Simmons First Visa® Platinum

Editor's Notes

Card Highlights This card is best for consumers with excellent credit who revolve a balance and do not need a high credit limit.

Should you switch to the Simmons First Visa Platinum

You can still find a few major banks willing to offer low introductory rates without balance transfer fees, but usually only if you've never held a card from that lender in the past. If you've cycled through relationships with most of the country's major lenders without missing any payments, Simmons First offers real value. Because the Simmons First Visa Platinum charges no annual fee, you can safely keep it active as your backup card for emergency purchases or for unexpected balance transfers.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	4	4	8
Standard APR:	7.25% Variable	7.25% Variable	11.25% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	7.25% Variable	7.25% Variable	None
Introductory Period:	N/A	N/A	None

Finance Calculation Method:	Daily Balance	Purchase Grace Period:	25 days
Default/Penalty APR:	N/A	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	None	Default/Penalty Margin:	N/A
Maximum Default APR:	N/A
Penalty/Default Trigger:	N/A

Annual Fee:	$0	Foreign Tranaction Fee:	2%
Late Fee:	$25 min. (An amount equal to past due payment or $25.00, whichever is less.)	Over-the-limit fee:	N/A
Balance Transfer Fee:	None	Cash Advance Fee:	3% ($4 min. - $50 max.)

Card Details

Card Issued By:	Simmons First Natl Bank
Card Type:	Visa
Card Category:	Low Interest
Card Class:	Platinum
Maximum Credit Line:	N/A
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	PO Box 7836 Pine Bluff,AR 71611 800 272 2102