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Discover it - 18 Month Balance Transfer

Editor's Rating: 4/5

  • We'll DOUBLE all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202--Automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more -up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR* on balance transfers for 18 months--then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • Track your recent FICO(R) Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and you're never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO(R) Credit Score terms & other information.
Purchase Intro Purchase APR Bal. Transfer Intro Balance Transfer Fee Credit Needed
APR:
0% Intro APR on purchases
Period:
6 months
11.24% - 23.24% Variable*
APR:
0% Intro APR on balance transfers
Period:
18 months
3% Excellent/Good
 
Editor's Notes

Card Highlights This card is best for individuals who want to earn cash back with no annual fee and are looking for a low introductory rate on purchases and balance transfers.

Rate Information
Finance Information
Fee Information
Card Details
Card Issued By: Discover
Card Type: Discover
Card Class: Other
How to Apply: Online Application Form - Click to Apply
General Correspondence Address:

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