How to Opt Out of Credit Card Offers
How to Opt Out of Credit Card Offers
Want to stop credit card offers from showing up in your mailbox?
Here are two ways to stop the offers, or at least slow them
down:
1.
Go to OptOutPrescreen.com
or call 888-5-OPT-OUT (888-567-8688). These are the credit reporting
industry's opt-in/opt-out resources, which stops the four credit
reporting agencies (Equifax, Experian, Innovis, and TransUnion)
from selling your credit information to direct marketers. You
can opt out for a five-year period or permanently. (You can
always opt in again if you decide you'd like to get these offers
in the future.)
2.
Add your name to the Direct Marketing Association's (DMA) Do
Not Mail file. You can access this service online by going here,
or you can download the PDF form here
and send it in with a $1 fee. The DMA's member companies check
against the Do Not Mail file to take out names of people who
don't want to receive offerings by mail. Your name stays on
the list for 3 years, and you can re-register at the end of
that period.
Credit card companies get consumer information from other sources
in addition to those mentioned above, so, while these two methods
will considerably slow down credit card offers, the offers won't
necessarily stop completely.
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Check our full list of credit card offers for updated terms and conditions.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Discover is a paid advertiser of this site. Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.
Published 01/09/06 (Modified 05/07/12)
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