Rewards Credit Cards
These reward credit cards have special benefits for those who like to earn bonuses while they shop
How many ways would you like to be rewarded? Reward credit cards of 2012 offer credit card rewards programs in which you can choose merchandise, gift certificates, travel rewards and other goods and services.
There are many reward credit cards out there. Learn the different types and how their reward programs work. Many of these reward card offers below are subject to change or are only available for a limited time, so apply now to get the credit card that best matches your lifestyle.
Blue Sky From American Express® - Earn 7,500 Points With $1,000 in Spend within First 3 Months
- Earn 7,500 extra points when you spend $1,000 within the first 3 months - redeemable for a $100 statement credit
- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel -- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get a decision in as little as 60 seconds
Escape by Discover® Card
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
Miles by Discover® Card
- Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Chase Sapphire PreferredSM
- Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT
- NOW! Earn a FREE FLIGHT after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more
- Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
- Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee
- September 11th Security Fee Applies
Hilton HHonors® SurpassSM Card - Get Rewarded from Day One & Earn HHonors Bonus Points
- Earn Up To 60,000 bonus points
- Earn 40,000 bonus with first purchase; Earn 20,000 bonus points when you spend $3,000 in the first 90 days
- Rely on 24/7 emergency assistance worldwide
- Earn 9 HHonors Bonus Points for every eligible dollar spent at participating Hilton Worldwide portfolio of brands
- Earn 6 HHonors Bonus Points per dollar on everyday purchases at gas stations, drugstores, and more
- Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else
American Express® Gold Card - $0 Introductory Annual Fee for the First Year
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards
- Introductory annual fee of $0 for the first year, then $125
- Get a decision in as little as 60 seconds
Gold Delta SkyMiles® Credit Card from American Express - $0 Intro Annual Fee for the First Year
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
Blue Sky Preferred® from American Express - 15K Extra Points After $1K Spend in First 3 Months
- Earn 15,000 extra points when you spend $1,000 within the first 3 months
- Earn free travel fast at a low annual fee of $75
- You decide if you want to pay charges overtime or pay in full
- 2X points on dining, hotels, and car rentals
- $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
- Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more
Hilton HHonors® Card from American Express - 40,000 Bonus Points After $750 Spend in First 90 Days
- Earn 40,000 bonus points when you spend $750 in the first 90 days
- Covers eligible purchases from theft, damage, and loss, up to $1,000 per occurrence, for up to 90 days
- Enjoy complimentary Silver status for the life of your membership
- You won't find blackout dates with Hilton HHonors. If a standard room is available, you can redeem points for it
- Earn 6 HHonors Bonus Points for every eligible dollar you spend at Hilton Worldwide portfolio of brands
- Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else
Platinum Delta SkyMiles® Credit Card - Earn up to 25K Miles & Check Your First Bag Free
- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
- No mileage earning limit, and miles don't expire
- Check your first bag free on every Delta flight
- Priority Boarding and 20% In-Flight Savings
American Express Premier Rewards Gold Card - 25,000 Membership Rewards® Points
- Membership Rewards®: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X point on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
- Get a decision in as little as 60 seconds
Other Rewards Credit Cards to Consider
Rewards Program Details: Earn $100 Bonus Cash Back after you make $500 in purchases in your first three months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter in popular categories like gas stations, department stores and more. Unlimited 1% Cash Back on all other purchases. Your cash back rewards never expire. Ongoing APR: 12.99 - 22.99% Variable. Balance transfer rate: 0% for 15 months, then same as ongoing APR. Balance Transfer Fee: 3%. Annual Fee: None (click for all terms and conditions.)
Citi® Platinum Select / AAdvantage® Visa Signature rCard®
Rewards Program Details: Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership* – more than enough for a round-trip domestic travel award*. Earn 1 AAdvantage® mile for every $1 spent on purchases*. Ongoing APR: 15.24% Variable. Introductory APR: N/A International Transaction Fees: 3% Annual Fee: $95 waived for the first 12 months*. (click for all terms and conditions.)
Rewards Program Details: Earn 10,000 bonus points – after you spend $500 in the first 3 months - that's $100 toward travel or any other reward. 2 points per dollar spent at restaurants. No earning caps, or point expiration. 1 point for every dollar on all other purchases. Ongoing APR: 15.24% Variable. Introductory APR: N/A Balance Transfer Fee: 3% ($5 Minimum). Balance Transfer APR: 15.24%. Annual Fee: None (click for all terms and conditions.)
Ink BoldSM with Ultimate Rewards
Rewards Program Details: 25,000 bonus points after first purchase redeemable for $250 in rewards of your choice. Plus an additional 25,000 bonus points after you spend $10,000 within three months of account opening. Automatic Enrollment in Ultimate Reward. No Dollar Goes Unrewarded - there are no caps and points never expire. Ongoing APR: N/A Introductory APR: N/A Balance Transfer Fee: N/A Balance Transfer Length: N/A Annual Fee: None first year. After that, $95.00 (click for all terms and conditions.)
Rewards Program Details: Earn 5 ThankYou reward points for every $1 you spend on restaurants books and movies; earn 1 reward point for every $1 you spend on other purchases. Redeem points for gift cards, merchandise, etc. Earn 1,200 bonus points for paying on time and staying under your credit limit. Ongoing APR: 12.99 - 22.99% variable rate*, but you can reduce the interest rate by .25 points every 3 months when you make a purchase, pay on time, and stay under the credit limit. Total reduction maximum 2%. Introductory Purchase APR: 0% for 7 months*. Balance Transfer Fee: 3% ($5 min)*. Balance Transfer APR: 0% introductory APR for the first 12 months, then same as ongoing. Annual Fee: None. Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. (click for all terms and conditions.)
Rewards Program Details: Earn 1 bonus point for every $1 in qualifying net retail purchases. Turn your points into hotel, gift, or experience rewards. Ongoing APR: Variable Rate APR 9.25%, 12.25%, or 15.25% ranging from ("Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%") as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR: Same as ongoing. Balance Transfer Fee: 2% Balance Transfer APR: 1.99% for 6 months, then same as ongoing. Annual Fee: None. Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. (click for all terms & conditions.)
Brooks Brothers Platinum MasterCard
Rewards Program Details: Brooks Brothers credit card allows you to earn 4 Brooks Brothers Reward Points per dollar in purchases at U.S. Brooks Brothers locations (except airports) and 1 point per dollar in purchases elsewhere. Get $20 Brooks Brothers reward certificates with every 2,000 points earned. Ongoing APR: 14.24%, 17.24% or 21.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)
Dillard's American Express Card
Rewards Program Details: Get 2 points for purchases at Dillard's, grocery stores and gas stations, 1 point for purchases elsewhere. Redeem points for Dillard's gift certificates. Ongoing APR: 13.24% or 21.99% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)
Rewards Program Details: Earn 1 point per dollar in purchases, 5 points per dollar at Hooters with the Hooters MasterCard. Redeem points for Hooters gear, merchandise, electronics, cash back or other rewards. Ongoing APR: As low as 7.75%, as high as 25.70% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: 0 to $72. (click for all terms and conditions.)
Rewards Program Details: Nordstrom credit card allows you to earn two points per dollar on Nordstrom purchases, 1 point per dollar on purchases elsewhere. Every time you reach 2,000 points, you earn a $20 Nordstrom gift certificate. Ongoing APR: 10.90% or 14.90%, or 18.90%, or 22.90% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)
Rewards Program Details: Sears credit card offers 1 point per dollar in purchases. Points can be redeemed for Sears gift certificates and merchandise, restaurant gift cards, airline tickets and other travel rewards.
State Farm Platinum Rewards Visa
Rewards Program Details: Earn 1 State Farm Dollar per dollar charged; Dollars can be used toward paying for State Farm insurance products. Ongoing APR: 13.24% - 20.24%*. Introductory APR: 0% for 12 months. Balance Transfer Fee: 3%. Balance Transfer APR: 0% for 12 months, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)
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"As comprehensive a list as you'll find of all the credit card offers on the table now."
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