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Editor's Rating: 5/5

  • No annual membership fee
  • Low variable Purchase APR of 9.25%, 12.25%, or 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase APR, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel Accident Insurance.
  • Free Online access to credit card account information
Purchase Intro Purchase APR Bal. Transfer Intro Balance Transfer Fee Credit Needed
APR:
N/A
Period:
None
9.25%, 12.25%, or 15.25% Variable
APR:
1.99% After that your assigned purchase rate will apply.
Period:
6 billing periods
2% (of the transfer amount) Excellent
 
Editor's Notes

Card Highlights This card is best for consumers with excellent credit that might occasionally need to carry a balance, but would still like to earn rewards.

Rebate Description N/A

Rate Information
Finance Information
Fee Information
Card Details
Card Issued By: Iberia Bank
Card Type: Visa
Card Class: Platinum
Maximum Credit Line: N/A
How to Apply: Online Application Form - Click to Apply
General Correspondence Address: PO Box 7500
Little Rock,AR
72217-7500

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