Garfield Visa® with Rewards

Editor's Notes

Rebate Description Earn 1 point for every $1 in net merchandise purchases; Earn 3 points for every $1 in interest you accrue on your monthly balances. Plus, an additional 500 bonus points with your first purchase within 90 days. Unlimited points earning; no cap exists on the points you can earn in a year. Take up to 3 years to earn and redeem before they expire.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	16.99	16.99%	21.99%
Standard APR:	20.24% Variable (See Special Notes)	20.24% Variable	25.24% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	1.99%	1.99%
Introductory Period:	6 months	6 months	N/A

Finance Calculation Method:	Daily Balance	Purchase Grace Period:	25 days
Default/Penalty APR:	27.24% Variable	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	None	Default/Penalty Margin:	23.99
Maximum Default APR:
Penalty/Default Trigger:	Penalty APR may be applied to your account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Annual Fee:	$0	Foreign Tranaction Fee:	1% - 2% (See Special Notes)
Late Fee:	Up to $35 max.	Over-the-limit fee:	N/A
Balance Transfer Fee:	5% ($10 min. )	Cash Advance Fee:	5% ($10 min. )

Card Details

Card Issued By:	Commerce Bank
Card Type:	Visa
Card Category:	Miles/Points, Low Intro Rate, Credit Card Deals
Card Class:	Classic/Standard
Maximum Credit Line:	N/A
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	1000 Walnut Kansas City,MO 64106