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Student
Credit Cards with Rewards
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Student
credit cards offering reward programs, including all cash back,
reward program, travel / airline mile, and other student rewards.
(NOTE: Credit card rates change fairly regularly -- check the
terms and conditions of each card to be sure the interest rates
shown here are accurate.) Last Updated: June 27, 2008.
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mtvU
Platinum Select Visa Card for College Students
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Rewards Program Details: Earn 5 ThankYou points
per dollar on purchases at restaurants, book stores, record
stores, movie theaters and movie rentals; 1 ThankYou point
everywhere else, plus bonuses based on on-time payments
and college GPA. Use points for rewards including CDs, gift
cards, even tickets to the MTV Video Music Awards. Ongoing
Interest Rate: 12.99% variable rate*. Introductory
APR: 0% for first 6 billing cycles. Balance Transfer
Rate: 0% for first 6 billing cycles, then same as ongoing.
Annual Fee: None. (click
for all terms & conditions.)
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Citi
Dividend Platinum Select Card for College Students -
Rewards Program Details: Earn a full 5% cash back
on purchases at supermarkets, drugstores, gas stations,
convenience stores and utilities including cable for 6 months,
2% afterwards, and 1% cash back on all other purchases.
Ongoing Interest Rate: 12.99% variable rate*. Introductory
APR: 0% for first 6 billing cycles. Balance Transfer
Rate: 0% for first 6 billing cycles, then same as ongoing.
Annual Fee: None.
(click
for all terms & conditions.)
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Discover
Student Card -
Rewards Program Details: Earn up to 1% cash back
on all purchases, and a full 5% cash back on special Get
More Program merchant offerings. Ongoing Interest
Rate: 16.99% variable rate*. Introductory APR:
0% for 6 months. Balance Transfer Rate: No balance
transfers. Annual Fee: None. (click
for all terms & conditions.)
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Citi
Driver's Edge Visa Card for College Students -
Rewards Program Details: Earn a 3% rebate on purchases
at supermarkets, drug stores and gas stations, 1% rebate
everywhere else. Use rebates toward any purchase or lease
of a new or used vehicle, or for maintenance of your current
vehicle, or other Citi ThankYou rewards. Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: 0% for first 6 billing cycles. Balance Transfer
Rate: 0% for first 6 billing cycles, then same as ongoing.
Annual Fee: None.
(click
for all terms & conditions.)
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Citi
Bronze / AAdvantage Card -
Rewards Program Details: Earn
1 American Airlines AAdvantage frequent flyer mile for every
$2 in card spending.
Ongoing
Interest Rate: 14.99% variable rate*. Introductory
APR: Same as ongoing. Balance Transfer Rate:
0% for first 6 billing cycles, then same as ongoing.
Annual Fee: None.
(click
for all terms & conditions.)
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Chase
+1 Student MasterCard -
Rewards Program Details: Earn 1 point per dollar,
redeem points toward travel rewards, merchandise, cash,
gift cards, etc. Ongoing Interest Rate: 14.99%
or 19.99% variable rate*. Introductory APR: 0% for
first 6 billing cycles. Balance Transfer Rate: 0%
for first 6 billing cycles, then same as ongoing. Annual
Fee: None.
(click
for all terms & conditions.)
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United
College Plus Visa Credit Card -
Rewards Program Details: Earn 1 United Mileage
Plus mile for every $2 you charge in card purchases, use
miles for free United flights or upgrades. Ongoing
Interest Rate: 14.99% or 19.99% variable rate*. Introductory
APR: 0% for 6 billing cycles. Balance Transfer Rate:
0% for 6 billing cycles. Annual Fee: None. (click
for all terms & conditions.)
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Starbucks
Student Card Duetto Visa
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Rewards Program Details: Earn 1% of your purchases
back in Starbucks Duetto Dollars. Duetto Dollars are added
monthly to the account balance of your Duetto Card. Ongoing
Interest Rate: 14.99% or 19.99% variable rate*. Introductory
APR: 0% for first 6 billing cycles. Balance Transfer
Rate: 0% for first 6 billing cycles, then same as ongoing.
Annual Fee: None.
(click
for all terms & conditions.)
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US
Bank College Rewards Visa Card -
Rewards
Program Details: Earn one point per dollar charged,
redeem for CDs, movie rentals, electronics, restaurant certificates,
more.
Ongoing Interest Rate: As low as 11.24%, as high
as 20.24% variable rate*. Introductory APR: Same
as ongoing. Balance Transfer Rate: Same as ongoing.
Annual Fee: None.
(click
for all terms & conditions.)
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*
variable rate = credit card interest rate changes in line
with federal interest rates or other rate index; fixed
rate = credit card rate stays the same regardless of changes
in federal rates, but still may be changed by credit card
issuer in the future.
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See
also: Low
Interest Student Credit Cards
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