Discover® Student Open Road

Editor's Notes

Card Highlights This card is best for students that spend in gas and restaurant categories each month, do not revolve a balance, and tend to be higher spenders.

Rebate Description Double Cashback Bonus®* at gas stations and restaurants. Restrictions and limitations may apply. Up to 1% Cashback Bonus on all other purchases.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	9.74 - 15.74	9.74 - 15.74	20.74
Standard APR:	12.99% - 18.99% Variable	12.99% - 18.99% Variable	23.99% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	0%	None
Introductory Period:	9 months	N/A	None

Finance Calculation Method:	Average Daily Balance	Purchase Grace Period:	25 days
Default/Penalty APR:	17.99% - 23.99% Variable (Penalty APR From up to 17.99% to up to 23.99% based on your creditworthiness and other factors.)	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	None	Default/Penalty Margin:	14.74 - 20.74
Maximum Default APR:	23.99%
Penalty/Default Trigger:	Each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.

Annual Fee:	None	Foreign Tranaction Fee:	N/A
Late Fee:	Up to $35 max.	Over-the-limit fee:	N/A
Balance Transfer Fee:	3%	Cash Advance Fee:	5% ($10 min. ) (whichever is greater)

Card Details

Card Issued By:	Discover
Card Type:	Discover
Card Category:	Student
Card Class:	Classic
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	PO Box 30943 Salt Lake City,UT 84130 800 347 2683