Editor's Rating: 5/5
- Earn up to 17,000 bonus points in the first year of account ownership.*
- Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. You can ScoreMore with Bonus Points – 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards with as little as 700 bonus points.
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.*
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage.
- Free Online access to credit card account information
| Intro APR | Intro APR Period | Regular APR | Intro Bal. Transfer | Transfer Fee | Credit Needed |
| N/A | None | 9.25% - 15.25% Variable | 1.99% | 2% | Excellent |
Editor's Notes
Card Highlights This card is best for consumers with excellent credit that might occasionally need to carry a balance, but would still like to earn rewards.
Rebate Description N/A
Rate Information
Finance Information
Fee Information
Card Details
| Card Issued By: | Iberia Bank |
| Card Type: | Visa |
| Card Category: | Low Intro Rate |
| Card Class: | Platinum |
| Maximum Credit Line: | N/A |
| How to Apply: | Online Application Form - Click to Apply |
| General Correspondence Address: |
PO Box 7500 Little Rock,AR 72217-7500 |
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