Student Credit Cards with Rewards

Student credit cards offering reward programs, including all cash back, reward program, travel / airline mile, and other student rewards. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.) Last Updated: June 27, 2008.

  • mtvU Platinum Select Visa Card for College Students - Rewards Program Details: Earn 5 ThankYou points per dollar on purchases at restaurants, book stores, record stores, movie theaters and movie rentals; 1 ThankYou point everywhere else, plus bonuses based on on-time payments and college GPA. Use points for rewards including CDs, gift cards, even tickets to the MTV Video Music Awards. Ongoing Interest Rate: 12.99% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Citi Dividend Platinum Select Card for College Students - Rewards Program Details: Earn a full 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities including cable for 6 months, 2% afterwards, and 1% cash back on all other purchases. Ongoing Interest Rate: 12.99% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Discover Student Card - Rewards Program Details: Earn up to 1% cash back on all purchases, and a full 5% cash back on special Get More Program merchant offerings. Ongoing Interest Rate: 16.99% variable rate*. Introductory APR: 0% for 6 months. Balance Transfer Rate: No balance transfers. Annual Fee: None. (click for all terms & conditions.)

  • Citi Driver's Edge Visa Card for College Students - Rewards Program Details: Earn a 3% rebate on purchases at supermarkets, drug stores and gas stations, 1% rebate everywhere else. Use rebates toward any purchase or lease of a new or used vehicle, or for maintenance of your current vehicle, or other Citi ThankYou rewards. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Citi Bronze / AAdvantage Card - Rewards Program Details: Earn 1 American Airlines AAdvantage frequent flyer mile for every $2 in card spending. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • Chase +1 Student MasterCard - Rewards Program Details: Earn 1 point per dollar, redeem points toward travel rewards, merchandise, cash, gift cards, etc. Ongoing Interest Rate: 14.99% or 19.99% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • United College Plus Visa Credit Card - Rewards Program Details: Earn 1 United Mileage Plus mile for every $2 you charge in card purchases, use miles for free United flights or upgrades. Ongoing Interest Rate: 14.99% or 19.99% variable rate*. Introductory APR: 0% for 6 billing cycles. Balance Transfer Rate: 0% for 6 billing cycles. Annual Fee: None. (click for all terms & conditions.)

  • Starbucks Student Card Duetto Visa - Rewards Program Details: Earn 1% of your purchases back in Starbucks Duetto Dollars. Duetto Dollars are added monthly to the account balance of your Duetto Card. Ongoing Interest Rate: 14.99% or 19.99% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • US Bank College Rewards Visa Card - Rewards Program Details: Earn one point per dollar charged, redeem for CDs, movie rentals, electronics, restaurant certificates, more. Ongoing Interest Rate: As low as 11.24%, as high as 20.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms & conditions.)

* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

See also: Low Interest Student Credit Cards