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Delta
Airlines Credit Cards
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Through
its partnership with American Express, Delta Airlines offers
a number of credit cards that reward cardholders with Delta
Skymiles or Delta Skypoints. Below we list each Delta credit
card, along with features/benefits that distinguish one from
another in helping you choose the right card for your needs.
(If
you are interested in other airline credit cards as well, see
Travel
and Airline Credit Cards.)
Delta
Airlines Credit Cards (Consumer):
First
off are three variations on the Delta SkyMiles credit card.
Each offers the same basic reward and interest rate (Prime Rate
+ 9.99%), but each offers different upfront mile bonuses, mileage
earning limits and annual fees. The paragraphs below will allow
you to compare the three offers:
Delta
SkyMiles Credit Card from American Express - Earn
1 Delta SkyMile for every dollar spent, plus earn 2 points per
dollar at supermarkets, gas stations, drug stores, home improvement
and hardware stores, U.S. Postal Service, on your wireless phone
bill and for Delta purchases. You also get 5,000 bonus Delta
Skymiles with the first use of this credit card. The annual
fee is $55 unless you also carry another American Express credit
card, in which case the annual fee is waived. Up to $60,000
in card spending is eligible for Delta SkyMiles rewards.
Delta
SkyMiles Gold Credit Card from American Express - Like
the standard card, earn 1 Delta Skymile for every dollar spent,
plus earn 2 points per dollar at supermarkets, gas stations,
drug stores, home improvement and hardware stores, U.S. Postal
Service, on your wireless phone bill and for Delta purchases.
With
this card, you get 15,000 bonus Delta SkyMiles after your first
purchase. No annual fee first year. After the first year, it's
$85, unless you already carry another American Express credit
card, in which case the annual fee is $30. Up
to $100,000 in card spending is eligible for Delta SkyMiles
rewards.
Delta
SkyMiles Platinum Credit Card from American Express -
Same basic offer as the two above, but with a 15,000-mile bonus
after your first purchase with the card. You get one free companion
coach ticket each year, so you can take someone with you free
on a Delta flight.
Annual
fee for this one is $135 unless you already have another American
Express Card, in which case the annual fee is reduced to $80.
There is no cap on how many Delta SkyMiles you can earn with
this card.
Now,
before you decide, there is one other Delta credit card option
for consumers that is structured differently than those above.
Compare its features to see if it might be the right choice
for you:
Delta
SkyPoints Credit Card from American Express - With
this Delta Airlines credit card, you earn SkyPoints instead
of SkyMiles. With Delta SkyMiles, you have to earn up to certain
mile totals to get free flights or earn upgrades or discounts.
Delta SkyPoints, on the other hand, are more flexible--you can
use SkyPoints more like cash, meaning that, for as little as
3,000 points, you can get 10% off on a Delta flight, and at
the most generous level, you can get 75% off of the first $500
on the price of a ticket (i.e., you can get $375 off of any
ticket valued at $500 or more). In short, Delta SkyMiles can
be worth more, but SkyPoints are easier and quicker to be able
to use.
With
the Delta SkyPoints credit card, you'll earn 1 Delta SkyPoint
for every dollar spent, plus earn 2 points per dollar at supermarkets,
gas stations, drug stores, home improvement and hardware stores,
U.S. Postal Service, on your wireless phone bill and for Delta
purchases. You also get 2,500 bonus Delta SkyPoints with the
first use of this credit card. No annual fee for the first year.
After that, the annual fee is $49 unless you also carry another
American Express credit card, in which case the annual fee is
waived. Up to $60,000 in card spending is eligible for Delta
SkyPoints rewards.
Delta
Airlines Credit Cards (Business):
Delta
credit cards for businesses are almost carbon copies of the
consumer cards, except they offer special business bonuses such
as discounts at FedEx and bigger credit lines.
First
off are three variations on the Delta SkyMiles credit card.
Each offers the same basic reward and interest rate (Prime Rate
+ 9.99%), but each offers different upfront mile bonuses, mileage
earning limits and annual fees. The paragraphs below will allow
you to compare the three offers:
Delta
SkyMiles Business Credit Card from American Express -
Earn 1 Delta SkyMile for every dollar spent, plus earn 2 points
per dollar at supermarkets, gas stations, drug stores, home
improvement and hardware stores, U.S. Postal Service, on your
wireless phone bill and for Delta purchases. You also get 5,000
bonus Delta Skymiles with the first use of this credit card.
In addition, you get 5% off any Delta flight purchased wih the
card. The annual fee is $55 unless you also carry another American
Express business charge card, in which case the annual fee is
waived. Credit line up to $50,000.
Delta
SkyMiles Gold Business Credit Card from American Express
-
Like the standard Delta business card, earn 1 Delta Skymile
for every dollar spent, plus earn 2 points per dollar at supermarkets,
gas stations, drug stores, home improvement and hardware stores,
U.S. Postal Service, on your wireless phone bill and for Delta
purchases.
With
this card, though, you get 15,000 bonus Delta SkyMiles after
your first purchase. In
addition, you get 5% off any Delta flight purchased wih the
card. No
annual fee first year. After the first year, it's $85, unless
you already carry another American Express business charge card,
in which case the annual fee is $30.
Delta
SkyMiles Platinum Business Credit Card from American Express
-
Same basic offer as the two above, but you can earn up 50,000
bonus SkyMiles. You get 15,000 miles after your first card purchase,
25,000 more in any year in which you spend $25,000 with the
card, as well as another 10,000 bonus SkyMiles when you spend
$25,000 in a year. You also get one free companion coach ticket
each year, so you can take someone with you free on a Delta
flight. In
addition, you get 5% off any Delta flight purchased wih the
card.
Annual
fee for this one is $135 unless you already have another American
Express business charge card, in which case the annual fee is
reduced to $80.
Now,
before you decide, there is one other Delta credit card option
for businesses that is structured differently than those above.
Compare its features to see if it might be the right choice
for you:
Delta
SkyPoints Business Credit Card from American Express - With
this Delta Airlines business credit card, you earn SkyPoints
instead of SkyMiles. With Delta SkyMiles, you have to earn up
to certain mile totals to get free flights or earn upgrades
or discounts. Delta SkyPoints, on the other hand, are more flexible--you
can use SkyPoints more like cash, meaning that, for as little
as 3,000 points, you can get 10% off on a Delta flight, and
at the most generous level, you can get 75% off of the first
$500 on the price of a ticket (i.e., you can get $375 off of
any ticket valued at $500 or more). In short, Delta SkyMiles
can be worth more, but SkyPoints are easier and quicker to be
able to use.
With
the Delta SkyPoints credit card, you'll earn 1 Delta SkyPoint
for every dollar spent, plus earn 2 points per dollar at supermarkets,
gas stations, drug stores, home improvement and hardware stores,
U.S. Postal Service, on your wireless phone bill and for Delta
purchases. You also get 3,000 bonus Delta SkyPoints with the
first use of this credit card. In
addition, you get 5% off any Delta flight purchased wih the
card. The
annual fee is $49 unless you also carry another American Express
business charge card, in which case the annual fee is waived.
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