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PenFed Promise VISA Card

Editor's Rating: 5/5

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
  • No late fee
  • No penalty APR
  • APR for Purchases and Cash Advances - 7.99% to 16.99% APR when you open your account, based on your creditworthiness. Your APR will vary with the market based on the Prime Rate.
  • APR for Balance Transfers - 4.99% APR promotional balance transfer rate for 12 Months on Balance Transfers made between February 15, 2015 through March 31, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% APR based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
  • Chip Enabled for Added Security
Purchase Intro Purchase APR Bal. Transfer Intro Balance Transfer Fee Credit Needed
APR:
N/A
Period:
N/A
7.99% - 16.99% Variable (when you open your account, based on your creditworthiness. Your APR will vary with the market based on the Prime Rate.)
APR:
4.99% APR promotional balance transfer rate
Period:
Promotional balance transfer rate for 12 Months on Balance Transfers made between February 15, 2015 through March 31, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% APR based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
None Excellent
 
Editor's Notes

Card Highlights This card is best suited for those eligible credit union members who are looking for a low introductory balance transfer APR and no fees.

Rate Information
Finance Information
Fee Information
Card Details
Card Issued By: Pentagon Federal Credit Union
Card Type: Visa
Card Category: Low Interest, Low Ongoing Rate
Card Class: Platinum
How to Apply: Online Application Form - Click to Apply
General Correspondence Address: PO Box 1432
Alexandria,VA
22313
800 247 5626

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