Low Interest Business Credit Cards

Low Interest Business Credit Cards

Business credit cards with low ongoing interest rates. Ranked by average of rate tiers, not just lowest published rate (the best credit customers earn the lowest rates, but rates may vary based on your business' credit history, so the lowest rates shown for each card are NOT guaranteed for every applicant). Introductory offers, balance transfer rates and annual fees factored in where rates are equivalent. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.)

CitiBusiness Card with ThankYou Network - Ongoing Interest Rate: 10.24% variable rate*. Introductory APR: 0% for 6 months. Balance Transfer Rate: N/A. Annual Fee: None. (click for all terms & conditions.)
Bank of America Platinum Visa Business Credit Card - Ongoing Interest Rate: As low as 10.24%, or 13.24% variable rate*. Introductory APR: 0% for 9 billing cycles. Balance Transfer Rate: 0% for 9 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)
Blue for Business from American Express - Ongoing Interest Rate: As low as 9.24%, or 10.24%, or 12.24% or 16.24% variable rate*. Introductory APR: 0% for 6, 9 or 15 months. Balance Transfer Rate: Same as standard rate. Annual Fee: None. (click for all terms & conditions.)
BankAtlantic Rewards BusinessCard - Ongoing Interest Rate: As low as 10.74 or 14.74% variable rate*. Introductory APR: Same as standard rate. Balance Transfer Rate: 0% for 15 months, then same as ongoing. Annual Fee: None. (click for all terms & conditions.)
American Express Business Gold Rewards Card - Ongoing Interest Rate: Technically, none; card must be paid off in full each month. Introductory APR: N/A. Balance Transfer Rate: No balance transfers. Annual Fee: None first year, $125/year afterward. (click for all terms & conditions.)

* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

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