Rewards credit cards offer credit card rewards programs in which you can choose merchandise, gift certificates, travel rewards and other goods and services. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.)

See also: Cash Back Credit Cards, Travel and Airline Credit Cards, Gas Credit Cards, Automotive Credit Cards

• Chase Freedom® Visa - $100 Bonus Cash Back - Rewards Program Details: Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months. 5% cash back offers in popular categories like gas, home improvement and department stores. Full 1% Cash Back on everything else with no spending tiers. Your cash back rewards never expire. Ongoing APR: 12.99 - 22.99% Variable. Introductory APR: N/A. Balance Transfer Fee: 5%. Balance Transfer Length: None. Annual Fee: None (click for all terms and conditions.)

• Citi® Gold / AAdvantage® World MasterCard® - Rewards Program Details: Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* ­ more than enough for a round-trip domestic travel award*. Earn 1 AAdvantage® mile for every $1 spent on purchases*. Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip* . Ongoing APR: 15.24% Variable. Introductory APR: N/A Balance Transfer Fee: 3% Balance Transfer Length: None International Transaction Fees: 3.00% Annual Fee: $50. (click for all terms and conditions.)

• Chase Sapphire^SM Card - Rewards Program Details: 10,000 Bonus Points after first purchase. 2X on all airfare booked through Ultimate Rewards. No earning caps, point expiration, or blackout dates. Earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall. 1 point for every dollar on all other purchases. Ongoing APR: 12.24% Variable. Introductory APR: N/A Balance Transfer Fee: 3% ($5 Minimum). Balance Transfer Length: 3%. Annual Fee: None (click for all terms and conditions.)

• Ink Cash^SM Business Card - Rewards Program Details: 3% cash back at gas stations, restaurants, office supply and home improvement stores. 1% cash back on everything else - unlimited. Rewards can be redeemed for checks in increments of $50. Ongoing APR: 11.24 - 17.24% Variable. Introductory APR: 0%. Balance Transfer Fee: 3% ($5 minimum). Balance Transfer Length: 3% Annual Fee: None (click for all terms and conditions.)

• Ink Bold^SM with Ultimate Rewards^SM - Rewards Program Details: 5,000 bonus points after first purchase redeemable for $50 cash back. Automatic Enrollment in Ultimate Reward. No Dollar Goes Unrewarded - there are no caps and points never expire. Ongoing APR: N/A Introductory APR: N/A Balance Transfer Fee: N/A Balance Transfer Length: N/A Annual Fee: None first year. After that, $95.00 (click for all terms and conditions.)

• Citi Forward® Card - Rewards Program Details: Earn 5 ThankYou reward points for every $1 you spend on books, movies, music and at restaurants; earn 1 reward point for every $1 you spend on other purchases. Redeem points for gift cards, merchandise, etc. Get 8,500 bonus points after using the card for at least $250 in purchases within the first 3 months. Ongoing APR:12.99 - 19.99%% variable rate*, but you can reduce the interest rate by .25 points every 3 months when you use the card, pay on time, and stay under the credit limit. Total reduction can be a maximum 2%. Introductory APR: 0% for 7 months if you qualify*. Balance Transfer Fee: 4% ($5 min)*. Balance Transfer Length: 12 months. Annual Fee: None. Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. (click for all terms and conditions.)

• Iberiabank Visa Platinum - Rewards Program Details: Earn 1 bonus point for every $1 in qualifying net retail purchases. Turn your points into hotel, gift, or experience rewards. Ongoing APR: Variable Rate APR 9.25%, 12.25%, or 15.25% ranging from ("Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%") as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR: Same as ongoing. Balance Transfer Fee: 2% Balance Transfer Length: 6 months. Annual Fee: None. Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. (click for all terms & conditions.)

• Avon Platinum Visa Credit Card - Rewards Program Details: Avon credit card allows you to earn 1% of your purchases back in Avon Beauty Reward Certificates. Get a $25 certificate for every 2,500 in points. Ongoing APR: 9.24%, or 13.24%, or 18.24% variable rate*. Introductory APR: 0% for 6 billing cycles. Balance Transfer Fee: 0% for 6 billing cycles, then same as ongoing. Balance Transfer Length: None. Annual Fee: None. (click for all terms and conditions.)

• Brooks Brothers Platinum MasterCard - Rewards Program Details: Brooks Brothers credit card allows you to earn 4 Brooks Brothers Reward Points per dollar in purchases at U.S. Brooks Brothers locations (except airports) and 1 point per dollar in purchases elsewhere. Get $20 Brooks Brothers reward certificates with every 2,000 points earned. Ongoing APR: 9.99%, 13.24% or 16.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: No balance transfers. Annual Fee: None. (click for all terms and conditions.)

• Dillard's American Express Card - Rewards Program Details: Get 2 points for purchases at Dillard's, 1 point for purchases elsewhere. Redeem points for Dillard's gift certificates. Ongoing APR: 11.99%, or 13.99% or 15.99%, or 17.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

• Hooters Credit Card - Rewards Program Details: Earn 1 point per dollar in purchases, 5 points per dollar at Hooters with the Hooters MasterCard. Redeem points for Hooters gear, merchandise, electronics, cash back or other rewards. Ongoing APR: As low as 7.75%, as high as 25.70% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: 0 to $72; no explanation of what qualifies you for one or the other. (click for all terms and conditions.)

• Nordstrom Platinum Visa - Rewards Program Details: Nordstrom credit card allows you to earn two points per dollar on Nordstrom purchases, 1 point per dollar on purchases elsewhere. Every time you reach 2,000 points, you earn a $20 Nordstrom gift certificate. Ongoing APR: 7.90%, or 10.90% or 14.90%, or 18.90%, or 22.90% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

• Sears Gold MasterCard - Rewards Program Details: Sears credit card offers 1 point per dollar in purchases. Points can be redeemed for Sears gift certificates and merchandise, restaurant gift cards, airline tickets and other travel rewards. Ongoing APR: Info not offered online. Introductory APR: Info not offered online. Balance Transfer Rate: Info not offered online. Annual Fee: Info not offered online. (click for all terms and conditions.)

• Shopko Visa - Rewards Program Details: Earn 3 points per dollar on Shopko purchases, 2 points per dollar on dining and entertainment spending and 1 point per dollar everywhere else. Redeem points for Shopko reward certificates. Ongoing APR: 10.24%, or 13.24%, or 17.24% variable rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: 0% for 6 billing cycles, then same as standard rate. Annual Fee: None. (click for all terms and conditions.)

• State Farm Platinum Rewards Visa - Rewards Program Details: Earn 1 State Farm Dollar per dollar charged; Dollars can be used toward paying for State Farm insurance products. Ongoing APR: As low as 11.99%, as high as 18.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Fee: 2.9% for up nine billing cycles, then same as ongoing. Balance Transfer Length: None. Annual Fee: None. (click for all terms and conditions.)

• Vegas.com MasterCard - Rewards Program Details: Earn 2 points per dollar on Vegas.com purchases and 1 point per dollar everywhere else. Redeem points for Las Vegas rewards including hotel stays, show tickets, etc. Ongoing APR: 13.99%, or 16.99%, or 19.99% variable rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: 0% for 6 billing cycles, then same as standard rate. Annual Fee: None. (click for all terms and conditions.)