How long will it take to pay off my credit card balance? - Credit Card Calculator
Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate -- the change may surprise you.
Pay Off Your Card Today - Transfer Your Balance.
Take advantage of one of these 0% balance transfer cards and pay off your card now.
Take advantage of one of these 0% balance transfer cards and pay off your card now.
 Apply Now | Discover it® - 18 Month Balance Transfer Editor's Rating:   | |||||
Balance Transfer 0% intro APR 18 months 3% fee | Regular APR 10.99% - 22.99% Variable* | Intro APR 6 months 0% on purchases | Annual Fee $0 | |||
Who Uses This Card? This card is best for consumers who want to earn cash back with no annual fee and are looking for a low introductory rate on purchases and balance transfers. | Cashback Rewards Gas 1%* Groceries 1%* Other Up to 5% in categories that change* and 1% on all other purchases* | Advertiser Comments
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| Apply Now | Discover it® Editor's Rating:  | |||||
Balance Transfer 0% intro APR 14 months 3% fee | Regular APR 10.99% - 22.99% Variable* | Intro APR 14 months 0% on purchases | Annual Fee $0 | |||
 Apply Now | Citi® Diamond Preferred® Card Editor's Rating: | |||||
Balance Transfer 0%* 18 months on Balance Transfers* 3% of each balance transfer ($5 minimum) | Regular APR Variable 11.99% - 21.99%* | Intro APR 18 months on Purchases* 0%* | Annual Fee $0* | |||
Citi Simplicity® Visa® Card Editor's Rating: | |||||
Balance Transfer 0%* 18 months on Balance Transfers* 3% of each balance transfer ($5 minimum) | Regular APR Variable 12.99 - 21.99% | Intro APR 18 months on Purchases* 0%* | Annual Fee $0* | ||
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Editor's Rating: | |||||
Balance Transfer 0% 12 months* 3% of each balance transfer ($5 minimum) | Regular APR Variable 12.99% - 22.99%* | Intro APR 12 months* 0% | Annual Fee $0* | ||
Simmons First Visa® Platinum Editor's Rating: | |||||
Balance Transfer 7.25% Variable No balance transfer fee | Regular APR Variable 7.25% | Intro APR None | Annual Fee None | ||
Citi ThankYou® Card Editor's Rating: | |||||
Balance Transfer 0%* 15 months on Balance Transfers 3% of each balance transfer ($5 minimum) | Regular APR Variable 12.99% - 22.99%* | Intro APR 15 months on Purchases 0%* | Annual Fee $0* | ||
PenFed Promise Visa® Card Editor's Rating: | |||||
Balance Transfer 4.99%* promotional rate for the life of the balance on transfers made from April 1, 2013 through June 30, 2013 No balance transfer fee | Regular APR Variable 9.99% | Intro APR 36 months 7.49% | Annual Fee $0 | ||
Mutual of Omaha Bank Platinum Rewards MasterCard® Editor's Rating: | |||||
Balance Transfer 9.99%-20.99% Variable None | Regular APR Variable 9.99%-20.99% | Intro APR N/A | Annual Fee None | ||
Simmons First Visa® Platinum Rewards Editor's Rating: | |||||
Balance Transfer 9.25% Variable No balance transfer fee | Regular APR Variable 9.25% | Intro APR None | Annual Fee None | ||
Citi ThankYou® Preferred Rewards Card Editor's Rating: | |||||
Balance Transfer 0%* 12 months on Balance Transfers 3% of each balance transfer ($5 minimum) | Regular APR Variable 12.99% - 22.99%* | Intro APR 12 months on Purchases 0%* | Annual Fee $0* | ||
Citi Simplicity® Card Editor's Rating: | |||||
Balance Transfer 0%* 18 months on Balance Transfers* 3% of each balance transfer ($5 minimum) | Regular APR Variable 12.99-21.99% | Intro APR 18 months on Purchases* 0%* | Annual Fee $0* | ||
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