Credit Score & Protection
Credit Card Fraud: How You Can Prevent It
The sophistication of today's computer sends shock waves regarding credit card fraud. But the computer is not the only thing that makes a consumer vulnerable to it. Here are a... Continue reading
How to Lower Credit Card Balances on Your Credit Reports
Even though you pay your credit card bills in full every month, your credit reports still show you carry credit card debt.
What gives?
The answer is in how Continue reading
High Credit Score Raises Your Vulnerability to Identity Theft
Pat yourself on the back for managing your finances well if you have a high credit score. Then get ready to go on the defense. As a credit-worthy consumer, you're... Continue reading
Credit Report Fraud Alerts: How To Thwart Identity Thieves
A fraud alert on your credit report prevents crooks from opening up credit card accounts in your name.... Continue reading
Is the best Valentine’s Day gift a great credit score?
You may not want to talk about finances on Valentine's Day, but having conversations about them at more appropriate times could do more to strengthen your relationship than any romantic... Continue reading
Five Reasons to Pay Your Credit Card Bill On Time
Credit card late fees are expensive, and late payments can have long-terms consequences on your credit score.... Continue reading
Fighting Credit Card Fraud: Do you Need a Credit Monitoring Service?
Credit monitoring services are marketed as a way to protect you from identity theft. Consider your options carefully before signing up.... Continue reading
Avoid Co-Signing for a Credit Card
There are several reasons to avoid co-signing for a credit card. Find out what they are and why you should think twice before co-signing for a friend's or family member's... Continue reading
New role for credit card payments in credit scores
Making minimum payments on your cards may not be enough to keep your credit score high.... Continue reading
Should You Settle Your Credit Card Bill if You Can’t Pay?
If you flat out can't pay and your credit card company refuses to lower the minimum payment or interest rate, then one option is to try settling the debt with... Continue reading