Student Credit Cards with Rewards

Student credit cards offering reward programs, including all cash back, reward program, travel / airline mile, and other student rewards. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.)

TOP PICKS
mtvU Platinum Select Visa Card
mtvU Platinum Select Visa Card


  • 0% APR* for 6 months if you qualify*
  • Earn 5 Thank You points/dollar on purchases
  • Interest Rate: As low as 17.24% variable rate

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Citi Forward for College Students
Citi Forward for College Students


  • 0% APR for up to 6 months
  • Earn 5 Reward points/dollar on purchases
  • Interest Rate: 17.24% variable rate

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Discover® Monogram Card
Discover® Monogram Card**


  • 0% APR for 6 months
  • Interest Rate: 11.99% - 18.99% variable rate
  • Balance Transfer Rate: 0% for 6 months

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  • mtvU Platinum Select Visa Card for College Students - Rewards Program Details: Earn 5 ThankYou points per dollar on purchases at restaurants, book stores, record stores, movie theaters and movie rentals; 1 ThankYou point everywhere else, plus bonuses based on on-time payments and college GPA. Use points for rewards including CDs, gift cards, even tickets to the MTV Video Music Awards. Ongoing Interest Rate: As low as 17.24% variable rate*. Introductory APR: 0% for 6 months if you qualify*. Balance Transfer Rate: 0% for 6 months if you qualify*. Annual Fee: None. (click for all terms & conditions.)

  • Citi Forward Card for College Students - Rewards Program Details: Earn 5 reward points for every $1 you spend on books, movies, music and at restaurants; earn 1 reward point for every $1 you spend on other purchases. Use points for merchandise, gift cards, etc. Ongoing Interest Rate: 17.24% variable rate, but you can reduce the interest rate by .25 points every 3 months when you use the card, pay on time, and stay under the credit limit. Total reduction can be a maximum 2%, leading to an interest rate as low as 15.24% over time. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as standard rate. Annual Fee: None. (click for all terms & conditions.)

  • Discover® Monogram Card** - Introductory APR: 0% for 6 months. Ongoing Interest Rate: As low as 11.99%-18.99% variable rate*. Balance Transfer Rate: 0% for 6 months, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Chase +1 Student MasterCard - Rewards Program Details: Earn "Karma Points" that you can redeem toward travel rewards, merchandise, cash, gift cards, etc. Ongoing Interest Rate: 13.24% or 18.24% variable rate*. Introductory APR: 0% for first 3 billing cycles. Balance Transfer Rate: Same as standard rate. Annual Fee: None. (click for all terms & conditions.)

  • Discover® Student Open Road Card** - Rewards Program Details: Earn 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more, and up to 1% Cashback Bonus on all other purchases automatically. Ongoing Interest Rate: 14.99% variable rate*. Introductory APR: 0% for 6 months. Balance Transfer Rate: No balance transfers. Annual Fee: None. (click for all terms & conditions.)

  • Starbucks Student Card Duetto Visa - Rewards Program Details: Earn 1% of your purchases back in Starbucks Duetto Dollars. Duetto Dollars are added monthly to the account balance of your Duetto Card. Ongoing Interest Rate: 13.24% or 18.24% variable rate*. Introductory APR: 0% for first 6 billing cycles. Balance Transfer Rate: 0% for first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)

  • US Bank College Rewards Visa Card - Rewards Program Details: Earn one point per dollar charged, redeem for CDs, movie rentals, electronics, restaurant certificates, more. Ongoing Interest Rate: As low as 11.99%, as high as 20.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms & conditions.)

See also: Low Interest Student Credit Cards

* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

** See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Discover's website.

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