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Low Intro APR Credit Cards from Our Partners

Editors Rating: 4.5/5

Check out these great deals on credit cards with super low introductory rates in 2015

The credit cards you'll find listed below offer some of the lowest introductory rates available (how can you get much lower than a 0% introductory rate?!)  Many of the offers are only available for a limited time, so take advantage of them right now. 

Low and Zero-Percent Introductory APR Credit Cards

When credit card companies are in an aggressive marketing mode - which is often - you'll see an increase in credit card offers with special introductory terms. These may include things like cash back on new purchases, favorable terms on balance transfer cards, or a low introductory interest rate. Zero percent is as low as those introductory rates can get, so when you see such offers, you should pay attention.

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Apply online forHSBC Platinum Mastercard® credit card
Apply Now
Credit Needed:
Excellent/Good

HSBC Platinum Mastercard® credit card


Editor's Rating:5 Stars
  • 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee.
  • No foreign transaction fees.
  • Make purchases the way you want -- mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Shop with confidence knowing that your purchases are covered with our valuable protection programs.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
Apply online forHSBC Platinum Mastercard® with Rewards credit card
Apply Now
Credit Needed:
Excellent/Good

HSBC Platinum Mastercard® with Rewards credit card


Editor's Rating:5 Stars
  • Earn $100 Cash Back after you spend $500 or more in new, net purchases in your first three months from credit card account opening.
  • 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee and no foreign transaction fees.
  • Earn unlimited Rewards Program Points with every purchase that never expire and redeem for cash back, popular gift cards, merchandise, or flights on most major airlines.
  • Make purchases the way you want -- mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
Apply online forCommerce Bank 1.5% Cash Back Rewards Card
Apply Now
Credit Needed:
Excellent, Good

Commerce Bank 1.5% Cash Back Rewards Card


Editor's Rating:5 Stars
  • Unlimited 1.5% Cash Back on every purchase - no exclusions
  • Cash Back redemption is applied as a statement credit
  • $150 Cash Back Bonus2 after you spend $500 on purchases in your first 3 months from account opening
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise, and more
  • 0% Intro APR for 12 monthly billing cycles for purchases and balance transfers, then 11.24%-21.24% Variable APR. Balance Transfer fee of 5%, $10 minimum.
  • View your FICO® Score for free on your monthly statement
  • No Annual Fee

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.

Other Low Introductory Interest Rate Credit Cards to Consider

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