Card
Editor's Rating:5 Stars
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Balance Transfer 0%*
18 months on Balance Transfers*
3% of each balance transfer
($5 minimum)
Regular APR Variable
11.99% - 21.99%*
 
Intro APR 18 months on Purchases*
0%*
Annual Fee
 $0*
Credit Needed
Excellent
Citi Simplicity® Visa® Card
Editor's Rating:4 Stars
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Balance Transfer 0%*
18 months on Balance Transfers*
3% of each balance transfer
($5 minimum)
Regular APR Variable
12.99 - 21.99%
 
Intro APR 18 months on Purchases*
0%*
Annual Fee
 $0*
Credit Needed
Excellent
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Editor's Rating:5 Stars
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Balance Transfer 0%
12 months*
3% of each balance transfer
($5 minimum)
Regular APR Variable
12.99% - 22.99%*
 
Intro APR 12 months*
0%
Annual Fee
 $0*
Credit Needed
Excellent
Simmons First Visa® Platinum
Editor's Rating:5 Stars
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Balance Transfer 7.25% Variable

No balance transfer fee
Regular APR Variable
7.25%
 
Intro APR 
None
Annual Fee
 None
Credit Needed
Excellent
Citi ThankYou® Card
Editor's Rating:4 Stars
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Balance Transfer 0%*
15 months on Balance Transfers
3% of each balance transfer
($5 minimum)
Regular APR Variable
12.99% - 22.99%*
 
Intro APR 15 months on Purchases
0%*
Annual Fee
 $0*
Credit Needed
Excellent
Barclaycard® Rewards MasterCard® - Average Credit
Editor's Rating:5 Stars
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Balance Transfer 0%
6 months
$10 or 4% fee
Regular APR Variable
24.99%
 
Intro APR 6 months
0%
Annual Fee
 N/A
Credit Needed
Good/Fair
Citi Simplicity® Card
Editor's Rating:5 Stars
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Balance Transfer 0%*
18 months on Balance Transfers*
3% of each balance transfer
($5 minimum)
Regular APR Variable
12.99-21.99%
 
Intro APR 18 months on Purchases*
0%*
Annual Fee
 $0*
Credit Needed
Excellent
Mutual of Omaha Bank Platinum Rewards MasterCard®
Editor's Rating:5 Stars
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Balance Transfer 9.99%-20.99% Variable

None
Regular APR Variable
9.99%-20.99%
 
Intro APR 
N/A
Annual Fee
 None
Credit Needed
Excellent
PenFed Promise Visa® Card
Editor's Rating:4 Stars
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Balance Transfer 4.99%*
promotional rate for the life of the balance on transfers made from April 1, 2013 through June 30, 2013
No balance transfer fee
Regular APR Variable
9.99%
 
Intro APR 36 months
7.49%
Annual Fee
 $0
Credit Needed
Excellent
Simmons First Visa® Platinum Rewards
Editor's Rating:4 Stars
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Balance Transfer 9.25% Variable

No balance transfer fee
Regular APR Variable
9.25%
 
Intro APR 
None
Annual Fee
 None
Credit Needed
Excellent
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