Commerce Bank Commerce Miles Visa with Rewards Card

Editor's Notes

Rebate Description Earn one point for every dollar in net merchandise purchases and earn four points for every dollar in interest you accrue on your monthly balance. Points can be redeemed for travel, merchandise, gift cards, cash back, and more. Redemption options start at 1,500 points. Unlimited Point Earning. Take up to four years to earn and redeem your rewards before they expire.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	10.99	10.99%	21.99%
Standard APR:	14.24% Variable (See Special Notes)	14.24% Variable	25.24% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	0%	0.00%
Introductory Period:	6 months	6 months	N/A

Finance Calculation Method:	Daily Balance	Purchase Grace Period:	25 days
Default/Penalty APR:	27.24% Variable	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	None	Default/Penalty Margin:	23.99
Maximum Default APR:
Penalty/Default Trigger:	Penalty APR may be applied to your account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Annual Fee:	$29	Foreign Tranaction Fee:	1% - 2% (See Special Notes)
Late Fee:	Up to $35 max.	Over-the-limit fee:	N/A
Balance Transfer Fee:	5% ($10 min. )	Cash Advance Fee:	5% ($10 min. )

Card Details

Card Issued By:	Commerce Bank
Card Type:	Visa
Card Category:	Miles/Points, Low Intro Rate
Card Class:	Classic/Standard
Maximum Credit Line:	N/A
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	1000 Walnut Kansas City,MO 64106