Rewards credit cards offer credit card rewards programs in which you can choose merchandise, gift certificates, travel rewards and other goods and services. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.)

See also: Cash Back Credit Cards, Travel and Airline Credit Cards, Gas Credit Cards, Automotive Credit Cards

• American Express® Preferred Rewards Gold Card - Rewards Program Details: Earn one Membership Rewards point for every dollar you spend on purchases, PLUS double points on gas and groceries in the first year. Redeem points for merchandise, travel, electronics, etc. Free 10,000 bonus points after you spend $500 in the first 3 months. Ongoing APR: None. Card must be paid off each billing period. Introductory APR: None. Card must be paid off each billing period. Balance Transfer Rate: None. No balance transfers accepted. Annual Fee: None for the first year, then $125/year. (click for all terms and conditions.)

• Citi Forward Card - Rewards Program Details: Earn 5 ThankYou reward points for every $1 you spend on books, movies, music and at restaurants; earn 1 reward point for every $1 you spend on other purchases. Redeem points for gift cards, merchandise, etc. Get 6,000 bonus points after using the card for at least $50 in purchases within the first 3 months. Ongoing APR: 14.24% variable rate*, with opportunity to lower rate up to 2 points based on timely payments. Introductory APR: 0% for 6 months. Balance Transfer Rate: 0% for 6 months. Annual Fee: None. (click for all terms and conditions.)

• Avon Platinum Visa Credit Card - Rewards Program Details: Avon credit card allows you to earn 1% of your purchases back in Avon Beauty Reward Certificates. Get a $25 certificate for every 2,500 in points. Ongoing APR: 9.24%, or 13.24%, or 18.24% variable rate*. Introductory APR: 0% for 6 billing cycles. Balance Transfer Rate: 0% for 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

• Blue from American Express® - Rewards Program Details: Earn one Membership Rewards Express point for every dollar spent. Redeem points for rewards including travel, merchandise, gift cards, entertainment tickets and more. Ongoing APR: 10.24%, or 12.24%, or 15.24% or 17.24% variable rate*. Introductory APR: 0% for 12 months or 6 months, depending on credit history. Balance Transfer Rate: Same as standard rate. Annual Fee: None. (click for all terms and conditions.)

• Brooks Brothers Platinum MasterCard - Rewards Program Details: Brooks Brothers credit card allows you to earn 4 Brooks Brothers Reward Points per dollar in purchases at U.S. Brooks Brothers locations (except airports) and 1 point per dollar in purchases elsewhere. Get $20 Brooks Brothers reward certificates with every 2,000 points earned. Ongoing APR: 9.99%, 13.24% or 16.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: No balance transfers. Annual Fee: None. (click for all terms and conditions.)

• Dillard's American Express Card - Rewards Program Details: Get 2 points for purchases at Dillard's, 1 point for purchases elsewhere. Redeem points for Dillard's gift certificates. Ongoing APR: 11.99%, or 13.99% or 15.99%, or 17.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

• Hooters Credit Card - Rewards Program Details: Earn 1 point per dollar in purchases, 5 points per dollar at Hooters with the Hooters MasterCard. Redeem points for Hooters gear, merchandise, electronics, cash back or other rewards. Ongoing APR: As low as 7.75%, as high as 25.70% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: 0 to $72; no explanation of what qualifies you for one or the other. (click for all terms and conditions.)

• Nordstrom Platinum Visa - Rewards Program Details: Nordstrom credit card allows you to earn two points per dollar on Nordstrom purchases, 1 point per dollar on purchases elsewhere. Every time you reach 2,000 points, you earn a $20 Nordstrom gift certificate. Ongoing APR: 7.90%, or 10.90% or 14.90%, or 18.90%, or 22.90% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

• Sears Gold MasterCard - Rewards Program Details: Sears credit card offers 1 point per dollar in purchases. Points can be redeemed for Sears gift certificates and merchandise, restaurant gift cards, airline tickets and other travel rewards. Ongoing APR: Info not offered online. Introductory APR: Info not offered online. Balance Transfer Rate: Info not offered online. Annual Fee: Info not offered online. (click for all terms and conditions.)

• Shopko Visa - Rewards Program Details: Earn 3 points per dollar on Shopko purchases, 2 points per dollar on dining and entertainment spending and 1 point per dollar everywhere else. Redeem points for Shopko reward certificates. Ongoing APR: 10.24%, or 13.24%, or 17.24% variable rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: 0% for 6 billing cycles, then same as standard rate. Annual Fee: None. (click for all terms and conditions.)

• State Farm Platinum Rewards Visa - Rewards Program Details: Earn 1 State Farm Dollar per dollar charged; Dollars can be used toward paying for State Farm insurance products. Ongoing APR: As low as 11.99%, as high as 18.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 2.9% for up nine billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

• Vegas.com MasterCard - Rewards Program Details: Earn 2 points per dollar on Vegas.com purchases and 1 point per dollar everywhere else. Redeem points for Las Vegas rewards including hotel stays, show tickets, etc. Ongoing APR: 13.99%, or 16.99%, or 19.99% variable rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: 0% for 6 billing cycles, then same as standard rate. Annual Fee: None. (click for all terms and conditions.)

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