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Home »  Credit Card Calculators  » Question: How much should I pay each month to get my credit card paid off?

Question: How much should I pay each month?

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.)

Question: How much should I pay each month to get my credit card paid off?
Step 1: Enter the current balance on your credit card. (How much do you owe?)
$  
Step 2: What is the card's interest rate (shown as APR on your credit card statement)?
 %
Step 3: Over what period of time would you like to get this card paid off (in months, please)?
months
Calculate
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Compare these 0% balance transfer card offers and start saving more money today.
Apply online forHSBC Gold Mastercard® credit card
Apply Now
Credit Needed:
Good, Excellent

HSBC Gold Mastercard® credit card


Editor's Rating:5 Stars
  • 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening. Then a variable APR of 11.99% 15.99% or 19.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Apply online forHSBC Cash Rewards Mastercard® credit card
Apply Now
Credit Needed:
Good, Excellent

HSBC Cash Rewards Mastercard® credit card


Editor's Rating:5 Stars
  • Limited Time Offer: Earn unlimited 2% cash rewards on purchases made within 6 months of account opening then 1.5% thereafter.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers then a 13.99% 17.99% or 23.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Apply online forPenFed Power Cash Rewards Visa Signature® Card
Apply Now
Credit Needed:
Good

PenFed Power Cash Rewards Visa Signature® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months with 3% balance transfer fee, now through December 31, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 9.74% to 17.99%. APR will vary with the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of October 1, 2017 and are subject to change.
  • 1.5% unlimited cash back on all purchases
    • Flexible cash redemption options
    • No caps, limits or category restrictions on rewards
    • Earn up to 2% cash back through the PenFed Honors Advantage program
  • No annual or foreign transaction fees
  • Chip enabled for added security
  • Federally insured by the NCUA
  • Rates as low as 9.74% APR
Apply online forCharity Charge World MasterCard®
Apply Now
Credit Needed:
Excellent, Good

Charity Charge World MasterCard®


Editor's Rating:4 Stars
  • Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice.
  • No Annual Fee.
  • Rewards are tax-deductible.
  • Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services
  • Chip and Apple Pay enabled
Apply online forPenFed Gold Visa® Card
Apply Now
Credit Needed:
Excellent

PenFed Gold Visa® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months, now through December 31, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of October 1, 2017 and subject to change.
  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Rates As Low As 8.99% APR
Apply online forPenFed Premium Travel Rewards American Express® Card
Apply Now
Credit Needed:
Excellent

PenFed Premium Travel Rewards American Express® Card


Editor's Rating:4 Stars
  • 0% APR promo balance transfer rate for 12 months, now through December 31, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 9.74% to 17.99%. APR will vary with the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval.
  • Rate and offers current as of October 1, 2017 and subject to change.
  • Earn 5 points on airfare purchases.
  • Earn 1 point on all other purchases
  • 20,000 bonus points when you spend $2,500 within the first 3 months of opening the card account
  • No annual fee and no foreign transaction fees
  • No cash advance fee
  • Rates as low as 9.74% APR
  • Chip enabled for added security
  • Federally insured by NCUA
Apply online forPenFed Promise Visa® Card
Apply Now
Credit Needed:
Excellent

PenFed Promise Visa® Card


Editor's Rating:4 Stars
  • 4.99% APR promo balance transfer rate for 12 months with no balance transfer fee now through December 31, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 9.49% to 17.99%. APR will vary w/the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of October 1, 2017 and are subject to change.
  • Absolutely no fees
  • No annual fee
  • No late fee
  • No cash advance fee
  • No foreign transaction fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Rates as low as 9.49% APR
Apply online forPenFed Platinum Rewards Visa Signature® Card
Apply Now
Credit Needed:
Excellent

PenFed Platinum Rewards Visa Signature® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months, now through December 31, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 9.74% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of October 1, 2017 and subject to change.
  • Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats do not receive cash back rewards.
  • Earn 3 points on supermarket purchases
  • Earn 1 point on all other purchases
  • No annual fee
  • No foreign transaction fees
  • No cash advance fee
  • Chip enabled for added security
  • Federally insured by NCUA
  • Rates as low As 9.74% APR

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.