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Unsecured Credit Cards from Our Partners

Editors Rating: 4.5/5

Unsecured credit cards are credit cards for people with poor credit, but good enough to still be eligible for limited unsecured credit lines. 

Most of the bad, poor or damaged-credit credit cards you see advertised are unsecured credit cards. If you have good credit, you most likely qualify for a card with no fees and a reasonable interest rate. If you have bad or limited credit, though, you may need to consider an unsecured credit card for 2015. 

What is an Unsecured Credit Card?

An unsecured credit card is a credit card offered by a bank where you are deemed a credit risk, and yet they assume the risk of lending you up to a certain amount of money--your credit limit--without any collateral or security. They are betting that you will pay your balance or a portion of your balance on time each month and not default. If you default on your credit card debt, they lose.

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Apply online forSurge MasterCard® Credit Card
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Credit Needed:

Surge MasterCard® Credit Card

Editor's Rating:1 Stars
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard(R) is accepted
  • Free online account access 24/7
  • Checking Account Required

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

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