Unsecured Credit Cards
Editors Rating: 4.5/5
Unsecured credit cards are credit cards for people with poor credit, but good enough to still be eligible for limited unsecured credit lines.
Most of the bad, poor or damaged-credit credit cards you see advertised are unsecured credit cards. If you have good credit, you most likely qualify for a card with no fees and a reasonable interest rate. If you have bad or limited credit, though, you may need to consider an unsecured credit card for 2013.
What is an Unsecured Credit Card?
An unsecured credit card is a credit card offered by a bank where you are deemed a credit risk, and yet they assume the risk of lending you up to a certain amount of money--your credit limit--without any collateral or security. They are betting that you will pay your balance or a portion of your balance on time each month and not default. If you default on your credit card debt, they lose.
Barclaycard® Rewards MasterCard® - Average Credit

- 0% Introductory APR for 6 months on purchases
- 0% Introductory APR for 6 months on balance transfers
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
Continental Finance Matrix Discover® credit card

- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types.
- No application fees.
- Use your card at locations everywhere Discover® is accepted.
- Build positive credit by making monthly payments on time.
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
Continental Finance Matrix Unsecured Credit Card

- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types.
- No application fees.
- Use your card at locations everywhere Discover® is accepted.
- Build positive credit by making monthly payments on time.
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
Matrix Credit Card

- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types.
- No application fees.
- Use your card at locations everywhere Discover® is accepted.
- Build positive credit by making monthly payments on time.
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
First Progress Platinum Prestige Secured MasterCard

- Get Approved Fast - Just Click Below to Start the Process!
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Receive Your Card More Quickly with New Expedited Processing Option
- Full-Feature Platinum MasterCard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program - though not yet available in NY, IA, AR, or WI
Continental Finance Cerulean Discover® credit card

- Use your card at locations everywhere Discover® is accepted.
- Make low monthly payments on all your card purchases!
- Poor Credit? No Credit? No Problem!
Rush Card - Prepaid Visa® RushCard

- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Free 24/7 customer service.
Prepaid Visa® KLS RushCard

- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Free 24/7 customer service.
Horizon Gold Card

- No Credit Check
- Fast Online Application
- Always 0.0%APR
- Instant Approval
First Progress Platinum Select MasterCard® Secured Credit Card

- Process your card more quickly by choosing our Expedited Processing Option (limitations and fee apply - see First Progress website)
- No Credit History or Minimum Credit Score Required for Approval
- Quick, Easy and Complete Online Application
- Full-Feature Platinum MasterCard® Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000
- Free 24/7 Access to Your Account Online
- * See Card Terms.
Rush Card - Black Diamond Prepaid Visa®

- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Free 24/7 customer service.
VISA® Platinum from Credit One Bank® - Poor Credit

- Get pre-qualified for a Visa Platinum card
- Pick your payment due date to fit your schedule
- Email or text alerts to remind you when your payment is due
- Choose your card design from our premium gallery
- Travel Accident Insurance and Auto Rental Collision Damage Waiver
Unsecured credit card offering "The first and only POOLED REWARDS Card". Good for people with poor credit, No Annual Fee.
First Premier Bank Gold Credit Card
Unsecured credit card offering initial credit lines of $250 with chance to build credit line over time.
Tribute Gold MasterCard Credit Card
Unsecured credit card for people who've had problems getting a credit card due to past history. See site for credit lines and fees.
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"As comprehensive a list as you'll find of all the credit card offers on the table now."
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