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Visa Credit Cards

Editors Rating: 4.5/5

If you are specifically interested in a Visa credit card, below is a selection of the most popular Visa cards on this site. This is not a complete list of all the Visa credit cards on the market, but a good starting point for those most popular with other consumers. For a wider selection of credit cards on the market today, start at the IndexCreditCards.com Home Page.

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Regular APR
Variable
7.25% - 13.25% Variable
Intro APR
None
N/A
 
Balance Transfer
6 billing periods
1.99%
Annual Fee
$0
Credit Needed
Excellent
Who Uses This Card?
This card is best for consumers with excellent credit that tend to carry a balance.

Should you switch to IberiaBank Visa Classic?
This low rate card appeals to "Millionaire Next Door" consumers who loathe the idea of staying in debt but recognize the need to carry a credit card. If your credit score's strong enough to actually qualify for this card, you're probably better off earning rebates with IberiaBank's cash back cards, or with a rewards credit card from a larger bank. On the other hand, if you're just looking for solid customer service and one of the lowest possible variable interest rates in the United States, send your application to these friendly folks just south of I-10.
Cashback Rewards
Gas
N/A
Groceries
N/A
Other
N/A
Advertiser Comments
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
    Apply Now
    Apply Now
    Regular APR
    Variable
    9.25% Variable
    Intro APR
    N/A
    9.25% Variable
     
    Balance Transfer
    N/A
    9.25% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent
    Apply Now
    Apply Now
    Regular APR
    Variable
    9.25% - 15.25% Variable
    Intro APR
    None
    N/A
     
    Balance Transfer
    6 billing periods
    1.99%
    Annual Fee
    $0
    Credit Needed
    Excellent
    Apply Now
    Apply Now
    Regular APR
    Variable
    7.25% Variable
    Intro APR
    N/A
    7.25% Variable
     
    Balance Transfer
    N/A
    7.25% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent
    Citi ThankYou® Preferred Card - $150 in gift cardsCard Details
    More Info
    Regular APR
    Variable
    12.99% - 22.99% Variable
    Intro APR
    12 months on Purchases
    0%*
     
    Balance Transfer
    12 months on Balance Transfers
    0%*
    Annual Fee
    $0
    Credit Needed
    Excellent
    PenFed Promise VISA CardApply Now
    Apply Now
    Regular APR
    Variable
    9.99% Variable
    Intro APR
    36 months
    7.49%
     
    Balance Transfer
    for the life of the balance on transfers made from April 1, 2013 through June 30, 2013
    4.99%
    Annual Fee
    $0
    Credit Needed
    Excellent
    Citi® Hilton HHonors® Visa Signature® CardCard Details
    More Info
    Regular APR
    Variable
    14.24% - 16.24% Variable
    Intro APR
    N/A
    N/A
     
    Balance Transfer
    N/A
    N/A
    Annual Fee
    None
    Credit Needed
    Excellent
    Citi® Dividend Platinum Select® MasterCard®Card Details
    More Info
    Regular APR
    Variable
    12.99% - 22.99% Variable
    Intro APR
    12 months
    0%
     
    Balance Transfer
    12 months
    0%
    Annual Fee
    $0
    Credit Needed
    Excellent
    PenFed VISA Platinum Cashback Rewards CardApply Now
    Apply Now
    Regular APR
    Variable
    9.99% Variable
    Intro APR
    through June 30, 2014
    9.99%*
     
    Balance Transfer
    promotional balance transfer rate on transfers made from April 1, 2013 through June 30, 2013 for the life of balance
    4.99%
    Annual Fee
    $0
    Credit Needed
    Excellent
    Apply Online for Iberiabank Visa® SelectApply Now
    Iberiabank Visa® Select
    Editor's Rating:5 Stars
    Apply Now
    Regular APR
    Variable
    7.50% - 11.50% Variable
    Intro APR
    12 months
    0% or 7.50%
     
    Balance Transfer
    12 billing periods
    1.99% or 7.50%
    Annual Fee
    $35
    Credit Needed
    Excellent
    Citi® Gold / AAdvantage® World MasterCard®Card Details
    More Info
    Regular APR
    Variable
    15.24% Variable
    Intro APR
    N/A
    N/A
     
    Balance Transfer
    N/A
    N/A
    Annual Fee
    $95
    waived for first 12 months*
    Credit Needed
    Excellent
    Apply Now
    Iberiabank Visa® Gold
    Editor's Rating:4 Stars
    Apply Now
    Regular APR
    Variable
    9.25% - 15.25% Variable
    Intro APR
    None
    N/A
     
    Balance Transfer
    6 billing periods
    1.99%
    Annual Fee
    $0
    Credit Needed
    Excellent
    Citi Forward for College StudentsCard Details
    More Info
    Regular APR
    Variable
    13.99% - 23.99% Variable
    Intro APR
    7 months*
    0%*
     
    Balance Transfer
    None
    None
    Annual Fee
    $0
    PenFed Platinum Rewards Visa CardApply Now
    Apply Now
    Regular APR
    Variable
    9.99% Variable
    Intro APR
    through June 30, 2014
    9.99%*
     
    Balance Transfer
    on transfers made from April 1, 2013 through June 30, 2013 for the life of balance
    4.99%
    Annual Fee
    $0
    Credit Needed
    Excellent
    Card Details
    More Info
    Regular APR
    Variable
    12.99% - 21.99% Variable
    Intro APR
    18 months on Purchases*
    0%*
     
    Balance Transfer
    18 months on Balance Transfers*
    0%*
    Annual Fee
    $0
    Credit Needed
    Excellent
    Citi® Hilton HHonors™  Reserve CardCard Details
    More Info
    Regular APR
    Variable
    15.24% Variable
    Intro APR
    N/A
    N/A
     
    Balance Transfer
    N/A
    N/A
    Annual Fee
    $95
    Credit Needed
    Excellent
    Citi ThankYou® CardCard Details
    Citi ThankYou® Card
    Editor's Rating:4 Stars
    More Info
    Regular APR
    Variable
    12.99% - 22.99% Variable
    Intro APR
    15 months on Purchases
    0%*
     
    Balance Transfer
    15 months on Balance Transfers
    0%*
    Annual Fee
    $0
    Credit Needed
    Excellent
    Apply Now
    Apply Now
    Regular APR
    Variable
    23.90% Variable
    Intro APR
    N/A
    N/A
     
    Balance Transfer
    N/A
    N/A
    Annual Fee
    $99
    $75 First year (Introductory period). $99 thereafter
    VISA Platinum from Credit One Bank - Fair CreditApply Now
    Apply Now
    Regular APR
    Variable
    23.90% Variable
    Intro APR
    N/A
    N/A
     
    Balance Transfer
    N/A
    N/A
    Annual Fee
    $99
    $75 First year (Introductory period). $99 thereafter

    Cash Back Visa Cards:

    BP Visa

    Earn 5% cash back at BP gas stations, 2% back on travel and dining purchases, and 1% cash back everywhere else.

    Amazon.com Rewards Visa

    Earn points that lead to gift certificates toward future purchases at this popular online shopping destination.

    Gap Visa

    Earn rebates toward future purchases at Gap stores.

    Harley-Davidson Visa Credit Card

    Earn rebates toward Harley-Davidson MotorClothes, accessories, service, even a new Harley.

    Nordstrom Platinum Visa

    Earn points you can redeem for Nordstrom gift cards.

    Office Depot Worklife Rewards Visa

    Offers 5% statement credit rebate on Office Depot purchases, 1% rebate on all other purchases.

    Sony Visa Credit Card

    Earn points toward Sony electronics, CDs, DVDs, etc.

    Starbucks Card Duetto Visa

    Earn Starbucks Duetto Dollars toward future Starbucks purchases.

    Target Visa Card

    Earn points that can be redeemed for 10%-off shopping days at Target stores.


    In the News
    • "As comprehensive a list as you'll find of all the credit card offers on the table now."

    Disclaimer: Because rates and offers from advertisers shown on this website change frequently, please visit referenced sites for current information. This website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.