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How to Opt Out of Credit Card Offers

by Peter Andrew
How to Opt Out of Credit Card Offers

How to Opt Out of Credit Card Offers Want to stop credit card offers from showing up in your mailbox? Here are two ways to stop the offers, or at least slow them down:

  • Go to OptOutPrescreen.com or call 888-5-OPT-OUT (888-567-8688). These are the credit reporting industry’s opt-in/opt-out resources, which stops the four credit reporting agencies (Equifax, Experian, Innovis, and TransUnion) from selling your credit information to direct marketers. You can opt out for a five-year period or permanently. (You can always opt in again if you decide you’d like to get these offers in the future.)
  • Add your name to the Direct Marketing Association’s (DMA) Do Not Mail file. You can access this service online by going here, or you can download the PDF form here and send it in with a $1 fee. The DMA’s member companies check against the Do Not Mail file to take out names of people who don’t want to receive offerings by mail. Your name stays on the list for 3 years, and you can re-register at the end of that period. Credit card companies get consumer information from other sources in addition to those mentioned above, so, while these two methods will considerably slow down credit card offers, the offers won’t necessarily stop completely.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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