ESL Visa Classic

Editor's Notes

Rebate Description Participates in the Visa Rewards for special offers to Visa Cardholders. Get back some of the interest you pay with Owners Dividend.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	10.65	10.65%	10.65%
Standard APR:	13.90% Variable (See Special Notes)	13.90% Variable	13.90% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	3.99%	3.99%
Introductory Period:	6 billing cycles	6 billing cycles	First 6 billing cycles

Finance Calculation Method:	Average Daily Balance	Purchase Grace Period:	25 days
Default/Penalty APR:	18%	Default/Penalty Index:	Unknown
Default/Penalty APR Floor:	None	Default/Penalty Margin:	None
Maximum Default APR:
Penalty/Default Trigger:	If the account becomes past due because you fail to make the minimum payment for two consecutive billing cycles.

Annual Fee:	$0	Foreign Tranaction Fee:	Unknown
Late Fee:	Up to $25 max. (See Special Notes)	Over-the-limit fee:	N/A
Balance Transfer Fee:	Unknown	Cash Advance Fee:	Unknown

Card Details

Card Issued By:	ESL FCU
Card Type:	Visa
Card Category:	Low Intro Rate
Card Class:	Classic/Standard
Maximum Credit Line:	N/A
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	100 Kings Hwy South Rochester,NY 14617