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Low Interest Student Credit Cards

These student credit cards give you some of the lowest rates around, as well as the chance to start building your credit history

The student credit card offers for 2012 below showcase some of the lowest rates offered; some cards offer multiple rate tiers and you are NOT guaranteed to get the lowest rate offered. Many of the best credit card deals are only available for a limited time, so act now to get the best offers.

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Discover® Student Clear Card


Editor's Rating:5 Stars
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply online forhttp://images.nextinsure.com/accounts/11185369.jpg
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Discover® Student Tropical Beach Card


Editor's Rating:5 Stars
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply online forhttp://images.nextinsure.com/accounts/discover-mix-tape-student-card.jpg
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Discover® Mix Tape Student Card


Editor's Rating:5 Stars
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply online forhttp://images.nextinsure.com/accounts/discover-student-card.jpg
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Discover® Student Card


Editor's Rating:5 Stars
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply online forhttp://images.nextinsure.com/accounts/11185374.jpg
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Discover® Student Cards Monogram Collection


Editor's Rating:5 Stars
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply online forhttp://images.nextinsure.com/accounts/discover-student-card.jpg
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Discover ® Student Card- $25 Cashback Bonus


Editor's Rating:4 Stars
  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply online forhttp://images.nextinsure.com/accounts/discover-student-open-road.jpg
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Discover® Student Open Road


Editor's Rating:5 Stars
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus* at gas stations and restaurants.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Other Student Credit Cards to Consider

Citi Forward® Card for College Students

Ongoing Interest Rate: 13.99-22.99% variable rate*, but you can reduce the interest rate by .25 points every 3 months when you use the card, pay on time, and stay under the credit limit. Total reduction can be a maximum 2%. Introductory APR: 0% for 7 months if you qualify*. Balance Transfer Rate: 0% for 12 months if you qualify*. Annual Fee: None. Also: Earn 5 reward points for every $1 you spend at restaurants and on books, movies, music; earn 1 reward point for every $1 you spend on other purchases. (click for all terms & conditions.)

Citi® Dividend Platinum Select® Card for College Students

Ongoing Interest Rate: 13.99-21.99% Variable. Introductory APR: N/A. Balance Transfer Rate: 3% Annual Fee: None. Also: No Cosigner Required || Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*. || Earn a full 1% cash back on all other purchases*. (click for all terms and conditions.)

Discover Student Card

Ongoing Interest Rate: 13.99-20.99% variable rate*. Introductory APR: 0% on purchases for 6 months. Balance Transfer Rate: No balance transfers. Annual Fee: None. Also: Earn 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more. (click for all terms & conditions.)

Discover® Student Open Road Card**

Ongoing Interest Rate: 13.99-20.99% variable rate*. Introductory APR: 0% on purchases for 6 months. Balance Transfer Rate: No balance transfers. Annual Fee: None. Also: Double Cashback Bonus® on your first first $250 in purchases at any gas station and any restaurant. Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.. (click for all terms & conditions.)

Sovereign Bank Student Credit Card

Ongoing Interest Rate: 14.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms & conditions.)

State Farm Student Credit Card

Ongoing Interest Rate: As low as 10.24-18.24% variable rate*. Introductory APR: Same a ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms & conditions.)


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