Best Credit Card for Miles & Points
Save big with great deals from airline, hotel & travel credit cards.
About to make a big purchase or book that big once-in-a-lifetime trip? Don't let those dollars you spend go to waste. These travel credit cards for 2012 help you earn fabulous awards for flights or travel. Many offer extra benefits for frequent travelers, such as frequent flier miles, and other travel rewards. Many of these offers are only available for a limited time, so act today to get the best deals.
Blue Sky From American Express® - Earn 7,500 Points With $1,000 in Spend within First 3 Months
- Earn 7,500 extra points when you spend $1,000 within the first 3 months - redeemable for a $100 statement credit
- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel -- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get a decision in as little as 60 seconds
Escape by Discover® Card
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
Miles by Discover® Card
- Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Chase Sapphire PreferredSM
- Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT
- NOW! Earn a FREE FLIGHT after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more
- Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
- Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee
- September 11th Security Fee Applies
Hilton HHonors® SurpassSM Card - Get Rewarded from Day One & Earn HHonors Bonus Points
- Earn Up To 60,000 bonus points
- Earn 40,000 bonus with first purchase; Earn 20,000 bonus points when you spend $3,000 in the first 90 days
- Rely on 24/7 emergency assistance worldwide
- Earn 9 HHonors Bonus Points for every eligible dollar spent at participating Hilton Worldwide portfolio of brands
- Earn 6 HHonors Bonus Points per dollar on everyday purchases at gas stations, drugstores, and more
- Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else
American Express® Gold Card - $0 Introductory Annual Fee for the First Year
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards
- Introductory annual fee of $0 for the first year, then $125
- Get a decision in as little as 60 seconds
Gold Delta SkyMiles® Credit Card from American Express - $0 Intro Annual Fee for the First Year
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
British Airways Visa Signature Card®
- You will get 50,000 bonus Avios after your first purchase
- 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
- Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
- That's enough Avios for one roundtrip business class reward ticket
- New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
- Pay no foreign transaction fees when you travel abroad
- Earn 2.5 Avios for every $1 spent on British Airways purchases
- Earn 1.25 Avios for every $1 spent on all other purchases
- Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
Blue Sky Preferred® from American Express - 15K Extra Points After $1K Spend in First 3 Months
- Earn 15,000 extra points when you spend $1,000 within the first 3 months
- Earn free travel fast at a low annual fee of $75
- You decide if you want to pay charges overtime or pay in full
- 2X points on dining, hotels, and car rentals
- $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
- Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more
Hilton HHonors® Card from American Express - 40,000 Bonus Points After $750 Spend in First 90 Days
- Earn 40,000 bonus points when you spend $750 in the first 90 days
- Covers eligible purchases from theft, damage, and loss, up to $1,000 per occurrence, for up to 90 days
- Enjoy complimentary Silver status for the life of your membership
- You won't find blackout dates with Hilton HHonors. If a standard room is available, you can redeem points for it
- Earn 6 HHonors Bonus Points for every eligible dollar you spend at Hilton Worldwide portfolio of brands
- Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else
Platinum Delta SkyMiles® Credit Card - Earn up to 25K Miles & Check Your First Bag Free
- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
- No mileage earning limit, and miles don't expire
- Check your first bag free on every Delta flight
- Priority Boarding and 20% In-Flight Savings
Other Travel & Airline Credit Cards to Consider
Travel / Airline Frequent Flyer Offer: Earn 10,000 bonus points – after you spend $500 in the first 3 months - that's $100 toward travel or any other reward. 2X points per dollar spent at restaurants, 1 point for every dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn. Ongoing APR: 15.24% Variable. Introductory APR: N/A Balance Transfer Fee: 3% ($5 Minimum) Balance Transfer Length: N/A International Transaction Fees: 3% Annual Fee: None (click for all terms and conditions.)
The New Ink Bold with Ultimate Rewards offers 50,000 bonus points when you spend $5,000 in the first three months - that's $500 in rewards of your choice. Ongoing APR: N/A Introductory APR: N/A Balance Transfer Fee: N/A Balance Transfer Length: N/A Foreign Transaction Fees: None Annual Fee: None first year. After that, $95.00 (click for all terms and conditions.)
Starwood Preferred Guest® Credit Card from American Express
Travel / Airline Frequent Flyer Offer: Starwood Preferred Guest® Credit Card from American Express - Travel / Airline Frequent Flyer Offer: Redeem Starpoints (R) with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide - all with no blackout dates. Earn up to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts. Ongoing APR: 15.24, 17.24 or 19.24% variable rate*. Introductory APR: N/A. Balance Transfer Fee: 3% or $5, whichever is greater. International Transaction Fees:Charges a 2.7% fee of each transaction after conversion to US dollars. Annual Fee: First year free, then $65/year. Bonus: Earn up to 25,000 Starpoints® --- enough for up to 6 free nights at a category 1 or 2 hotel. (click for all terms and conditions.)
Simmons First National Bank Visa Platinum Travel Rewards
(Note: Excellent Credit Required - Applicants that do not have excellent credit will not be approved.) Travel / Airline Frequent Flyer Offer: Earn 1 point per dollar in purchases. Redeem points for travel on any airline, or hotels, car rental, cruises, more. Ongoing APR: 9.25% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Fee: None. Balance Transfer Length: None. Annual Fee: None. (click for all terms and conditions.)
Citi Platinum Select® / AAdvantage® Visa Signature® Card
Travel / Airline Frequent Flyer Offer: Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership* – more than enough for a round-trip domestic travel award*. Your first eligible checked bag is free*. Ongoing APR: 15.24% Variable. Introductory APR: N/A Balance Transfer Fee: 3% or $5 of the amount of each transfer, whichever is greater. Balance Transfer Length: None International Transaction Fees: 3% Annual Fee: $95, however the annual fee waived for the first 12 months*. (click for all terms and conditions.)
Blue Sky® from American Express®
Travel / Airline Frequent Flyer Offer: Earn 1 point for every dollar you spend; use points for cash savings up to the full cost of your travel purchases. Earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company. Ongoing APR: 17.24%, 20.24%, or 22.24% variable rate*. Introductory APR: 0% on purchases for 12 months. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. International Transaction Fees: Charges a 2.7% fee of each transaction after conversion to US dollars. Annual Fee: None. (click for all terms and conditions.)
Travel / Airline Frequent Flyer Offer: Best Western credit card offers 15 points for every $1 in purchases made at Best Western locations, and 1 points for every $1 spent everywhere else. Redeem points for free stays at Best Western, or for air travel, or for retailer gift certificates. Ongoing APR: 13.99% or 24.99% variable rate*. Introductory Purchase APR: None. Balance Transfer Rate: 0% introductory APR for the first 6 billing cycles, then same as ongoing APR. International Transaction Fees: Charges a 3% fee on transactions outside of the United States. Annual Fee: None. (click for all terms and conditions.)
Commerce Bank Commerce Miles Visa with Rewards (Kansas, Missouri, Illinois)
Travel / Airline Frequent Flyer Offer: Earn 1 point for every dollar in purchases. Redeem points for merchandise, gift cards, cash back, travel, and more. Ongoing APR: 14.24% variable rate*. Introductory Purchase APR: 0% for 6 months, then same as ongoing APR. Balance Transfer Fee: either 5% or $10 of the amount of each balance transfer or whichever is greater. Balance Transfer APR: 0% introductory APR for 6 months, then same as ongoing APR. International Transaction Fees: Charges a 1% fee on transactions made in U.S. Dollars and 2% of each transaction made in other currencies. Annual Fee: $29/year. (click for all terms and conditions.)
Travel / Airline Frequent Flyer Offer: Spirit Airlines credit card offers two miles per dollar on all purchases. Ongoing APR: 15.24% for World MasterCard or 18.24% for Platinum Plus accounts variable rate*. Introductory APR: Same as ongoing. Balance Transfer Fee: 4% . Balance Transfer Length: None. International Transaction Fees: Charges a 3% fee on transactions outside of the United States. Annual Fee: $0 introductory fee for the first year. After that annual fee will be $59 for World MasterCard Accounts, or $19 for Platinum Plus Accounts. (click for all terms and conditions.)
Hilton HHonors Card from American Express
Travel / Airline Frequent Flyer Offer: Hilton credit card allows you to earn 6 HHonors points for every dollar spent using the card at Hilton Family hotels and other select purchases, and 3 HHonors points for each dollar spent elsewhere. Ongoing APR: 15.24% , 17.24%, or 19.24% variable rate*. Introductory APR: None. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. International Transaction Fees: 2.7% of each transaction after conversion to US dollars. Annual Fee: None. (click for all terms and conditions.)
JetBlue Card from American Express
Travel / Airline Frequent Flyer Offer: Earn up to 8 TrueBlue points for every eligible dollar spent on jetblue.com. Earn 1 point for every eligible dollar you spend anywhere else. Ongoing APR: 15.24% variable rate*. Introductory Purchase APR: Same as ongoing. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Balance Transfer Introductory APR: 3.99% for 6 months. International Transaction Fees: 2.7% of each transaction after conversion to US dollars. Annual Fee: $40. (click for all terms and conditions.)
Travel / Airline Frequent Flyer Offer: La Quinta credit card allows you to earn 10 La Quinta Returns Points as a Returns Member and 5 La Quinta Returns Points for every $1 in purchases made at La Quinta Inns & Suites and 1 point for every $1 spent everywhere else. Redeem points for airline miles, shopping and dining. Ongoing APR: 16.24%*. Introductory Purchase APR: none. Balance Transfer Rate: same as standard rate. International Transaction Fees: 3% of the US dollar amount. Annual Fee: None. (click for all terms and conditions.)
Priority Club Rewards Visa Signature Card
Travel / Airline Frequent Flyer Offer: Earn 3 points for every dollar spent at InterContinental Hotels group hotels, one point per dollar everywhere else. Redeem points for hotel nights, air travel or merchandise rewards. Ongoing APR: 13.24% variable rate*. Introductory APR: None. Balance Transfer Fee: 3%. Balance Transfer Length: None. International Transaction Fees: 3% of the US dollar amount. Annual Fee: None first year, then $29. (click for all terms and conditions.)
Southwest Airlines Rapid Rewards® Plus Credit Card
Travel / Airline Frequent Flyer Offer: Get 25,000 Points toward FREE FLIGHTS after your first purchase. No blackout dates, unlimited reward seats, and points don't expire. Earn 2 Points per $1 spent on Southwest Airlines purchases. Earn 2 Points per $1 spent on Rapid Rewards Hotel and car rental partner purchase. Ongoing APR: 15.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Balance Transfer Length: None. International Transaction Fees: Charges a 3% fee on transactions outside of the United States. Annual Fee: $69. (click for all terms and conditions.)
Travel / Airline Frequent Flyer Offer: United Airlines credit card allows you to earn 2 miles for every dollar spent on airline tickets purchased from United and 1 mile per $1 for all other eligible purchases. Ongoing APR: 15.24% variable rate*. Introductory Purchase APR: None. Balance Transfer Rate: Same as ongoing. International Transaction Fees: Charges a 3% fee on transactions outside of the United States. Annual Fee: None the first year and after that $95 per year. (click for all terms and conditions.)
US Airways Dividend Miles World MasterCard
Travel / Airline Frequent Flyer Offer: US Airways credit card allows you to earn 1 mile for every dollar in purchases, plus double miles on US Airways purchases (Premier World MasterCard only). Redeem miles for flights on US Airways and Star Alliance partner airlines. Ongoing APR: 15.99% or 24.99% variable rate*. Introductory APR: None. Balance Transfer Rate: 0% introductory APR for 15 billing cycles, then same as ongoing APR. International Transaction Fees: 3% of the US dollar amount. Annual Fee: $49 or $89/year, depending on card. (click for all terms and conditions.)
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"As comprehensive a list as you'll find of all the credit card offers on the table now."
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