Credit Card Calculators

Find out how fast you can pay off your credit card balance.

Use the sliders to change the amount or type in the amount in the field to the right

How long will it take to pay off my credit card balance?

Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate -- the change may surprise you.

Enter your credit card's current balance:

Enter the card's interest rate (listed as APR on your credit card statement):

Enter a monthly payment amount:

Projected time to pay off your card at the rate of monthly payment you entered:

Find out how much interest you're paying when you revolve your balances.

Use the sliders to change the amount or type in the amount in the field to the right

How much interest am I paying when I revolve balances?

If you don't pay off your credit card balance each month, you're paying more than you should in interest. But how much? Enter your credit card balance, your interest rate, and an average monthly payment, then choose a time period to see how much interest you'd actually pay over that span.

Enter your current credit card balance:

Enter your credit card's interest rate (shown as APR on your credit card statement):

Enter your average monthly payment, in dollars.
(If you leave this blank, the calculator will use 3% of the balance in this calculation):

Over what time period would you like to calculate your interest charges?

months

Projected interest charges you will be paying over that time period:

Calculate how much you could save with a lower interest credit card.

Use the sliders to change the amount or type in the amount in the field to the right

How much could I save with a lower interest credit card?

What is the balance on your current credit card?

What is the interest rate(shown as APR on your credit card statement) of your current credit card?

What is the interest rate(APR) of the credit card you may apply for?

For what period of time would you like to see savings with the new credit card?

months

Find out what your minimum monthly payment should be.

Use the sliders to change the amount or type in the amount in the field to the right

How much should I pay each month to get my credit card paid off?

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.)

Enter the current balance on your credit card. (How much do you owe?)

What is the card's interest rate(shown as APR on your credit card statement)?

Over what period of time would you like to get this card paid off?

months

(This calculator assumes that no new debt is added to the card.)

Projected minimum monthly payment in the time period you entered:

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