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Credit Card Rates Hold Steady

by Peter Andrew


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Credit Card Rates Hold Steady

Average APR remains 12.73%


card rates were steady in almost all categories this week, with

the average rate for standard, non-reward cards remaining at

12.73%, according to the weekly IndexCreditCards.com Credit

Card Monitor. The

only change was seen in consumer credit cards with rewards,

where the average rate increased to 13.85%. For consumers with

the very best credit, the average standard card APR remained

at 10.22%, while the reward card average increased to 11.56%.

The average student credit card rate remained at 15.30%.


credit card rates remained unchanged for the fourth straight

week, with an average 11.33% rate for standard cards and 13.21%

for business reward credit cards.


institutions represented in the survey include Advanta, American

Express, Bank of America, Capital One, Chase, Citi, Discover,

MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia,

Wells Fargo and more.


Published 01/27/06 (Modified 05/07/12)

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