Chase Freedom® Visa $100 Bonus Cash Back
Editor's Rating: 5/5
|Purchase Intro||Purchase APR||Bal. Transfer Intro||Balance Transfer Fee||Credit Needed|
|3% ($5 min. )||Excellent|
This card is best for consumers with good to excellent credit that like to earn bonus rewards in varying categories.
Should you switch to Chase Freedom Visa?
Chase Freedom Visa's $100 bonus isn't the only incentive they're dangling to get you to switch. Balance transfers completed with a new account get 0 percent introductory APR for the first fifteen months. There's still an upfront 3 percent balance transfer fee with a 5 dollar minimum, but it's rare to see a cash back card double up with a free balance transfer offer these days.
For that reason, we wouldn't ordinarily advise you to consider transferring a balance to a cash back card. However, Chase's spread against the prime rate for this special offer is one of the lowest we've seen the bank post. With excellent credit, you could qualify for a variable interest rate that starts below 14 percent. Just have a plan to pay that balance off before your finance charges kick in.
|Card Issued By:||Chase|
|Card Category:||Low Intro Rate, Low Interest, Credit Card Deals, Cash Back|
|General Correspondence Address:||
162 5th Avenue, 7th Floor
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