dcsimg
Comparing credit card offers since 2005 - it's fast and easy! Search, Compare and Apply for the best credit card deals now


Low Intro APR Credit Cards from Our Partners

Editors Rating: 4.5/5

Check out these great deals on credit cards with super low introductory rates in 2015

The credit cards you'll find listed below offer some of the lowest introductory rates available (how can you get much lower than a 0% introductory rate?!)  Many of the offers are only available for a limited time, so take advantage of them right now. 

Low and Zero-Percent Introductory APR Credit Cards

When credit card companies are in an aggressive marketing mode - which is often - you'll see an increase in credit card offers with special introductory terms. These may include things like cash back on new purchases, favorable terms on balance transfer cards, or a low introductory interest rate. Zero percent is as low as those introductory rates can get, so when you see such offers, you should pay attention.

Read More
Update
Apply online forCommerce Bank™ 1.5% Cash Back1 Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank™ 1.5% Cash Back1 Rewards Card


Editor's Rating:5 Stars
  • $150 Cash Back Bonus2 after you spend $500 on purchases in your first 3 months from account opening
  • Unlimited 1.5% Cash Back1 on every purchase - no exclusions, no sign ups, & no point caps
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise, and more. Cash Back redemption is applied as a statement credit.
  • 0% Intro APR3 for 12 monthly billing cycles for purchases and balance transfers, then 11.99%-21.99% Variable APR4. Balance Transfer fee of 5%, $10 minimum.
  • $0 Annual Fee*
Apply online forCommerce Bank™ Unlimited Cash Back1 Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank™ Unlimited Cash Back1 Rewards Card


Editor's Rating:5 Stars
  • 3% Cash Back1 at Wireless Providers2 & Ride Sharing Services2
  • 2% Cash Back1 at Gas Stations2 & Restaurants2
  • Plus, 1% Cash Back1on all other purchases! Cash Back redemption is applied as a statement credit.
  • Unlimited Cash Back1on every purchase - no rotating categories, no sign ups, & no point caps
  • 0% Intro APR3for 12 monthly billing cycles for purchases and balance transfers, then 11.99% - 21.99% Variable APR4. Balance Transfer fee of 5%, $10 minimum.
  • $0 Annual Fee*
Apply online forPenFed Pathfinder Rewards American Express® Card
Apply Now
Credit Needed:
Excellent

PenFed Pathfinder Rewards American Express® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months with 3% balance transfer fee now through December 31, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 12.49% to 17.99%. APR will vary with the market based on Prime Rate. Subject to credit approval.
  • Earn 25,000 Bonus Points by spending $2,500 in the first 90 days of account opening.
  • Earn 4X Points on travel purchases through the PenFed Honors Advantage program. Earn 3X points on travel purchases for all other card holders.
  • Earn 1.5X points on all other purchases unrelated to travel.
  • $100 Annual Air Travel Credit
  • $100 Global Entry or $85 TSA PreCheck Benefit every 5 years
  • No caps or limits on rewards. No annual or foreign transaction fees.
  • Chip enabled for added security.
  • Variable rate as low as 12.49% APR. Rate and offers current as of October 1, 2018 and are subject to change.
  • Federally insured by NCUA.
Apply online forPenFed Gold Visa® Card
Apply Now
Credit Needed:
Excellent

PenFed Gold Visa® Card


Editor's Rating:5 Stars
  • 0% APR promo balance transfer rate for 12 months now through December 31, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of October 1, 2018 and subject to change.
  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable Rate As Low As 8.99% APR

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.

Other Low Introductory Interest Rate Credit Cards to Consider

Let us know your favorite