Some credit card companies are so hungry for more customers they’re offer enticing deals to new ones….
You don’t need a crystal ball to predict big changes for credit cards in the coming year….
Instead of helping and protecting students, as intended, the CARD Act might actually be hurting some….
Studies: Gender may influence how well you manage money
A new study suggests women are worse money managers than men. Does that mean they should hand over control of the family finances to their clever husbands and male partners? Or does it mean some surveys are slanted to be newsworthy? Guess!
Don’t forget the misery of debt
There's a borrowing boom going on. That's a good thing for the economy and many consumers. But some need to avoid the temptations of credit cards and other debt.
Surge in credit cards as banks gouge customers
The number of credit card loans is at its highest for five years. Perhaps bank customers are shunning debit cards because of high overdraft fees.
The best balance transfer cards
"Free" money can ultimately turn into expensive borrowing. But use balance-transfer credit cards well and you can save piles of cash.
Don’t get a business credit card — unless you’re a business
Some bloggers are suggesting consumers should apply for small business credit cards. But that could be dangerous. Only do so once you're in full possession of the facts.
It’s getting easier to be approved for credit cards
If your finances got into a mess a while back, but are getting better now, you stand a better chance of seeing a credit card application approved than you have for some time. In the last quarter of 2013, 28.95 percent of all new cards issued went to “non-prime” consumers, in other words, people with… Continue reading HomePage
Chips on 96 percent of credit cards by 2018
By the end of 2018, 96 percent of all American credit cards could have EMV chips (tiny microprocessors that store and guard card data more effectively than today’s magnetic strips) embedded in them, according to a new study from Javelin Strategy & Research, a company that specializes in monitoring and understanding payments and transactions. And,… Continue reading HomePage
Business credit cards best for building business credit — not borrowing
Early in March, this website published an article about the different forms of credit available to small-business owners. It suggested that some successful companies that had previously been forced to fund their operations using small-business credit cards might now be able to switch to less expensive types of borrowing. Business cards Now, new research from… Continue reading HomePage
Make bill payments with Citi ThankYou rewards points
Citi recently unveiled a new service that adds flexibility to the redemption of ThankYou points earned using its rewards credit cards and banking services. Already up and running, it allows those with Citi checking accounts to use points to make online bill payments. Customers can use their points to pay all or part of “virtually… Continue reading HomePage
Good time to apply for credit cards
Credit card companies are becoming increasingly willing to approve card applications and offer higher limits, according to new research. That appears to be the implication of data contained in the National Consumer Credit Trends Report published by Big 3 credit bureau Equifax on April 28. Credit cards leading the way The report measured the amount… Continue reading HomePage
New app locks up your credit cards
If you’re a customer of the Lone Star National Bank in southern Texas, you may have participated in a pilot program for OnDot Mobile Card Services, a new app that allows you to remotely manage your prepaid, debit and credit cards using your smartphone or similar device. Over the year that pilot lasted, the bank… Continue reading HomePage