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Home »  Credit Card Calculators  » Question: How much should I pay each month to get my credit card paid off?

Question: How much should I pay each month?

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.)

Question: How much should I pay each month to get my credit card paid off?
Step 1: Enter the current balance on your credit card. (How much do you owe?)
$  
Step 2: What is the card's interest rate (shown as APR on your credit card statement)?
 %
Step 3: Over what period of time would you like to get this card paid off (in months, please)?
months
Calculate
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Apply online forPenFed Power Cash Rewards Visa Signature® Card
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Credit Needed:
Good

PenFed Power Cash Rewards Visa Signature® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months with 3% balance transfer fee now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 11.49% to 17.99%. APR will vary with the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of September 1, 2018 and are subject to change.
  • 1.5% unlimited cash back on all purchases
    • Flexible cash redemption options
    • No caps, limits or category restrictions on rewards
    • Earn up to 2% cash back through the PenFed Honors Advantage program
  • No annual or foreign transaction fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable rate as low as 11.49% APR
Apply online forPenFed Platinum Rewards Visa Signature® Card
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Credit Needed:
Excellent

PenFed Platinum Rewards Visa Signature® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 11.49% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of September 1, 2018 and subject to change.
  • Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats do not receive cash back rewards.
  • Earn 3 points on supermarket purchases
  • Earn 1 point on all other purchases
  • No annual fee
  • No foreign transaction fees
  • No cash advance fee
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable rate as low As 11.49% APR
Apply online forPenFed Promise Visa® Card
Apply Now
Credit Needed:
Excellent

PenFed Promise Visa® Card


Editor's Rating:4 Stars
  • 4.99% APR promo balance transfer rate for 12 months with no balance transfer fee now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 11.49% to 17.99%. APR will vary w/the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of September 1, 2018 and are subject to change.
  • Absolutely no fees
  • No annual fee
  • No late fee
  • No cash advance fee
  • No foreign transaction fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable rate as low as 11.49% APR
Apply online forPenFed Gold Visa® Card
Apply Now
Credit Needed:
Excellent

PenFed Gold Visa® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of September 1, 2018 and subject to change.
  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable Rate As Low As 8.99% APR

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


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