Low Interest Credit Cards:

• Low APR Credit Cards - Ongoing
• 0% Introductory Offer Credit Cards
• 0% Balance Transfer Credit Cards

Reward Credit Cards:

• Cash Back Credit Cards
• Credit Card Reward Programs
• Travel and Airline Credit Cards
• Gas Credit Cards
• Automotive Credit Cards

Business Credit Cards:

• Low Interest Business Credit Cards
• Business Credit Cards with Rewards

Bad Credit Credit Cards:

• Secured Credit Cards
• Unsecured Credit Cards

Student Credit Cards:

• Low Interest Student Credit Cards
• Student Credit Cards with Rewards

Prepaid Credit Cards:

• Prepaid Credit Cards

Complete Credit Card List:

• Complete Credit Card List

August 2, 2006

Consumer Credit Card Rates Steady, Business Cards Tick Up
No changes to average interest rates for most consumer credit card categories this week, but business cards did see a slight increase. The average consumer credit card rate remains at 14.16%, while the average business credit card rate increased to 12.11%.

The 14.16% average rate relates to non-reward consumer credit cards. The average credit card rate for consumer reward cards stands at 15.66%. (For those with excellent credit, the average rates are 11.25% and 13.23%, respectively.)

The average student credit card rate did increase slightly, up to 16.46% from last week's 16.41% average.

The average business credit card rate of 12.11% is a slight jump from 12.08% last week. Business reward card rates also jumped, from an average 13.99% interest rate up to 14.05% this week.

Financial institutions represented in the survey include Advanta, American Express, Bank of America, Capital One, Chase, Citi, Discover, MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia, Wells Fargo and more.

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