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Editor's Rating: 4/5

  • Low variable rate of 9.25%, 12.25%, or 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
  • Low Introductory APR on Balance Transfers of 1.99% for the first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Purchase Intro Purchase APR Bal. Transfer Intro Balance Transfer Fee Credit Needed
APR:
N/A
Period:
N/A
9.25%, 12.25%, or 15.25% Variable
APR:
1.99% After that your assigned purchase rate will apply.
Period:
6 billing periods
2% (of the transfer amount) Excellent
 
Editor's Notes

Card Highlights This card is best for consumers with excellent credit that might occasionally carry a balance, but who still wants rewards.

Rate Information
Finance Information
Fee Information
Card Details
Card Issued By: Iberia Bank
Card Type: Visa
Card Category: Miles/Points
Card Class: Gold
How to Apply: Online Application Form - Click to Apply
General Correspondence Address: PO Box 7500
Little Rock,AR
72217-7500

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