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PenFed Promise VISA Card

Editor's Rating: 5/5

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
  • No late fee
  • No penalty APR
  • APR for Purchases - 7.49% introductory APR for 36 months. After that, your APR will vary with the market based on the Prime Rate, and is currently 9.99%.
  • APR for Cash Advances - 9.99%. Your APR will vary with the market based on the Prime Rate.
  • APR for Balance Transfers - 4.99% promotional rate for 12 Months on transfers made from November 01, 2014 through December 31, 2014 with no balance transfer fee. After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%. This transaction is subject to credit approval.
  • Chip Enabled for Added Security
Purchase Intro Purchase APR Bal. Transfer Intro Balance Transfer Fee Credit Needed
APR:
7.49%
Period:
Intro purchase APR for 36 months. After that, the APR will vary with the market based on the Prime Rate, and is currently 9.99%
9.99% Variable
APR:
4.99%
Period:
12 Months on transfers made from November 01, 2014 through December 31, 2014 with no balance transfer fee. After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%.
None Excellent
 
Editor's Notes

Card Highlights This card is best suited for those eligible credit union members who are looking for a long term low introductory rate and no fees.

Rate Information
Finance Information
Fee Information
Card Details
Card Issued By: Pentagon Federal Credit Union
Card Type: Visa
Card Category: Low Intro Rate, Low Ongoing Rate, Low Interest
Card Class: Platinum
How to Apply: Online Application Form - Click to Apply
General Correspondence Address: PO Box 1432
Alexandria,VA
22313
800 247 5626

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