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Credit Card Calculators

Question: How long will it take to pay off my credit card balance?

Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate -- the change may surprise you.

(Note: If your browser stops working or gives an error message, that means you would never pay the card off given the monthly payment you've entered. In this case, refresh the page and try again with a higher monthly payment.)

 

Enter your credit card's current balance:

$

Enter the card's interest rate (listed as APR on your credit card statement):

 %

Enter a monthly payment amount (in dollars)

$

 

 

At the rate of payment you entered, it would take months to pay off the card.

 

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