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Sears Credit Card Now Available at Kmart

by Peter Andrew


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Credit Card Now Available at Kmart

Sears Holdings,

the corporation formed by the merger of Sears and Kmart in March

of this year, has taken another step toward merging the businesses

by offering new Sears credit card applications at all Kmart



Holdings already announced in May that the Sears credit card

would eventually be the only card offered across its brands.

The company amended its agreement with Citibank, issuer of the

Sears credit card, and announced it would be terminating Kmart's

relationship with Household Bank (HSBC), which had been issuing

the private label Kmart credit card. Most former holders of

the Kmart Card will now receive a new Sears card, which can

be used across all Sears Holdings' stores.


Published 10/27/05 (Modified 01/21/13)

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2 Responses to "Sears Credit Card Now Available at Kmart"
  1. Peter Andrew August 28, 2011 at 6:26 pm

    Hi Ron, That's a great question, but one to which I've been unable to find a definitive answer. I did, however, come across a February 2011 report (A Guide to Prepaid Cards for Transit Agencies) from the Smart Card Alliance, a trade body, that said: "There are many state laws governing key aspects of prepaid card programs. Some states have regulations governing fees, expiration dates, and even font sizes. While such laws may not apply to nationally chartered institutions (�federal pre-emption�), it would be advisable for any prepaid issuer to seek the advice of their legal counsel regarding the applicability of these state laws, in addition to federal regulations." So it sounds as if prepaid transit authority cards in different states may be differently regulated. But I'm not an attorney, and you should probably check the terms and conditions that apply to your particular card to see where you stand legally. All the best, Peter Andrew

  2. RON S. July 27, 2011 at 11:27 pm

    Transit authorities are using prepaid cards for fares and can be reloaded. Are these cards considered gift cards? Is there a legal difference between a gift card and a prepaid card?


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