Discover Credit Cards
Discover Card offers five general-market consumer credit cards, two Discover student credit cards and two Discover business credit cards targeting the small business market.
Besides the Discover credit cards issued directly by Discover Bank, there is also the Discover payment network, in which other banks issue Discover-branded credit cards. (In the same way that individual banks offer Visa or MasterCard, they can now offer Discover cards, too). These are listed as well.
(If your card discovery process includes comparing the features of Discover credit cards with credit cards from other issuers, use the category links on the left side of this page.)
Discover® More® Card
- 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® More Card - 18 Month Promotional Balance Transfer
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® Open Road Card
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Miles by Discover® Card
- Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Escape by Discover® Card
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® MotivaSM Card
- Earn Cashback Bonus for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® Student Clear Card
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No annual fee
- Text and Email alerts
Discover® Mix Tape Student Card
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email alerts
Discover® Student Tropical Beach Card
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® More Card - Student
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email alerts
Discover® Student Cards Monogram Collection
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email alerts
Discover® Student Open Road Card
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- Double Cashback Bonus* at gas stations and restaurants.
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No annual fee
- Text and Email alerts
Discover Credit Cards for Consumers:
Note that all of these carry the same interest rate (depending on your credit history), except the student card. Choosing between them is mainly a matter of choosing what rewards you prefer:
Get a 5% Cashback Bonus® in categories that change throughout the year like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. Plus get 5% to 20% Cashback Bonus at major retailers such as LandsEnd.com and Barnes & Noble.com when you link through Discover's online shopping site, ShopDiscover.
In addition, you'll automatically earn up to a 1% Cashback Bonus on all other purchases.
Discover® Open Road(SM) Card (formerly Discover Gas Card) - $150 Restaurant.com Gift Certificate
Get a 2% Cashback Bonus® automatically at any gas station and any restaurant. Also get up to 1% unlimited Cashback Bonus® on all other purchases. Also get 5% to 20% Cashback Bonus at major retailers such as LandsEnd.com and Barnes & Noble.com when you link through Discover's online shopping site, ShopDiscover.
The rewards here are all about airline miles, although you do have the option to trade in miles earned for cash or gift cards. Earn double miles on up to $3,000 in travel and restaurant purchases each year, and one mile per dollar for any other card purchase. Also earn up to 12,000 bonus miles. Redeem your miles for travel credits starting at as low as 5,000 Miles.
Offers 2 miles per dollar on all purchases, with miles used to directly offset travel purchases. For every 10,000 miles earned, you get a $100 credit against any travel purchase, without restrictions on airline, timing, etc. In essence, this card is giving you a 2% rebate, with that rebate used to offset travel purchases. (If you want, you can also use points toward cash at a 1% cash back rate.) There is a $60 annual fee.
The Discover Motiva Card offers a twist on the traditional rewards program. It offers the traditional CashBack Bonus® of up to 1%, plus, each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus. You can also get a 5% to 20% Cashback Bonus at major retailers through Discover's online shopping site, and turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 major retail partners.
Get a 0% introductory APR on Purchases for 6 months, plus earn a 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. You also get an up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Discover® Student Open Road Card**
Earn a Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.) Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
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