Editor's Rating: 5/5
- Introductory APR on Purchases of 0.00% or 7.50% for 12 months from date opened. (If there is an interest charge, the charge will be no less then $0.50). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR, after introductory period, APR of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, or Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $0.50).
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
- Low Annual Fee of $35.00.
| Intro APR | Intro APR Period | Regular APR | Intro Bal. Transfer | Transfer Fee | Credit Needed |
| 0% or 7.50% | 12 months | 7.50% - 11.50% Variable | 1.99% or 7.50% | 3% | Excellent |
Editor's Notes
Card Highlights This card is best for consumers with excellent credit that may need to carry a balance for a long period of time.
Rate Information
Finance Information
Fee Information
Card Details
| Card Issued By: | Iberia Bank |
| Card Type: | Visa |
| Card Category: | Low Interest, Low Ongoing Rate, Low Intro Rate |
| Card Class: | Signature |
| How to Apply: | Online Application Form - Click to Apply |
| General Correspondence Address: |
PO Box 7500 Little Rock,AR 72217-7500 |
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