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Discover
Card offers five general-market consumer credit cards, two Discover
student credit cards and two Discover business credit cards
targeting the small business market.
Besides
the Discover credit cards issued directly by Discover Bank,
there is also the Discover payment network, in which other banks
issue Discover-branded credit cards. (In the same way that individual
banks offer Visa or MasterCard, they can now offer Discover
cards, too). These are listed as well.
(If
your card discovery process includes comparing the features
of Discover credit cards with credit cards from other issuers,
use the category links on the left side of this page.)
Discover
Credit Cards for Consumers:
Note that all of these carry the same interest
rate (currently as low as 11.99% up to 18.99%, depending on
your credit history), except the student card. Choosing between
them is mainly a matter of choosing what rewards you prefer:
Discover®
More**(SM)
Card
(formerly Discover Platinum Card)** - Get a 5% Cashback
Bonus® in categories that change throughout the year like
travel, home improvement stores, department stores, gas, groceries,
restaurants, and many more. Plus get 5% to 20% Cashback Bonus
at major retailers such as LandsEnd.com and Barnes & Noble.com
when you link through Discover's online shopping site, ShopDiscover.
In addition,
you'll automatically earn up to a 1% Cashback Bonus on all other
purchases.
Discover®
Open Road(SM) Card (formerly Discover Gas Card)** - Get
a 5% Cashback Bonus® on your first $100 in gas and auto
maintenance purchases each month -- up to $1,200 in purchases
each year. Plus get 5% to 20% Cashback Bonus at major retailers
such as LandsEnd.com and Barnes & Noble.com when you link through
Discover's online shopping site, ShopDiscover. In addition,
earn up to 1% Cashback Bonus on all other purchases.
Miles
by Discover® Card** - The
rewards here are all about airline miles, although you do have
the option to trade in miles earned for cash or gift cards.
Earn
double miles on up to $3,000 in travel and restaurant purchases
each year, and one mile per dollar for any other card purchase.
Also earn up to 12,000 bonus miles. Redeem your miles for travel
credits starting at as low as 5,000 Miles.
Escape
by Discover® Card** -
Offers 2 miles per dollar on all purchases, with miles used
to directly offset travel purchases. For every 10,000 miles
earned, you get a $100 credit against any travel purchase, without
restrictions on airline, timing, etc. In essence, this card
is giving you a 2% rebate, with that rebate used to offset travel
purchases. (If you want, you can also use points toward cash
at a 1% cash back rate.) There is a $60 annual fee.
Discover®
Motiva(SM) Card**
- The Discover Motiva Card offers a twist on the traditional
rewards program. It offers the traditional CashBack Bonus®
of up to 1%, plus, each
time you make 6 on-time payments in a row, you'll get a Pay-On-Time
Bonus equal to a full month's interest added to your Cashback
Bonus. You can also get a 5% to 20% Cashback Bonus at major
retailers through Discover's online shopping site, and turn
your Cashback Bonus into bigger rewards by redeeming for gift
cards from over 100 major retail partners.
Discover®
Student Card** - Get a 0% introductory APR on Purchases
for 6 months, plus earn a 5% Cashback Bonus in categories that
change throughout the year like travel, home improvement stores,
department stores, gas, groceries, restaurants and more. You
also get an up to 1% Cashback Bonus on all other purchases.
Discover®
Student Open Road Card** -
Earn a 5% Cashback Bonus� on your first $100 in gas and auto
maintenance purchases each month, and up to 1% CashBack Bonus
on all other purchases.
Other
Discover Credit Cards Issued by Banks on the Discover Network:
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