Capital One® SparkSM Cash Select for Business

Editor's Notes

Card Highlights This card is for the business owner who has established credit, wants more cash back, low intro rate on purchases, no annual fee and online Quarterly and Year-End Summaries.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	11.65 - 16.65	11.65 - 16.65	21.65
Standard APR:	14.90% - 19.90% Variable	14.90% - 19.90% Variable	24.90% Variable
Standard APR Floor:	N/A	N/A	N/A
Introductory Rate:	0%	N/A
Introductory Period:	until November 2012	N/A	N/A

Finance Calculation Method:	Average daily balance	Purchase Grace Period:	25 days
Default/Penalty APR:	29.40% Variable	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	N/A	Default/Penalty Margin:	26.15
Maximum Default APR:	29.40%
Penalty/Default Trigger:	Penalty APR may be applied to your account if you make a late payment

Annual Fee:	N/A	Foreign Tranaction Fee:	N/A
Late Fee:	Up to $39 max. (Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee)	Over-the-limit fee:	Up to $39 max.
Balance Transfer Fee:	N/A	Cash Advance Fee:	3% ($10 min. ) (Either $10 or 3% of the amount of each cash advance, whichever is greater.)

Card Details

Card Issued By:	Capital One
Card Type:	Visa
Card Category:	Low Intro Rate
Card Class:	Platinum
Maximum Credit Line:	N/A
General Correspondence Address:	PO Box 26625 Richmond,VA 23261