Editor's Rating: 5/5
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
- Full 1% cash back on all other purchases and eligible cash advances
- No annual fee*
| Intro APR | Intro APR Period | Regular APR | Intro Bal. Transfer | Transfer Fee | Credit Needed |
| 0% | 12 months | 12.99% - 22.99% Variable | 0% | 3% ($5 min. ) (whichever is greater) | Excellent |
Editor's Notes
Card Highlights The card is best for consumers that like a flexible cash back bonus structure or are looking for a long term balance transfer offer.
Rate Information
Finance Information
Fee Information
Card Details
| Card Issued By: | Citibank |
| Card Type: | Visa |
| Card Category: | Low Intro Rate, Cash Back |
| Card Class: | Platinum |
| Maximum Credit Line: | N/A |
| How to Apply: | Online Application Form - Click to Apply |
| General Correspondence Address: |
200 Brookstone Centre Ste 110 Columbus,GA 31904 |
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