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Unsecured Credit Cards from Our Partners

Editors Rating: 4.5/5

Unsecured credit cards are credit cards for people with poor credit, but good enough to still be eligible for limited unsecured credit lines. 

Most of the bad, poor or damaged-credit credit cards you see advertised are unsecured credit cards. If you have good credit, you most likely qualify for a card with no fees and a reasonable interest rate. If you have bad or limited credit, though, you may need to consider an unsecured credit card for 2015. 

What is an Unsecured Credit Card?

An unsecured credit card is a credit card offered by a bank where you are deemed a credit risk, and yet they assume the risk of lending you up to a certain amount of money--your credit limit--without any collateral or security. They are betting that you will pay your balance or a portion of your balance on time each month and not default. If you default on your credit card debt, they lose.

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Apply online forSurge MasterCard® Credit Card
Apply Now
Credit Needed:

Surge MasterCard® Credit Card

Editor's Rating:1 Stars
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard(R) is accepted
  • Free online account access 24/7
  • Checking Account Required
Apply online forHorizon Gold Card
Apply Now
Credit Needed:

Horizon Gold Card

Editor's Rating:1 Stars
  • No Credit Check
  • Fast Online Application
  • Always 0.0%APR
  • Instant Approval
Apply online forCredit One Bank® Platinum Card
Apply Now
Credit Needed:

Credit One Bank® Platinum Card

Editor's Rating:0 Stars
  • Get Pre-Qualified without harming your credit score
  • Pick your payment due date to fit your schedule
  • Earn unlimited 1% cash back on gas and grocery purchases, terms apply
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
IndexCreditCards.com is not a lender service and does not issue credit cards, charge cards or any other credit products. IndexCreditCards.com contains links to third party websites which have paid for a link to their website. Offers are subject to change without notice and the terms displayed may not be available to all consumers. Please verify all terms and conditions and restrictions of any credit card, charge card or other credit type product prior to applying.

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