dcsimg How long will it take to pay off my credit card balance? - Credit Card Calculator - indexcreditcards.com
In the News
  • "As comprehensive a list as you'll find of all the credit card offers on the table now."

How long will it take to pay off my credit card balance? – Credit Card Calculator

Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate — the change may surprise you.

Enter your credit card's current balance:
$
Enter the card's interest rate (listed as APR on your credit card statement):
%
Enter a monthly payment amount (in dollars)
$
Calculate
Pay Off Your Card Today - Transfer Your Balance. Take advantage of one of these 0% balance transfer cards and pay off your card now.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. IndexCreditCards.com does not review every company or every offer available on the market.