UMB Visa® Platinum Rewards Credit Card

Editor's Notes

Rebate Description Earn points for every dollar spent on the UMB Visa Platinum Rewards credit card, plus earn double points for every dollar of interest billed. Redeem for cash back, travel or merchandise, or choose all three.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	7.74	7.74%	11.74%
Standard APR:	10.99% Variable	10.99% - 14.99% Variable (See Special Notes)	14.99% - 25% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	0%	None
Introductory Period:	6 months	None	N/A

Finance Calculation Method:	Average Daily Balance	Purchase Grace Period:	21 days
Default/Penalty APR:	21.75% - 27.90% Variable	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	None	Default/Penalty Margin:	18.50 - 24.65
Maximum Default APR:	27.90%
Penalty/Default Trigger:	The Penalty APR may be applied to your account if you make a late payment.

Annual Fee:	$0	Foreign Tranaction Fee:	2%
Late Fee:	Up to $35 max.	Over-the-limit fee:	$0 min.
Balance Transfer Fee:	3% ($15 min. )	Cash Advance Fee:	3% ($15 min. - $50 max.)

Card Details

Card Issued By:	UMB Bank
Card Type:	Visa
Card Category:	Miles/Points, Low Intro Rate, Cash Back
Card Class:	Platinum
Maximum Credit Line:	N/A
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	4900 Main Street Kansas City,MO 64106