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Updated
January 7, 2009
How to Opt Out of Credit Card Offers
Want to stop credit card offers from showing up in your mailbox?
Here are two ways to stop the offers, or at least slow them
down:
1.
Go to OptOutPrescreen.com
or call 888-5-OPT-OUT (888-567-8688). These are the credit reporting
industry's opt-in/opt-out resources, which stops the four credit
reporting agencies (Equifax, Experian, Innovis, and TransUnion)
from selling your credit information to direct marketers. You
can opt out for a five-year period or permanently. (You can
always opt in again if you decide you'd like to get these offers
in the future.)
2.
Add your name to the Direct Marketing Association's (DMA) Do
Not Mail file. You can access this service online by going here,
or you can download the PDF form here
and send it in with a $1 fee. The DMA's member companies check
against the Do Not Mail file to take out names of people who
don't want to receive offerings by mail. Your name stays on
the list for 3 years, and you can re-register at the end of
that period.
Credit card companies get consumer information from other sources
in addition to those mentioned above, so, while these two methods
will considerably slow down credit card offers, the offers won't
necessarily stop completely.
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