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Low Intro APR Credit Cards from Our Partners

Editors Rating: 4.5/5

Check out these great deals on credit cards with super low introductory rates in 2015

The credit cards you'll find listed below offer some of the lowest introductory rates available (how can you get much lower than a 0% introductory rate?!)  Many of the offers are only available for a limited time, so take advantage of them right now. 

Low and Zero-Percent Introductory APR Credit Cards

When credit card companies are in an aggressive marketing mode - which is often - you'll see an increase in credit card offers with special introductory terms. These may include things like cash back on new purchases, favorable terms on balance transfer cards, or a low introductory interest rate. Zero percent is as low as those introductory rates can get, so when you see such offers, you should pay attention.

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Apply online forU.S. Bank Cash+™ Visa Signature® Card
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Credit Needed:
Excellent Credit

U.S. Bank Cash+™ Visa Signature® Card


Editor's Rating:5 Stars
  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.74%
  • No annual fee*
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
Apply online forU.S. Bank Visa® Platinum Card
Apply Now
Credit Needed:
Excellent Credit

U.S. Bank Visa® Platinum Card


Editor's Rating:5 Stars
  • 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 14.74% - 25.74%
  • Great Offer from U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • No Annual Fee*
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
Apply online forCommerce Bank® 1.5% Cash Back1 Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank® 1.5% Cash Back1 Rewards Card


Editor's Rating:5 Stars
  • $150 Cash Back Bonus2 after you spend $1,000 on purchases in your first 3 months from account opening
  • Unlimited 1.5% Cash Back1 on every purchase - no exclusions, no sign ups and no point caps
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise and more. Cash Back redemption is applied as a statement credit.
  • 0% Intro APR3 for 12 monthly billing cycles for purchases and balance transfers, then 12.49%-22.49% Variable APR4. Balance Transfer fee of 5%, $10 minimum.
  • $0 Annual Fee*
Apply online forHorizon Gold Card
Apply Now
Credit Needed:
Bad, Limited/No Credit

Horizon Gold Card


Editor's Rating:4 Stars
  • No Credit Check
  • Fast Online Application
  • Reports to Major Credit Bureau
  • Always 0.0% APR on Purchases

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.

Other Low Introductory Interest Rate Credit Cards to Consider

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