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New Citi Forward Card Rewards Cardholders for Good Behavior

by Peter Andrew
New Citi Forward Card Rewards Cardholders for Good Behavior

Editor’s Note: This offer has expired and is no longer available.

In what may be a sign of these tough financial times, Citi has launched a credit card, the Citi Forward Card, that rewards cardholders for making a purchase, paying on time and staying beneath their credit limits three billing periods in a row.

Specifically, the Citi Forward offers the opportunity to get a quarter-point reduction in the card’s interest rate every time the cardholder goes three months making on-time payments, staying under the assigned credit line and making a purchase. Cardholders can get the quarter-point reduction up to eight times, for a total maximum reduction of 2 percentage points. There is a zero percent introductory purchase APR for seven months from account opening. After the introductory period your purchase APR will be based on your creditworthiness and will vary with the market based on the Prime Rate. In addition, the card offers 100 extra Citi ThankYou points each month you stay under your credit limit and pay on time up to 1,200 ThankYou points per year.

The Citi Forward’s standard rewards program offers 5 ThankYou Points for every $1 spent on restaurants, books, music and movies, and 1 ThankYou Point for every $1 spent on other purchases.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

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