Capital One® SparkSM Classic for Business

Editor's Notes

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	19.65	19.65	21.65
Standard APR:	22.90% Variable	22.90% Variable	24.90% Variable
Standard APR Floor:	N/A	N/A	N/A
Introductory Rate:	N/A	N/A
Introductory Period:	N/A	N/A	N/A

Finance Calculation Method:	Average daily balance	Purchase Grace Period:	25 days
Default/Penalty APR:	29.40% Variable	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	N/A	Default/Penalty Margin:	26.15
Maximum Default APR:	29.40%
Penalty/Default Trigger:	Penalty APR may be applied to your account if you make a late payment

Annual Fee:	N/A	Foreign Tranaction Fee:	N/A
Late Fee:	Up to $39 max. (Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee)	Over-the-limit fee:	Up to $39 max.
Balance Transfer Fee:	N/A	Cash Advance Fee:	3% ($10 min. ) (Either $10 or 3% of the amount of each cash advance, whichever is greater.)

Card Details

Card Issued By:	Capital One
Card Type:	Unknown
Card Class:	Platinum
Minimum Credit Limit:	$500 min.
General Correspondence Address:	PO Box 26625 Richmond,VA 23261