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Ink(SM) Classic Business - Up to 25,000 Bonus Points

Editor's Rating: 5/5

  • Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Intro APR Intro APR Period Regular APR Intro Bal. Transfer Transfer Fee Credit Needed
0% 12 months 10.24% Variable 0% 3% ($5 min. ) (Either $5 or 3% of the amount of each transfer, whichever is greater.) Excellent
 
Editor's Notes

Card Highlights Are you a right fit for Ink with Ultimate Rewards?
This card is best for owners of small to medium-sized businesses who want the flexibility of a credit card that's accepted at more merchants than American Express. That's often the biggest complaint among small businesses, who sometimes have to sacrifice the cheapest bid because a vendor doesn't accept AmEx. Some company owners have also shied away from carrying American Express in their own wallets, in reaction to the company's stance on merchant transaction fees.

Should you switch to Ink with Ultimate Rewards?
Chase understands that it's tough for business owners to switch credit cards. That's why they're loading this card with extra incentives, like a signup bonus that has ranged from 10,000 to 25,000 Ultimate Rewards points. The variable APR is in line with similar small business credit cards on the market, but still high enough that company owners may prefer to pay off their balances at the end of each statement cycle. You'll probably want to consider switching to Ink with Ultimate Rewards if you're doing any of the following:

  • Trying to consolidate employee expense reporting
  • Planning on paying off a major company purchase
  • Hoping to convert your everyday expenses into a stream of cash back rebates or other rewards
    • If you're still on the fence, use Chase's website to test drive the functionality of their online reporting tools. If you've been doing some or all of the books yourself, you may appreciate Blueprint's tools to automate expense reporting. And while airline credit cards still offer some of the best rewards for real road warriors, Ink Classic can help a typical team earn enough cash back to cover a decent office party each year.

      Rate Information
      Finance Information
      Fee Information
      Card Details
      Card Issued By: Chase
      Card Type: Unknown
      Card Category: Miles/Points, Low Intro Rate
      Card Class: Signature
      Maximum Credit Line: N/A
      How to Apply: Online Application Form - Click to Apply
      General Correspondence Address: 162 5th Avenue, 7th Floor
      Columbus,OH
      43240

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