MTV® Visa® Card from Capital One®
Build points on music, movies, food, and fun. The cardholder also earns bonus points for keeping an account open and in good standing. Then cash in on exclusive MTV rewards. The member earns 5 points per dollar spent on entertainment and 2 points per dollar spent on restaurants and another point per dollar on all other purchases. There are 25 bonus points each billing period you keep your account in good standing by paying on time. There is no annual fee and an extra long introductory 0% APR for purchases. Downside--a higher than average APR after the introductory period. There is also a high balance transfer rate.
Who uses this card?
This card is best for consumers with excellent/good credit that spend a lot in entertainment categories.
Other Cards You May Be Interested In
This card is best for consumers with excellent/good credit that spend a lot in entertainment categories.
Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events. Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops. 1 point per $1 spent on everything else. 25 bonus points each billing period you keep your account in good standing by paying on time. Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
Rate Information
| Purchase |
Balance Transfer |
Cash Advance |
| Index: |
Prime |
Prime |
Prime |
| Margin: |
10.65 - 16.65 |
10.65 - 16.65 |
21.65 |
| Standard APR: |
13.90% - 19.90% Variable |
13.90% - 19.90% Variable |
24.90% Variable |
| Standard APR Floor: |
None |
None |
None |
| Introductory Rate: |
0% |
N/A |
|
| Introductory Period: |
until May 2013 |
None |
None |
Finance Information
| Finance Calculation Method: |
Average Daily Balance |
Purchase Grace Period: |
25 days |
| Default/Penalty APR: |
29.40% Variable |
Default/Penalty Index: |
Prime |
| Default/Penalty APR Floor: |
None |
Default/Penalty Margin: |
26.15 |
| Maximum Default APR: |
29.40% |
| Penalty/Default Trigger: |
Penalty APR may be applied to your account if you make a late payment. |
Fee Information
| Annual Fee: |
N/A |
Foreign Tranaction Fee: |
N/A |
| Late Fee: |
Up to $35 max. |
Over-the-limit fee: |
Up to $29 max. (You will only be charged an over-the-credit-limit fee if you choose to accept this option.) |
| Balance Transfer Fee: |
N/A |
Cash Advance Fee: |
3% ($10 min. ) (Either $10 or 3% of the amount of each cash advance, whichever is greater.) |
| Card Issued By: |
Capital One |
| Card Type: |
Visa |
| Card Category: |
Miles/Points, Low Intro Rate, Low Interest |
| Card Class: |
Platinum |
| Minimum Credit Limit: |
$3000 min. |
| General Correspondence Address: |
PO Box 26625
Richmond,VA
23261 |
