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Home >  Credit Card Calculators  > Credit Card Calculator: How Much Should I Pay Monthly to Get Card Paid Off?

Question: How much should I pay each month to get my credit card paid off?

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.)

Step 1: Enter the current balance on your credit card. (How much do you owe?)
$  
Step 2: What is the card's interest rate (shown as APR on your credit card statement)?
 %
Step 3: Over what period of time would you like to get this card paid off (in months, please)?
months
Calculate
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Balance Transfer 0%
12 months
0%
Regular APR Variable
10.99-19.99%
 
Intro APR 12 months
0%
Annual Fee
 $0
Credit Needed
Excellent
Who Uses This Card?
This card is best for consumers that want to earn cash back in categories that change, 0% introductory APR for purchases and balance transfers. And no balance transfer fee for a limited time.
Cashback Rewards
Gas
Up to 5%
Groceries
Up to 1%
Other
Up to 1%
Advertiser Comments
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
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Balance Transfer 0%
Up to 12 months*
No fee!
Regular APR Variable
11.99% - 21.99%
 
Intro APR Up to 12 months*
0%*
Annual Fee
 None
Credit Needed
Excellent/Good
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Discover® More® Card
Editor's Rating:5 Stars
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Balance Transfer 0%
15 months
3% fee
Regular APR Variable
10.99% - 20.99%*
 
Intro APR 15 months
0%
Annual Fee
 $0
Credit Needed
Excellent
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Balance Transfer 0%
18 months
3% fee
Regular APR Variable
10.99% - 20.99%
 
Intro APR 6 months
0%
Annual Fee
 $0
Credit Needed
Excellent
Discover® MotivaSM Card
Editor's Rating:4 Stars
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Balance Transfer 0%
15 months*
3% fee
Regular APR Variable
10.99% - 20.99%*
 
Intro APR 15 months*
0%
Annual Fee
 None
Credit Needed
Excellent
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Balance Transfer 0%
12 months
3% fee
($5 min)
Regular APR Variable
11.99% - 22.99%
 
Intro APR 6 months
0%
Annual Fee
 None
Credit Needed
Excellent
Escape by Discover Card
Editor's Rating:4 Stars
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Balance Transfer 0%
6 months
3% fee*
Regular APR Variable
10.99% - 16.99%
 
Intro APR 6 months
0%
Annual Fee
 $60
Credit Needed
Excellent
Miles by Discover® Card
Editor's Rating:4 Stars
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Balance Transfer 0%
6 months
3% fee
Regular APR Variable
10.99% -16.99%
 
Intro APR 6 months
0%
Annual Fee
 $0
Credit Needed
Excellent
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Balance Transfer 0%
Up to15 months*
3% fee
($5 min)
Regular APR Variable
11.99% - 21.99%
 
Intro APR Up to 15 months*
0%
Annual Fee
 None
Credit Needed
Excellent
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Balance Transfer 7.25%
life of balance

Regular APR Variable
7.25%
 
Intro APR life of balance
7.25%
Annual Fee
 None
Credit Needed
Excellent
PenFed Promise Visa Card
Editor's Rating:4 Stars
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Balance Transfer 7.49%
24 months* on transfers made July 1, 2011 to Dec 31, 2011

Regular APR Variable
9.99%
 
Intro APR 36 months
7.49%
Annual Fee
 None
Credit Needed
Excellent
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Balance Transfer 9.25%
life of balance

Regular APR Variable
9.25%
 
Intro APR life of balance
9.25%
Annual Fee
 None
Credit Needed
Excellent

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