Use Discover Card for Holiday Shopping, Get $20 Gift Card

By Justin McHenry

Discover Card is offering one of the most compelling promotions we’ve seen recently, offering a $20 Discover gift card whenever you use your Discover Card to make $200 in purchases at participating malls.

The promotion runs from November 1 through December 31. The offer is compelling not only for the reward itself—an up-to-10% bonus based on your purchases—but also for the fact that you can do it up to 5 times ($1000 in spending equals $100 in gift cards), and the redemption is easy. You just take your receipts to the mall’s customer service kiosk (or Discover kiosk in some malls), and they hand you the gift card.

The promotion is also fairly wide-ranging, with over 160 malls participating, although some states have many more options than others, and 11 states have none at all.

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* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

** See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Discover's website.

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