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Unsecured Credit Cards

Editors Rating: 4.5/5

Unsecured credit cards are credit cards for people with poor credit, but good enough to still be eligible for limited unsecured credit lines. 

Most of the bad, poor or damaged-credit credit cards you see advertised are unsecured credit cards. If you have good credit, you most likely qualify for a card with no fees and a reasonable interest rate. If you have bad or limited credit, though, you may need to consider an unsecured credit card for 2014. 

What is an Unsecured Credit Card?

An unsecured credit card is a credit card offered by a bank where you are deemed a credit risk, and yet they assume the risk of lending you up to a certain amount of money--your credit limit--without any collateral or security. They are betting that you will pay your balance or a portion of your balance on time each month and not default. If you default on your credit card debt, they lose.

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Apply online forHorizon Gold Card
Apply Now
Credit Needed:
Unknown

Horizon Gold Card


Editor's Rating:1 Stars
  • No Credit Check
  • Fast Online Application
  • Always 0.0%APR
  • Instant Approval
Apply online forCredit One Bank® Credit Card with Gas Rewards - Poor Credit
Apply Now
Credit Needed:
Poor

Credit One Bank® Credit Card with Gas Rewards - Poor Credit


Editor's Rating:0 Stars
  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get pre-qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Apply online forCredit One Bank® Credit Card with Gas Rewards - Fair Credit
Apply Now
Credit Needed:
Fair

Credit One Bank® Credit Card with Gas Rewards - Fair Credit


Editor's Rating:0 Stars
  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get pre-qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
IndexCreditCards.com is not a lender service and does not issue credit cards, charge cards or any other credit products. IndexCreditCards.com contains links to third party websites which have paid for a link to their website. Offers are subject to change without notice and the terms displayed may not be available to all consumers. Please verify all terms and conditions and restrictions of any credit card, charge card or other credit type product prior to applying.

American Dream Card

Unsecured credit card offering "The first and only POOLED REWARDS Card". Good for people with poor credit, No Annual Fee.

First Premier Bank Gold Credit Card

Unsecured credit card offering initial credit lines of $250 with chance to build credit line over time.

Tribute Gold MasterCard Credit Card

Unsecured credit card for people who've had problems getting a credit card due to past history. See site for credit lines and fees.


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